Federal credit union · LOS ANGELES, California · NCUA charter #16954
FOX
Health score 69/100, grade C (Good) - from the NCUA 5300 Call Report, 2025Q4.
- 69
- Health / 100
- $38.5M
- Total assets
- 3,025
- Members
- 9.1%
- Net-worth ratio
FOX scores 69/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $38.5M; members 3,025; net-worth ratio 9.08%; health rank #3,668 of 4,374; healthier than 16th of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#3,668 of 4,374 health · 2025Q4FOX · health 69/100 · $38.5M · 2025Q4
Call Report peers
FOX in the assets neighbourhood
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FOX vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); FOX sits in 65-69 with 275 others.
69 16th percentile higher than 16% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
FOX: Call Report deltas vs peers
- Strongest edge vs 1163 $10M–$50M peers is Loan-to-Share Ratio: +14.42 pp (74.22% vs 59.80%).
- Net Worth Ratio trails the peer set - 9.08% here, 14.86% peer average (-5.78 pp).
FOX: in-state Call Report ranks
- California health ordinal: #211 of 243.
- California assets place: #196 of 243.
- Member book place in California: #182 of 243.
- One place up in California, BLUPEAK (#210) ties at 69/100; one place down, OCEANAIR (#212) ties at 69/100.
FOX Call Report trajectory
FOX: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved -0.9% from $38.5M (2025Q4) to $38.1M (2026Q1).
- Net-worth ratio shifted -0.10 pp (9.18% → 9.08%).
At 9.08%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 69/100 score is built
FOX gives up 31 points in total. Return on Assets costs the most, 15 of its 15; Loan-to-Share Ratio scores full marks.
- Net Worth Ratio 27.7 pts
- Delinquency Rate 23.5 pts
- Return on Assets 0.0 pts
- Member Growth 2.7 pts
- Loan-to-Share Ratio 15.1 pts
FOX vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 9.08% | -5.78 pp |
| Delinquency Rate | 0.65% | -0.49 pp |
| Return on Assets | -0.61% | -1.31 pp |
| Member Growth | -3.48% | - |
| Loan-to-Share Ratio | 74.22% | +14.42 pp |
Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.
FOX filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $38.1M | - |
| 2025Q4 | $38.5M | 3,025 |
| 2024Q4 | $42.5M | 3,134 |
| 2023Q4 | $47.7M | 3,165 |
Credit Union Details
- Charter Number
- 16954
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $10M–$50M
- State
- California
- City
- LOS ANGELES
- Data Quarter
- 2025Q4
Branch Locations (5)
FOX operates 5 offices across 4 cities, spanning 2 states, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| 1990 Main (Main Office) | Los Angeles, CA |
| File Keepers | Commerce, CA |
| Studio Branch | Los Angeles, CA |
| VRC | MONTEBELLO, CA |
| NY Office | New York, NY |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in California
Other federally-insured credit unions in California, closest first by peer group and asset size.
Other-state peers near FOX
Using this data
- FOX ranks #3,668 of 4,374 nationally on financial health and #211 of 243 in CA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Media City is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Media City
Frequently Asked Questions
Is FOX financially healthy?
On its 2025Q4 NCUA 5300 filing, FOX scores 69/100 (Good), with a 9.08% net worth ratio and 0.65% of loans delinquent. It ranks #3,668 of 4,374 nationally on health and #211 of 243 in California.
How does FOX compare to other credit unions?
FOX scores 69/100, higher than 16% of the 4,374 scored credit unions. Against the 1163 peers in the $10M–$50M cohort, its widest edge is loan-to-share ratio (74.22% vs 59.80%). Its widest shortfall is net worth ratio (9.08% vs 14.86%).
How can I join FOX?
FOX operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact FOX directly for the exact boundaries and application steps.
Is my money safe at FOX?
FOX is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. FOX's net worth ratio of 9.08% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.