State credit union · Austin, Minnesota · NCUA charter #63258
Mower County Catholic Parishes
Health score 79/100, grade B (Very Good) - from the NCUA 5300 Call Report, 2025Q4.
- 79
- Health / 100
- $6.6M
- Total assets
- 1,012
- Members
- 18.9%
- Net-worth ratio
Mower County Catholic Parishes scores 79/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $6.6M; members 1,012; net-worth ratio 18.93%; health rank #2,819 of 4,374; healthier than 33rd of scored peers.
Title II Call Report masthead
NCUA 5300 Call Report Masthead
#2,819 of 4,374 health · 2025Q4Mower County Catholic Paris… · health 79/100 · $6.6M · 2025Q4
- ASSETS 79/100
- MEM 18.9%
- RANK 2.67%
- PHOTO 1.59%
- BOOK $6.6M
- CHARTER 1,012
- NCUSIF #2,819/4,374
- CAMELS n/a
- HEALTH 63258
Call Report peers
Mower County Catholic Parishes carries $6.6M in NCUA 5300 assets, stamped as a Call Report masthead, not a rate quote or membership pitch.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Mower County Catholic Parishes vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
79 33rd percentile higher than 33% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Mower County Catholic Parishes - Share Insurance Coverage
The 2025Q4 NCUA Call Report puts charter #63258 at the supervisory bracket and risk-based capital level shown below. NCUSIF protection is covered in our deposit-insurance coverage note.
Where Mower County Catholic Parishes diverges from peer averages
- Loan-to-Share Ratio leads the peer set - 85.39% here, 63.60% peer average (+21.79 pp).
- Widest shortfall vs peers is Delinquency Rate: +0.86 pp (2.67% vs 1.81%).
Peer averages are NCUA 5300 means for the $2M–$10M cohort (566 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Where Mower County Catholic Parishes sits in Minnesota
- Health composite ranks #63 of 82 among scored Minnesota credit unions.
- Assets rank #75 of 82 inside Minnesota ($6.6M reported).
- Minnesota membership ordinal: #67 of 82.
In-state ordinals use the live credit_unions table for MN only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
Mower County Catholic Parishes Call Report trajectory
Mower County Catholic Parishes: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +0.7% from $6.6M (2025Q4) to $6.7M (2026Q1).
- Net-worth ratio shifted +0.16 pp (18.77% → 18.93%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
This credit union's 18.93% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 79/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 79.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 8.3 pts
- Return on Assets 15.0 pts
- Member Growth 10.4 pts
- Loan-to-Share Ratio 15.3 pts
Call Report ratios for Mower County Catholic Parishes
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 18.93% | -0.13 pp |
| Delinquency Rate | 2.67% | +0.86 pp |
| Return on Assets | 1.59% | +1.14 pp |
| Member Growth | 1.20% | - |
| Loan-to-Share Ratio | 85.39% | +21.79 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $2M–$10M (566 CUs).
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $6.7M | - |
| 2025Q4 | $6.6M | 1,012 |
| 2024Q4 | $7.3M | 1,000 |
| 2023Q4 | $7.1M | 989 |
Credit Union Details
- Charter Number
- 63258
- Type
- State
- Field of Membership
- Other
- Peer Group
- $2M–$10M
- State
- Minnesota
- City
- Austin
- Data Quarter
- 2025Q4
Branch Location
Per its most recent NCUA branch filing, Mower County Catholic Parishes runs one office.
| Office | City |
|---|---|
| Credit Union Office (Main Office) | Austin, MN |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Minnesota
A look at other Minnesota credit unions, ranked by how closely their peer group and asset size match this one.
Cross-state Call Report peers for Mower County Catholic Paris…
Cross-state asset and health neighbours for Mower County Catholic Parishes - kept outside Minnesota; in-state CUs stay in the Nearby block.
Similar health score
Nearest other-state credit unions by five-factor health composite (79/100 here).
Using this data
- Mower County Catholic Parishes ranks #2,819 of 4,374 nationally on financial health and #63 of 82 in MN -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Red Lake Co Op is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Red Lake Co Op
- Rates and health both vary by institution, not just by state -- see how Minnesota credit unions compare overall before assuming this one is typical. Minnesota state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Mower County Catholic Parishes financially healthy?
Mower County Catholic Parishes has a financial health score of 79/100 (Very Good) based on NCUA 5300 Call Report data as of Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #2,819 of 4,374; by total assets it ranks #3,752 of 4,374 nationally (same basis as /rankings/largest); and #75 of 82 within Minnesota. Scores above 80 indicate excellent financial health; scores below 50 may warrant closer monitoring. Key factors include net worth ratio of 18.93% and delinquency rate of 2.67%.
How does Mower County Catholic Parishes compare to other credit unions?
Mower County Catholic Parishes scores 79/100 on PlainCU's health composite, compared to a peer group average for $2M–$10M credit unions. The score is based on five NCUA-reported metrics: net worth ratio (30%), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Mower County Catholic Parishes?
Membership eligibility for Mower County Catholic Parishes depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Mower County Catholic Parishes directly for current membership requirements and application steps.
Is my money safe at Mower County Catholic Parishes?
Federal credit unions like Mower County Catholic Parishes are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Mower County Catholic Parishes's net worth ratio of 18.93% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Mower County Catholic Parishes offer compared to banks?
Credit unions like Mower County Catholic Parishes are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Mower County Catholic Parishes directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.