Federal credit union · Burley, Idaho · NCUA charter #82527
Mini-Cassia Empl.
Health score 77/100, grade B (Very Good) - from the NCUA 5300 Call Report, 2025Q4.
- 77
- Health / 100
- $528K
- Total assets
- 341
- Members
- 16.6%
- Net-worth ratio
Mini-Cassia Empl. scores 77/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $528K; members 341; net-worth ratio 16.61%; health rank #3,053 of 4,374; healthier than 28th of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#3,053 of 4,374 health · 2025Q4Mini-Cassia Empl. · health 77/100 · $528K · 2025Q4
Call Report peers
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Mini-Cassia Empl. vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Mini-Cassia Empl. sits in 75-79 with 502 others.
77 28th percentile higher than 28% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Where Mini-Cassia Empl. diverges from peer averages
- Largest favorable gap: Loan-to-Share Ratio at 93.78% vs peer 52.70% (+41.08 pp).
- Net Worth Ratio trails the peer set - 16.61% here, 22.93% peer average (-6.32 pp).
Mini-Cassia Empl. in Idaho
- Health composite ranks #18 of 26 among scored Idaho credit unions.
- By total assets, Mini-Cassia Empl. is #26 of 26 in Idaho.
- Membership ranks #26 of 26 among Idaho CUs with a reported count (341 members).
- One place up in Idaho, Freedom Northwest (#17) scores 83/100, 6 points higher; one place down, PIONEER (#19) ties at 77/100.
Quarter path for Mini-Cassia Empl.
Mini-Cassia Empl.: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +0.7% from $528K (2025Q4) to $532K (2026Q1).
- Net-worth ratio shifted -0.08 pp (16.69% → 16.61%).
This credit union's 16.61% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 77/100 score is built
Mini-Cassia Empl. gives up 23 points in total. Delinquency Rate costs the most, 16.1 of its 25; Net Worth Ratio and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 8.9 pts
- Return on Assets 15.0 pts
- Member Growth 9.4 pts
- Loan-to-Share Ratio 13.7 pts
Call Report ratios for Mini-Cassia Empl.
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 16.61% | -6.32 pp |
| Delinquency Rate | 2.58% | -1.90 pp |
| Return on Assets | 0.54% | +0.32 pp |
| Member Growth | 0.29% | - |
| Loan-to-Share Ratio | 93.78% | +41.08 pp |
Peer averages: Under $2M cohort, 243 credit unions, 2025Q4 filing.
Mini-Cassia Empl. filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $532K | - |
| 2025Q4 | $528K | 341 |
| 2024Q4 | $509K | 340 |
| 2023Q4 | $520K | 344 |
Credit Union Details
- Charter Number
- 82527
- Type
- Federal
- Field of Membership
- Other
- Peer Group
- Under $2M
- State
- Idaho
- City
- Burley
- Data Quarter
- 2025Q4
Branch Location
The NCUA branch filing lists a single physical office for Mini-Cassia Empl..
| Office | City |
|---|---|
| Office (Main Office) | Burley, ID |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Idaho
Other federally-insured credit unions in Idaho, closest first by peer group and asset size.
Cross-state Call Report peers for Mini-Cassia Empl.
Similar health score
Using this data
- Mini-Cassia Empl. ranks #3,053 of 4,374 nationally on financial health and #18 of 26 in ID -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Boise Fire Department is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Boise Fire Department
Frequently Asked Questions
Is Mini-Cassia Empl. financially healthy?
On its 2025Q4 NCUA 5300 filing, Mini-Cassia Empl. scores 77/100 (Very Good), with a 16.61% net worth ratio and 2.58% of loans delinquent. It ranks #3,053 of 4,374 nationally on health and #18 of 26 in Idaho.
How does Mini-Cassia Empl. compare to other credit unions?
Mini-Cassia Empl. scores 77/100, higher than 28% of the 4,374 scored credit unions. Against the 243 peers in the Under $2M cohort, its widest edge is loan-to-share ratio (93.78% vs 52.70%). Its widest shortfall is net worth ratio (16.61% vs 22.93%).
How can I join Mini-Cassia Empl.?
Membership eligibility for Mini-Cassia Empl. depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Mini-Cassia Empl. directly for current membership requirements and application steps.
Is my money safe at Mini-Cassia Empl.?
Mini-Cassia Empl. is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Mini-Cassia Empl.'s net worth ratio of 16.61% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.