Federal credit union · BOULDER CITY, Nevada · NCUA charter #96084
Boulder Dam
Health score 87/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 87
- Health / 100
- $865.0M
- Total assets
- 19,880
- Members
- 14.5%
- Net-worth ratio
Boulder Dam scores 87/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $865.0M; members 19,880; net-worth ratio 14.52%; health rank #1,607 of 4,374; healthier than 60th of scored peers.
Title II Call Report masthead
NCUA 5300 Call Report Masthead
#1,607 of 4,374 health · 2025Q4Boulder Dam · health 87/100 · $865.0M · 2025Q4
- NW 87/100
- DELQ 14.5%
- ROA 0.08%
- ASSETS 1.14%
- MEM $865.0M
- RANK 19,880
- PHOTO #1,607/4,374
- BOOK OCEANAIR
- CHARTER 96084
Call Report peers
Boulder Dam in the assets neighbourhood
Boulder Dam's $865.0M assets sit next to OCEANAIR ($867.4M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Boulder Dam vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
87 Top 40% higher than 60% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Boulder Dam - Share Insurance Coverage
Charter #96084's composite supervisory bracket and risk-based capital, as reported in the 2025Q4 NCUA Call Report. See our deposit-insurance coverage note for how NCUSIF protection works.
Where Boulder Dam diverges from peer averages
- Strongest edge vs 749 Over $500M peers is Net Worth Ratio: +3.34 pp (14.52% vs 11.18%).
- Loan-to-Share Ratio trails the peer set - 47.05% here, 83.90% peer average (-36.85 pp).
Peer averages are NCUA 5300 means for the Over $500M cohort (749 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Boulder Dam: in-state Call Report ranks
- Health composite ranks #9 of 13 among scored Nevada credit unions.
- Nevada assets place: #5 of 13.
- Membership ranks #6 of 13 among Nevada CUs with a reported count (19,880 members).
In-state ordinals use the live credit_unions table for NV only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
How Boulder Dam's 5300 filing moved
Boulder Dam: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved -0.0% from $865.0M (2025Q4) to $865.0M (2026Q1).
- Net-worth ratio shifted +0.34 pp (14.18% → 14.52%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
This credit union's 14.52% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 87/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 87.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 7.0 pts
- Loan-to-Share Ratio 10.0 pts
Boulder Dam vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 14.52% | +3.34 pp |
| Delinquency Rate | 0.08% | -0.79 pp |
| Return on Assets | 1.14% | +0.64 pp |
| Member Growth | -1.11% | - |
| Loan-to-Share Ratio | 47.05% | -36.85 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: Over $500M (749 CUs).
Boulder Dam quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $865.0M | - |
| 2025Q4 | $865.0M | 19,880 |
| 2024Q4 | $829.2M | 20,103 |
| 2023Q4 | $808.4M | 20,274 |
Credit Union Details
- Charter Number
- 96084
- Type
- Federal
- Field of Membership
- Other
- Peer Group
- Over $500M
- State
- Nevada
- City
- BOULDER CITY
- Data Quarter
- 2025Q4
Branch Location
Per its most recent NCUA branch filing, Boulder Dam runs one office.
| Office | City |
|---|---|
| BOULDER DAM CU (Main Office) | BOULDER CITY, NV |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Nevada
A look at other Nevada credit unions, ranked by how closely their peer group and asset size match this one.
Other-state peers near Boulder Dam
Cross-state asset and health neighbours for Boulder Dam - kept outside Nevada; in-state CUs stay in the Nearby block.
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($865.0M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (87/100 here).
Using this data
- Boulder Dam ranks #1,607 of 4,374 nationally on financial health and #9 of 13 in NV -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Silver State Schools is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Silver State Schools
- Rates and health both vary by institution, not just by state -- see how Nevada credit unions compare overall before assuming this one is typical. Nevada state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Boulder Dam financially healthy?
Yes/no aside, the number is 87/100 (Excellent) - Boulder Dam's financial health score from the NCUA 5300 Call Report, Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #1,607 of 4,374; by total assets it ranks #525 of 4,374 nationally (same basis as /rankings/largest); and #5 of 13 within Nevada. Above 80 reads excellent, below 50 warrants closer monitoring; a 14.52% net worth ratio and 0.08% delinquency rate are the key drivers.
How does Boulder Dam compare to other credit unions?
87/100 is Boulder Dam's score on PlainCU's health composite, compared to a peer group average for Over $500M credit unions, built from five weighted NCUA metrics - net worth ratio at 30%, delinquency rate at 25%, return on assets at 15%, member growth at 15%, and loan-to-share ratio at 15%.
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Boulder Dam?
Membership eligibility for Boulder Dam depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Boulder Dam directly for current membership requirements and application steps.
Is my money safe at Boulder Dam?
Federal credit unions like Boulder Dam are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Boulder Dam's net worth ratio of 14.52% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Boulder Dam offer compared to banks?
Credit unions like Boulder Dam are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Boulder Dam directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.