Federal credit union · Las Vegas, Nevada · NCUA charter #97085
Silver State Schools
Health score 94/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 94
- Health / 100
- $1.28B
- Total assets
- 67,184
- Members
- 9.9%
- Net-worth ratio
Silver State Schools scores 94/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $1.28B; members 67,184; net-worth ratio 9.88%; health rank #544 of 4,374; healthier than 87th of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#544 of 4,374 health · 2025Q4Silver State Schools · health 94/100 · $1.28B · 2025Q4
Call Report peers
Silver State Schools in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Silver State Schools vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Silver State Schools sits in 90-94 with 747 others.
94 Top 13% higher than 87% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Peer-gap read for Silver State Schools
- Strongest edge vs 749 Over $500M peers is Loan-to-Share Ratio: +1.88 pp (85.78% vs 83.90%).
- Largest lag: Net Worth Ratio at 9.88% vs peer 11.18% (-1.30 pp).
Silver State Schools: in-state Call Report ranks
- Nevada health ordinal: #6 of 13.
- Nevada assets place: #4 of 13.
- Membership ranks #3 of 13 among Nevada CUs with a reported count (67,184 members).
- One place up in Nevada, Sierra Pacific (#5) ties at 94/100; one place down, One Nevada (#7) scores 89/100, 5 points lower.
How Silver State Schools's 5300 filing moved
Silver State Schools: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +2.9% from $1.28B (2025Q4) to $1.32B (2026Q1).
- Net-worth ratio shifted -0.08 pp (9.96% → 9.88%).
At 9.88%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 94/100 score is built
Silver State Schools gives up 6 points in total. Return on Assets costs the most, 5.4 of its 15; Member Growth and Loan-to-Share Ratio score full marks.
- Net Worth Ratio 29.7 pts
- Delinquency Rate 24.4 pts
- Return on Assets 9.6 pts
- Member Growth 15.0 pts
- Loan-to-Share Ratio 15.3 pts
Call Report ratios for Silver State Schools
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 9.88% | -1.30 pp |
| Delinquency Rate | 0.56% | -0.32 pp |
| Return on Assets | 0.14% | -0.37 pp |
| Member Growth | 5.50% | - |
| Loan-to-Share Ratio | 85.78% | +1.88 pp |
Peer averages: Over $500M cohort, 749 credit unions, 2025Q4 filing.
Silver State Schools filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $1.32B | - |
| 2025Q4 | $1.28B | 67,184 |
| 2024Q4 | $1.25B | 63,684 |
| 2023Q4 | $1.14B | 63,449 |
Credit Union Details
- Charter Number
- 97085
- Type
- Federal
- Field of Membership
- Other
- Peer Group
- Over $500M
- State
- Nevada
- City
- Las Vegas
- Data Quarter
- 2025Q4
Branch Locations (11)
Silver State Schools operates 11 offices across 3 cities, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Head Quarters (Main Office) | Las Vegas, NV |
| Whitney | Henderson, NV |
| Water Street | Henderson, NV |
| Serene | Las Vegas, NV |
| Tule Springs | Las Vegas, NV |
| Winterwood Branch | Las Vegas, NV |
| Cimarron | Las Vegas, NV |
| Westcliff | Las Vegas, NV |
| Tropicana | Las Vegas, NV |
| Cactus | Las Vegas, NV |
| Aliante | North Las Vegas, NV |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Nevada
Other federally-insured credit unions in Nevada, closest first by peer group and asset size.
Silver State Schools nationwide neighbourhoods
Using this data
- Silver State Schools ranks #544 of 4,374 nationally on financial health and #6 of 13 in NV -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- One Nevada is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with One Nevada
Frequently Asked Questions
Is Silver State Schools financially healthy?
Silver State Schools has a financial health score of 94/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #544 of 4,374 nationally on health and #6 of 13 in Nevada. Its net worth ratio is 9.88% and its delinquency rate 0.56%.
How does Silver State Schools compare to other credit unions?
Silver State Schools scores 94/100, higher than 87% of the 4,374 scored credit unions. Against the 749 peers in the Over $500M cohort, its widest edge is loan-to-share ratio (85.78% vs 83.90%). Its widest shortfall is net worth ratio (9.88% vs 11.18%).
How can I join Silver State Schools?
Membership eligibility for Silver State Schools depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Silver State Schools directly for current membership requirements and application steps.
Is my money safe at Silver State Schools?
Silver State Schools is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Silver State Schools's net worth ratio of 9.88% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.