Federal credit union · Jackson, Mississippi · NCUA charter #24976
Mississippi Public Employees
Health score 76/100, grade B (Very Good) - from the NCUA 5300 Call Report, 2025Q4.
- 76
- Health / 100
- $29.5M
- Total assets
- 5,128
- Members
- 17.1%
- Net-worth ratio
Mississippi Public Employees scores 76/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $29.5M; members 5,128; net-worth ratio 17.13%; health rank #3,151 of 4,374; healthier than 26th of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#3,151 of 4,374 health · 2025Q4Mississippi Public Employees · health 76/100 · $29.5M · 2025Q4
- NW 76/100
- DELQ 17.1%
- ROA 0.94%
- ASSETS 0.00%
- MEM $29.5M
- RANK 5,128
- PHOTO #3,151/4,374
- BOOK Postal Family
- CHARTER 24976
Call Report peers
Mississippi Public Employees in the assets neighbourhood
Mississippi Public Employees's $29.5M assets sit next to Postal Family ($29.5M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Mississippi Public Employees vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
76 26th percentile higher than 26% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Mississippi Public Employees - Share Insurance Coverage
Composite supervisory bracket and risk-based capital, read from the 2025Q4 NCUA Call Report for charter #24976. See our deposit-insurance coverage note.
Mississippi Public Employees vs $10M–$50M peers
- Strongest edge vs 1163 $10M–$50M peers is Net Worth Ratio: +2.27 pp (17.13% vs 14.86%).
- Widest shortfall vs peers is Loan-to-Share Ratio: -23.55 pp (36.25% vs 59.80%).
Peer averages are NCUA 5300 means for the $10M–$50M cohort (1163 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Mississippi Public Employees in Mississippi
- In Mississippi, health place is #37 of 55 on the same NCUA-ratio sort used nationally.
- Assets rank #23 of 55 inside Mississippi ($29.5M reported).
- Mississippi membership ordinal: #18 of 55.
In-state ordinals use the live credit_unions table for MS only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
Mississippi Public Employees: 2025Q4 → 2026Q1
- Assets moved +2.1% from $29.5M (2025Q4) to $30.1M (2026Q1).
- Net-worth ratio shifted +0.00 pp (17.13% → 17.13%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
This credit union's 17.13% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 76/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 76.
- Net Worth Ratio 35.3 pts
- Delinquency Rate 24.2 pts
- Return on Assets 5.3 pts
- Loan-to-Share Ratio 11.2 pts
Mississippi Public Employees vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 17.13% | +2.27 pp |
| Delinquency Rate | 0.94% | -0.21 pp |
| Return on Assets | 0.00% | -0.70 pp |
| Member Growth | N/A | - |
| Loan-to-Share Ratio | 36.25% | -23.55 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $10M–$50M (1163 CUs).
Mississippi Public Employees quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $30.1M | - |
| 2025Q4 | $29.5M | 5,128 |
Credit Union Details
- Charter Number
- 24976
- Type
- Federal
- Field of Membership
- Multiple Common Bond
- Peer Group
- $10M–$50M
- State
- Mississippi
- City
- Jackson
- Data Quarter
- 2025Q4
Branch Locations (3)
Mississippi Public Employees operates 3 offices across 2 cities, spanning 2 states, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Mississippi Public Employees Federal Credit Union (Main Office) | Jackson, MS |
| Public Service Comm | Jackson, MS |
| SDS/Fiserv | Madison, WI |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Mississippi
Other federally-insured credit unions in Mississippi, closest first by peer group and asset size.
Cross-state Call Report peers for Mississippi Public Employees
Mississippi Public Employees's nationwide photo peers by assets and by health score, excluding Mississippi charters.
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($29.5M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (76/100 here).
Using this data
- Mississippi Public Employees ranks #3,151 of 4,374 nationally on financial health and #37 of 55 in MS -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- ECM is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with ECM
- Rates and health both vary by institution, not just by state -- see how Mississippi credit unions compare overall before assuming this one is typical. Mississippi state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Mississippi Public Employees financially healthy?
Based on NCUA 5300 Call Report data as of Q4 2025, Mississippi Public Employees carries a financial health score of 76/100 (Very Good). On the national health ranking (same basis as /rankings/healthiest), it sits at #3,151 of 4,374; by total assets it ranks #2,867 of 4,374 nationally (same basis as /rankings/largest); and #23 of 55 within Mississippi. On this scale, above 80 is excellent and below 50 warrants closer monitoring; the two biggest inputs here are a 17.13% net worth ratio and a 0.94% delinquency rate.
How does Mississippi Public Employees compare to other credit unions?
On PlainCU's health composite, Mississippi Public Employees lands at 76/100, compared to a peer group average for $10M–$50M credit unions. Five NCUA-reported metrics feed that number: net worth ratio (weighted 30%), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Mississippi Public Employees?
Mississippi Public Employees serves multiple common-bond groups, membership usually requires belonging to one of several qualifying employers, associations, or organizations the credit union has chartered to serve. Contact Mississippi Public Employees directly for the current list of qualifying groups.
Is my money safe at Mississippi Public Employees?
Federal credit unions like Mississippi Public Employees are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Mississippi Public Employees's net worth ratio of 17.13% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Mississippi Public Employees offer compared to banks?
Credit unions like Mississippi Public Employees are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Mississippi Public Employees directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.