State credit union · NEWARK, New Jersey · NCUA charter #66159
Newark Post Office Employees
Health score 62/100, grade C (Good) - from the NCUA 5300 Call Report, 2025Q4.
- 62
- Health / 100
- $2.2M
- Total assets
- 944
- Members
- 32.2%
- Net-worth ratio
Newark Post Office Employees scores 62/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $2.2M; members 944; net-worth ratio 32.21%; health rank #3,973 of 4,374; healthier than 8th of scored peers.
NCUA 5300 Call Report masthead
NCUA 5300 Call Report Masthead
#3,973 of 4,374 health · 2025Q4Newark Post Office Employees · health 62/100 · $2.2M · 2025Q4
Call Report peers
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Newark Post Office Employees vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Newark Post Office Employees sits in 60-64 with 179 others.
62 8th percentile higher than 8% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Newark Post Office Employees vs $2M–$10M peers
- Net Worth Ratio leads the peer set - 32.21% here, 19.06% peer average (+13.15 pp).
- Largest lag: Loan-to-Share Ratio at 38.46% vs peer 63.60% (-25.14 pp).
New Jersey standing for Newark Post Office Employees
- In New Jersey, health place is #107 of 127 on the same NCUA-ratio sort used nationally.
- New Jersey assets place: #115 of 127.
- Member book place in New Jersey: #92 of 127.
- One place up in New Jersey, Newark Police (#106) ties at 62/100; one place down, Elizabeth (N.J.) Firemen's (#108) ties at 62/100.
Newark Post Office Employees: 2025Q4 → 2026Q1
Newark Post Office Employees: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved -1.8% from $2.2M (2025Q4) to $2.2M (2026Q1).
- Net-worth ratio shifted -0.53 pp (32.74% → 32.21%).
This credit union's 32.21% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 62/100 score is built
Newark Post Office Employees gives up 38 points in total. Return on Assets costs the most, 15 of its 15; Net Worth Ratio scores full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 13.0 pts
- Return on Assets 0.0 pts
- Member Growth 9.4 pts
- Loan-to-Share Ratio 9.6 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 32.21% | +13.15 pp |
| Delinquency Rate | 1.93% | +0.12 pp |
| Return on Assets | -5.70% | -6.15 pp |
| Member Growth | 0.32% | - |
| Loan-to-Share Ratio | 38.46% | -25.14 pp |
Peer averages: $2M–$10M cohort, 566 credit unions, 2025Q4 filing.
Call Report history - Newark Post Office Employees
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $2.2M | - |
| 2025Q4 | $2.2M | 944 |
| 2024Q4 | $2.3M | 941 |
| 2023Q4 | $2.5M | 969 |
Credit Union Details
- Charter Number
- 66159
- Type
- State
- Field of Membership
- Other
- Peer Group
- $2M–$10M
- State
- New Jersey
- City
- NEWARK
- Data Quarter
- 2025Q4
Branch Location
Per its most recent NCUA branch filing, Newark Post Office Employees runs one office.
| Office | City |
|---|---|
| NEWARK POST OFFICE (Main Office) | NEWARK, NJ |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in New Jersey
More federally-insured credit unions based in New Jersey, ordered by peer group match and asset size.
Other-state peers near Newark Post Office Employees
Similar health score
Using this data
- Newark Post Office Employees ranks #3,973 of 4,374 nationally on financial health and #107 of 127 in NJ -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Trenton Teachers is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Trenton Teachers
Frequently Asked Questions
Is Newark Post Office Employees financially healthy?
Newark Post Office Employees has a financial health score of 62/100 (Good) from its 2025Q4 NCUA 5300 Call Report. It ranks #3,973 of 4,374 nationally on health and #107 of 127 in New Jersey. Its net worth ratio is 32.21% and its delinquency rate 1.93%.
How does Newark Post Office Employees compare to other credit unions?
Newark Post Office Employees scores 62/100, higher than 8% of the 4,374 scored credit unions. Against the 566 peers in the $2M–$10M cohort, its widest edge is net worth ratio (32.21% vs 19.06%). Its widest shortfall is loan-to-share ratio (38.46% vs 63.60%).
How can I join Newark Post Office Employees?
Membership eligibility for Newark Post Office Employees depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Newark Post Office Employees directly for current membership requirements and application steps.
Is my money safe at Newark Post Office Employees?
Newark Post Office Employees is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Newark Post Office Employees's net worth ratio of 32.21% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.