Federal credit union · Fort Leonard Wo, Missouri · NCUA charter #24974
INFUZE
Health score 86/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 86
- Health / 100
- $438.5M
- Total assets
- 34,776
- Members
- 10.3%
- Net-worth ratio
INFUZE scores 86/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $438.5M; members 34,776; net-worth ratio 10.29%; health rank #1,837 of 4,374; healthier than 57th of scored peers.
NCUA Call Report stamp band
NCUA 5300 Call Report Masthead
#1,837 of 4,374 health · 2025Q4INFUZE · health 86/100 · $438.5M · 2025Q4
- BOOK 86/100
- CHARTER 10.3%
- NCUSIF 0.62%
- CAMELS 0.00%
- HEALTH $438.5M
- NW 34,776
- DELQ #1,837/4,374
- ROA Cu Hawaii
- ASSETS 24974
Call Report peers
INFUZE in the assets neighbourhood
INFUZE's $438.5M assets sit next to Cu Hawaii ($439.6M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
INFUZE vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
86 Top 43% higher than 57% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
INFUZE - Share Insurance Coverage
Charter #24974's composite supervisory bracket and risk-based capital, as reported in the 2025Q4 NCUA Call Report. See our deposit-insurance coverage note for how NCUSIF protection works.
INFUZE vs $100M–$500M peers
- Strongest edge vs 1069 $100M–$500M peers is Loan-to-Share Ratio: +16.12 pp (88.32% vs 72.20%).
- Largest lag: Net Worth Ratio at 10.29% vs peer 12.11% (-1.82 pp).
Peer averages are NCUA 5300 means for the $100M–$500M cohort (1069 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
INFUZE: in-state Call Report ranks
- Missouri health ordinal: #42 of 89.
- Missouri assets place: #8 of 89.
- Missouri membership ordinal: #8 of 89.
In-state ordinals use the live credit_unions table for MO only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
INFUZE: 2025Q4 → 2026Q1
- Assets moved +3.1% from $438.5M (2025Q4) to $452.1M (2026Q1).
- Net-worth ratio shifted +0.02 pp (10.27% → 10.29%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
At 10.29%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 86/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 86.
- Net Worth Ratio 35.3 pts
- Delinquency Rate 28.0 pts
- Return on Assets 5.3 pts
- Loan-to-Share Ratio 17.4 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 10.29% | -1.82 pp |
| Delinquency Rate | 0.62% | -0.27 pp |
| Return on Assets | 0.00% | -0.62 pp |
| Member Growth | N/A | - |
| Loan-to-Share Ratio | 88.32% | +16.12 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $100M–$500M (1069 CUs).
Call Report history - INFUZE
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $452.1M | - |
| 2025Q4 | $438.5M | 34,776 |
Credit Union Details
- Charter Number
- 24974
- Type
- Federal
- Field of Membership
- Other/Community
- Peer Group
- $100M–$500M
- State
- Missouri
- City
- Fort Leonard Wo
- Data Quarter
- 2025Q4
Branch Locations (7)
The NCUA branch filing lists 7 physical offices for INFUZE, spread across 5 cities.
| Office | City |
|---|---|
| Fort Leonard Wood (Main Office) | Fort Leonard Wood, MO |
| Lebanon Branch | Lebanon, MO |
| Lebanon Micro | Lebanon, MO |
| Osage Beach Branch | Osage Beach, MO |
| Rolla Branch | Rolla, MO |
| Rolla Wal-Mart Branch | Rolla, MO |
| Waynesville Branch | Waynesville, MO |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Missouri
Other federally-insured credit unions in Missouri, closest first by peer group and asset size.
INFUZE nationwide neighbourhoods
INFUZE's nationwide photo peers by assets and by health score, excluding Missouri charters.
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($438.5M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (86/100 here).
Using this data
- INFUZE ranks #1,837 of 4,374 nationally on financial health and #42 of 89 in MO -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Assemblies of God is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Assemblies of God
- Rates and health both vary by institution, not just by state -- see how Missouri credit unions compare overall before assuming this one is typical. Missouri state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is INFUZE financially healthy?
A 10.29% net worth ratio and a 0.62% delinquency rate feed into INFUZE's financial health score of 86/100 (Excellent), from NCUA 5300 Call Report data as of Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #1,837 of 4,374; by total assets it ranks #814 of 4,374 nationally (same basis as /rankings/largest); and #8 of 89 within Missouri. The scale: above 80 excellent, below 50 warrants closer monitoring.
How does INFUZE compare to other credit unions?
86/100 is INFUZE's score on PlainCU's health composite, compared to a peer group average for $100M–$500M credit unions, built from five weighted NCUA metrics - net worth ratio at 30%, delinquency rate at 25%, return on assets at 15%, member growth at 15%, and loan-to-share ratio at 15%.
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join INFUZE?
INFUZE operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact INFUZE directly for the exact boundaries and application steps.
Is my money safe at INFUZE?
Federal credit unions like INFUZE are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. INFUZE's net worth ratio of 10.29% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does INFUZE offer compared to banks?
Credit unions like INFUZE are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact INFUZE directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.