Federal credit union · Reno, Nevada · NCUA charter #7063

Great Basin

Health score 96/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.

96
Health / 100
$354.3M
Total assets
27,825
Members
10.6%
Net-worth ratio

Great Basin scores 96/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $354.3M; members 27,825; net-worth ratio 10.60%; health rank #279 of 4,374; healthier than 93rd of scored peers.

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#279 of 4,374 health · 2025Q4

Great Basin · health 96/100 · $354.3M · 2025Q4

Great Basin in the assets neighbourhood

TRANSPORTATION$356.1MIh Credit Union, Inc.$356.0MGreat Basin (this)$354.3MWaterbury Connecticut TeachersWaterbury Connecticut Teache…$354.2MFirefighters Community Cu$354.1MPENINSULA$352.5M
Nearest other-state credit unions by total assets (NCUA 5300)

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Great Basin vs every NCUA-scored credit union

The busiest band is 85-89 (858 credit unions); Great Basin sits in 95-99 with 391 others.

96 Top 7% higher than 93% of 4,374 credit unions

every scored credit union, bucketed by value

Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source NCUA 5300 Call Report aggregates · 2025Q4

Great Basin: Call Report deltas vs peers

  • Strongest edge vs 1069 $100M–$500M peers is Loan-to-Share Ratio: +6.01 pp (78.21% vs 72.20%).
  • Widest shortfall vs peers is Net Worth Ratio: -1.51 pp (10.60% vs 12.11%).

Great Basin in Nevada

  • Health composite ranks #4 of 13 among scored Nevada credit unions.
  • By total assets, Great Basin is #6 of 13 in Nevada.
  • Nevada membership ordinal: #5 of 13.
  • One place up in Nevada, Financial Horizons (#3) scores 98/100, 2 points higher; one place down, Sierra Pacific (#5) scores 94/100, 2 points lower.

How Great Basin's 5300 filing moved

Great Basin: total assets by quarter

2023Q4 to 2026Q1, NCUA 5300

250,000,000300,000,000350,000,000400,000,000 2023Q42024Q42025Q42026Q1 275,767,580 368,038,817 ▲ +33.5%
  • Assets moved +3.9% from $354.3M (2025Q4) to $368.0M (2026Q1).
  • Net-worth ratio shifted -0.26 pp (10.86% → 10.60%).
Net worth ratio vs. NCUA well-capitalized threshold 70.7%

At 10.60%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.

How the 96/100 score is built

Great Basin gives up 4 points in total. Delinquency Rate costs the most, 3.8 of its 25; Net Worth Ratio and Return on Assets and Member Growth and Loan-to-Share Ratio score full marks.

  • Net Worth Ratio 30.0 pts
  • Delinquency Rate 21.2 pts
  • Return on Assets 15.0 pts
  • Member Growth 15.0 pts
  • Loan-to-Share Ratio 14.8 pts

Great Basin health metrics

Metric Value vs peer
Net Worth Ratio 10.60% -1.51 pp
Delinquency Rate 0.88% -0.02 pp
Return on Assets 0.97% +0.35 pp
Member Growth 7.52% -
Loan-to-Share Ratio 78.21% +6.01 pp

Peer averages: $100M–$500M cohort, 1069 credit unions, 2025Q4 filing.

Call Report history - Great Basin

Quarter Assets Members
2026Q1 $368.0M -
2025Q4 $354.3M 27,825
2024Q4 $339.8M 25,879
2023Q4 $275.8M 22,635

Credit Union Details

Charter Number
7063
Type
Federal
Field of Membership
Community
Peer Group
$100M–$500M
State
Nevada
City
Reno
Data Quarter
2025Q4

Branch Locations (4)

Great Basin operates 4 offices across 2 cities, per its most recent NCUA branch filing.

Office City
Main Branch (Main Office) Reno, NV
Northwest Branch Reno, NV
North Valleys Branch Reno, NV
Los Altos Branch Sparks, NV

Source: NCUA Credit Union Branch Information, 2025Q4 filing.

Nearby Credit Unions in Nevada

A look at other Nevada credit unions, ranked by how closely their peer group and asset size match this one.

Compare Great Basin vs ELKO

Other-state peers near Great Basin

Using this data

  • Great Basin ranks #279 of 4,374 nationally on financial health and #4 of 13 in NV -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
  • ELKO is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with ELKO

Frequently Asked Questions

Is Great Basin financially healthy?

Great Basin has a financial health score of 96/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #279 of 4,374 nationally on health and #4 of 13 in Nevada. Its net worth ratio is 10.60% and its delinquency rate 0.88%.

How does Great Basin compare to other credit unions?

Great Basin scores 96/100, higher than 93% of the 4,374 scored credit unions. Against the 1069 peers in the $100M–$500M cohort, its widest edge is loan-to-share ratio (78.21% vs 72.20%). Its widest shortfall is net worth ratio (10.60% vs 12.11%).

How can I join Great Basin?

Great Basin operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Great Basin directly for the exact boundaries and application steps.

Is my money safe at Great Basin?

Great Basin is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Great Basin's net worth ratio of 10.60% exceeds the 7% threshold NCUA considers "well capitalized."

Data sourced from the NCUA 5300 Call Report (2025Q4) for Great Basin. Retrieved and formatted by PlainCU. See our methodology for details.

Disclaimer: Not affiliated with NCUA. For informational purposes only.

Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.