Federal credit union · Boise, Idaho · NCUA charter #82504
Boise Fire Department
Health score 72/100, grade B (Very Good) - from the NCUA 5300 Call Report, 2025Q4.
- 72
- Health / 100
- $8.8M
- Total assets
- 1,007
- Members
- 16.2%
- Net-worth ratio
Boise Fire Department scores 72/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $8.8M; members 1,007; net-worth ratio 16.19%; health rank #3,452 of 4,374; healthier than 20th of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#3,452 of 4,374 health · 2025Q4Boise Fire Department · health 72/100 · $8.8M · 2025Q4
Call Report peers
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Boise Fire Department vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Boise Fire Department sits in 70-74 with 317 others.
72 20th percentile higher than 20% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Peer-gap read for Boise Fire Department
- Loan-to-Share Ratio leads the peer set - 102.27% here, 63.60% peer average (+38.67 pp).
- Largest lag: Net Worth Ratio at 16.19% vs peer 19.06% (-2.87 pp).
Boise Fire Department in Idaho
- Idaho health ordinal: #22 of 26.
- Idaho assets place: #25 of 26.
- Member book place in Idaho: #25 of 26.
- One place up in Idaho, CONNECTIONS (#21) scores 73/100, 1 point higher; one place down, Capital Educators (#23) scores 69/100, 3 points lower.
Boise Fire Department: 2025Q4 → 2026Q1
Boise Fire Department: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved -0.4% from $8.8M (2025Q4) to $8.7M (2026Q1).
- Net-worth ratio shifted +0.12 pp (16.07% → 16.19%).
At 16.19%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 72/100 score is built
Boise Fire Department gives up 28 points in total. Delinquency Rate costs the most, 9.6 of its 25; Net Worth Ratio scores full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 15.4 pts
- Return on Assets 5.6 pts
- Member Growth 10.9 pts
- Loan-to-Share Ratio 10.1 pts
Boise Fire Department vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 16.19% | -2.87 pp |
| Delinquency Rate | 1.61% | -0.19 pp |
| Return on Assets | 0.02% | -0.43 pp |
| Member Growth | 1.61% | - |
| Loan-to-Share Ratio | 102.27% | +38.67 pp |
Peer averages: $2M–$10M cohort, 566 credit unions, 2025Q4 filing.
Boise Fire Department filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $8.7M | - |
| 2025Q4 | $8.8M | 1,007 |
| 2024Q4 | $9.1M | 991 |
| 2023Q4 | $8.7M | 958 |
Credit Union Details
- Charter Number
- 82504
- Type
- Federal
- Field of Membership
- Other
- Peer Group
- $2M–$10M
- State
- Idaho
- City
- Boise
- Data Quarter
- 2025Q4
Branch Location
Boise Fire Department operates a single office in Boise, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Boise Fire Department CU (Main Office) | Boise, ID |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Idaho
A look at other Idaho credit unions, ranked by how closely their peer group and asset size match this one.
Cross-state Call Report peers for Boise Fire Department
Similar health score
Using this data
- Boise Fire Department ranks #3,452 of 4,374 nationally on financial health and #22 of 26 in ID -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Snake River is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Snake River
Frequently Asked Questions
Is Boise Fire Department financially healthy?
On its 2025Q4 NCUA 5300 filing, Boise Fire Department scores 72/100 (Very Good), with a 16.19% net worth ratio and 1.61% of loans delinquent. It ranks #3,452 of 4,374 nationally on health and #22 of 26 in Idaho.
How does Boise Fire Department compare to other credit unions?
Boise Fire Department scores 72/100, higher than 20% of the 4,374 scored credit unions. Against the 566 peers in the $2M–$10M cohort, its widest edge is loan-to-share ratio (102.27% vs 63.60%). Its widest shortfall is net worth ratio (16.19% vs 19.06%).
How can I join Boise Fire Department?
Membership eligibility for Boise Fire Department depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Boise Fire Department directly for current membership requirements and application steps.
Is my money safe at Boise Fire Department?
Boise Fire Department is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Boise Fire Department's net worth ratio of 16.19% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.