Federal credit union · Bridgeport, West Virginia · NCUA charter #12673
United Hospital Center
Health score 70/100, grade B (Very Good) - from the NCUA 5300 Call Report, 2025Q4.
- 70
- Health / 100
- $12.6M
- Total assets
- 1,493
- Members
- 23.2%
- Net-worth ratio
United Hospital Center scores 70/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $12.6M; members 1,493; net-worth ratio 23.24%; health rank #3,577 of 4,374; healthier than 17th of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#3,577 of 4,374 health · 2025Q4United Hospital Center · health 70/100 · $12.6M · 2025Q4
Call Report peers
United Hospital Center in the assets neighbourhood
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United Hospital Center vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); United Hospital Center sits in 70-74 with 317 others.
70 17th percentile higher than 17% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Where United Hospital Center diverges from peer averages
- Strongest edge vs 1163 $10M–$50M peers is Loan-to-Share Ratio: +16.23 pp (76.03% vs 59.80%).
- Delinquency Rate trails the peer set - 2.43% here, 1.15% peer average (+1.28 pp).
United Hospital Center: in-state Call Report ranks
- Health composite ranks #59 of 74 among scored West Virginia credit unions.
- Assets rank #51 of 74 inside West Virginia ($12.6M reported).
- Membership ranks #47 of 74 among West Virginia CUs with a reported count (1,493 members).
- One place up in West Virginia, Appalachian Power Employees (#58) ties at 70/100; one place down, Union Trades (#60) ties at 70/100.
Quarter path for United Hospital Center
United Hospital Center: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved -0.2% from $12.6M (2025Q4) to $12.5M (2026Q1).
- Net-worth ratio shifted +0.27 pp (22.97% → 23.24%).
This credit union's 23.24% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 70/100 score is built
United Hospital Center gives up 30 points in total. Delinquency Rate costs the most, 15.2 of its 25; Net Worth Ratio and Return on Assets and Loan-to-Share Ratio score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 9.8 pts
- Return on Assets 15.0 pts
- Member Growth 0.0 pts
- Loan-to-Share Ratio 15.2 pts
United Hospital Center vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 23.24% | +8.38 pp |
| Delinquency Rate | 2.43% | +1.28 pp |
| Return on Assets | 1.83% | +1.13 pp |
| Member Growth | -8.46% | - |
| Loan-to-Share Ratio | 76.03% | +16.23 pp |
Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.
United Hospital Center filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $12.5M | - |
| 2025Q4 | $12.6M | 1,493 |
| 2024Q4 | $12.4M | 1,631 |
| 2023Q4 | $13.5M | 1,649 |
Credit Union Details
- Charter Number
- 12673
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $10M–$50M
- State
- West Virginia
- City
- Bridgeport
- Data Quarter
- 2025Q4
Branch Locations (2)
United Hospital Center operates 2 offices across 2 cities, spanning 2 states, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| UNITED HOSPITAL CENTER FEDERAL CREDIT UNION (Main Office) | Bridgeport, WV |
| FED COMP OFF SIT STORAGE CENTER | FAIRFAX, VA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in West Virginia
More federally-insured credit unions based in West Virginia, ordered by peer group match and asset size.
United Hospital Center nationwide neighbourhoods
Similar total assets
Similar health score
Using this data
- United Hospital Center ranks #3,577 of 4,374 nationally on financial health and #59 of 74 in WV -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Willow Island is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Willow Island
Frequently Asked Questions
Is United Hospital Center financially healthy?
United Hospital Center has a financial health score of 70/100 (Very Good) from its 2025Q4 NCUA 5300 Call Report. It ranks #3,577 of 4,374 nationally on health and #59 of 74 in West Virginia. Its net worth ratio is 23.24% and its delinquency rate 2.43%.
How does United Hospital Center compare to other credit unions?
United Hospital Center scores 70/100, higher than 17% of the 4,374 scored credit unions. Against the 1163 peers in the $10M–$50M cohort, its widest edge is loan-to-share ratio (76.03% vs 59.80%). Its widest shortfall is delinquency rate (2.43% vs 1.15%).
How can I join United Hospital Center?
United Hospital Center operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact United Hospital Center directly for the exact boundaries and application steps.
Is my money safe at United Hospital Center?
United Hospital Center is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. United Hospital Center's net worth ratio of 23.24% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.