Federal credit union · Jackson, Mississippi · NCUA charter #24976
Mississippi Public Employees
Health score 76/100, grade B (Very Good) - from the NCUA 5300 Call Report, 2025Q4.
- 76
- Health / 100
- $29.5M
- Total assets
- 5,128
- Members
- 17.1%
- Net-worth ratio
Mississippi Public Employees scores 76/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $29.5M; members 5,128; net-worth ratio 17.13%; health rank #3,151 of 4,374; healthier than 26th of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#3,151 of 4,374 health · 2025Q4Mississippi Public Employees · health 76/100 · $29.5M · 2025Q4
Call Report peers
Mississippi Public Employees in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Mississippi Public Employees vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Mississippi Public Employees sits in 75-79 with 502 others.
76 26th percentile higher than 26% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Mississippi Public Employees vs $10M–$50M peers
- Strongest edge vs 1163 $10M–$50M peers is Net Worth Ratio: +2.27 pp (17.13% vs 14.86%).
- Widest shortfall vs peers is Loan-to-Share Ratio: -23.55 pp (36.25% vs 59.80%).
Mississippi Public Employees in Mississippi
- In Mississippi, health place is #37 of 55 on the same NCUA-ratio sort used nationally.
- Assets rank #23 of 55 inside Mississippi ($29.5M reported).
- Mississippi membership ordinal: #18 of 55.
- One place up in Mississippi, Jackson Area (#36) scores 78/100, 2 points higher; one place down, Eagle Express (#38) scores 75/100, 1 point lower.
Mississippi Public Employees: 2025Q4 → 2026Q1
- Assets moved +2.1% from $29.5M (2025Q4) to $30.1M (2026Q1).
- Net-worth ratio shifted +0.00 pp (17.13% → 17.13%).
This credit union's 17.13% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 76/100 score is built
Mississippi Public Employees gives up 24 points in total. Return on Assets costs the most, 12.4 of its 17.6; Net Worth Ratio scores full marks.
- Net Worth Ratio 35.3 pts
- Delinquency Rate 24.2 pts
- Return on Assets 5.3 pts
- Loan-to-Share Ratio 11.2 pts
Mississippi Public Employees vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 17.13% | +2.27 pp |
| Delinquency Rate | 0.94% | -0.21 pp |
| Return on Assets | 0.00% | -0.70 pp |
| Member Growth | N/A | - |
| Loan-to-Share Ratio | 36.25% | -23.55 pp |
Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.
Mississippi Public Employees quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $30.1M | - |
| 2025Q4 | $29.5M | 5,128 |
Credit Union Details
- Charter Number
- 24976
- Type
- Federal
- Field of Membership
- Multiple Common Bond
- Peer Group
- $10M–$50M
- State
- Mississippi
- City
- Jackson
- Data Quarter
- 2025Q4
Branch Locations (3)
Mississippi Public Employees operates 3 offices across 2 cities, spanning 2 states, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Mississippi Public Employees Federal Credit Union (Main Office) | Jackson, MS |
| Public Service Comm | Jackson, MS |
| SDS/Fiserv | Madison, WI |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Mississippi
Other federally-insured credit unions in Mississippi, closest first by peer group and asset size.
Cross-state Call Report peers for Mississippi Public Employees
Using this data
- Mississippi Public Employees ranks #3,151 of 4,374 nationally on financial health and #37 of 55 in MS -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- ECM is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with ECM
Frequently Asked Questions
Is Mississippi Public Employees financially healthy?
Mississippi Public Employees has a financial health score of 76/100 (Very Good) from its 2025Q4 NCUA 5300 Call Report. It ranks #3,151 of 4,374 nationally on health and #37 of 55 in Mississippi. Its net worth ratio is 17.13% and its delinquency rate 0.94%.
How does Mississippi Public Employees compare to other credit unions?
Mississippi Public Employees scores 76/100, higher than 26% of the 4,374 scored credit unions. Against the 1163 peers in the $10M–$50M cohort, its widest edge is net worth ratio (17.13% vs 14.86%). Its widest shortfall is loan-to-share ratio (36.25% vs 59.80%).
How can I join Mississippi Public Employees?
Mississippi Public Employees serves multiple common-bond groups, membership usually requires belonging to one of several qualifying employers, associations, or organizations the credit union has chartered to serve. Contact Mississippi Public Employees directly for the current list of qualifying groups.
Is my money safe at Mississippi Public Employees?
Mississippi Public Employees is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Mississippi Public Employees's net worth ratio of 17.13% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.