State credit union · HANNIBAL, Missouri · NCUA charter #64709
Northeast Regional
Health score 83/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 83
- Health / 100
- $1.8M
- Total assets
- 336
- Members
- 13.2%
- Net-worth ratio
Northeast Regional scores 83/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $1.8M; members 336; net-worth ratio 13.24%; health rank #2,265 of 4,374; healthier than 46th of scored peers.
NCUA Call Report stamp band
NCUA 5300 Call Report Masthead
#2,265 of 4,374 health · 2025Q4Northeast Regional · health 83/100 · $1.8M · 2025Q4
Call Report peers
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Northeast Regional vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Northeast Regional sits in 80-84 with 767 others.
83 46th percentile higher than 46% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Where Northeast Regional diverges from peer averages
- Largest favorable gap: Loan-to-Share Ratio at 99.37% vs peer 52.70% (+46.67 pp).
- Net Worth Ratio trails the peer set - 13.24% here, 22.93% peer average (-9.69 pp).
Where Northeast Regional sits in Missouri
- Health composite ranks #48 of 89 among scored Missouri credit unions.
- By total assets, Northeast Regional is #83 of 89 in Missouri.
- Membership ranks #87 of 89 among Missouri CUs with a reported count (336 members).
- One place up in Missouri, COUNTY (#47) scores 84/100, 1 point higher; one place down, VANTAGE (#49) ties at 83/100.
Quarter path for Northeast Regional
Northeast Regional: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +1.4% from $1.8M (2025Q4) to $1.8M (2026Q1).
- Net-worth ratio shifted -0.10 pp (13.34% → 13.24%).
13.24% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 83/100 score is built
Northeast Regional gives up 17 points in total. Member Growth costs the most, 12.7 of its 15; Net Worth Ratio and Delinquency Rate and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 2.3 pts
- Loan-to-Share Ratio 10.7 pts
Call Report ratios for Northeast Regional
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 13.24% | -9.69 pp |
| Delinquency Rate | 0.00% | -4.48 pp |
| Return on Assets | 0.57% | +0.35 pp |
| Member Growth | -3.72% | - |
| Loan-to-Share Ratio | 99.37% | +46.67 pp |
Peer averages: Under $2M cohort, 243 credit unions, 2025Q4 filing.
Northeast Regional quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $1.8M | - |
| 2025Q4 | $1.8M | 336 |
| 2024Q4 | $1.7M | 349 |
| 2023Q4 | $1.8M | 353 |
Credit Union Details
- Charter Number
- 64709
- Type
- State
- Field of Membership
- Other
- Peer Group
- Under $2M
- State
- Missouri
- City
- HANNIBAL
- Data Quarter
- 2025Q4
Branch Location
Per its most recent NCUA branch filing, Northeast Regional runs one office.
| Office | City |
|---|---|
| Northeast Regional Credit Union (Main Office) | Hannibal, MO |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Missouri
More federally-insured credit unions based in Missouri, ordered by peer group match and asset size.
Cross-state Call Report peers for Northeast Regional
Using this data
- Northeast Regional ranks #2,265 of 4,374 nationally on financial health and #48 of 89 in MO -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Bothwell Hospital Employees is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Bothwell Hospital Employees
Frequently Asked Questions
Is Northeast Regional financially healthy?
Northeast Regional has a financial health score of 83/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #2,265 of 4,374 nationally on health and #48 of 89 in Missouri. Its net worth ratio is 13.24% and its delinquency rate 0.00%.
How does Northeast Regional compare to other credit unions?
Northeast Regional scores 83/100, higher than 46% of the 4,374 scored credit unions. Against the 243 peers in the Under $2M cohort, its widest edge is loan-to-share ratio (99.37% vs 52.70%). Its widest shortfall is net worth ratio (13.24% vs 22.93%).
How can I join Northeast Regional?
Membership eligibility for Northeast Regional depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Northeast Regional directly for current membership requirements and application steps.
Is my money safe at Northeast Regional?
Northeast Regional is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Northeast Regional's net worth ratio of 13.24% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.