Federal credit union · Purchase, New York · NCUA charter #22769
QUORUM
Health score 87/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 87
- Health / 100
- $1.27B
- Total assets
- 71,142
- Members
- 9.9%
- Net-worth ratio
QUORUM scores 87/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $1.27B; members 71,142; net-worth ratio 9.92%; health rank #1,696 of 4,374; healthier than 60th of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#1,696 of 4,374 health · 2025Q4QUORUM · health 87/100 · $1.27B · 2025Q4
Call Report peers
QUORUM in the assets neighbourhood
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QUORUM vs every NCUA-scored credit union
QUORUM sits in the busiest band, 85-89, alongside 857 other credit unions.
87 Top 40% higher than 60% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Peer-gap read for QUORUM
- Strongest edge vs 749 Over $500M peers is Loan-to-Share Ratio: +0.23 pp (84.13% vs 83.90%).
- Net Worth Ratio trails the peer set - 9.92% here, 11.18% peer average (-1.26 pp).
QUORUM: in-state Call Report ranks
- In New York, health place is #99 of 272 on the same NCUA-ratio sort used nationally.
- Assets rank #21 of 272 inside New York ($1.27B reported).
- New York membership ordinal: #21 of 272.
- One place up in New York, VISIONS (#98) ties at 87/100; one place down, PALISADES (#100) ties at 87/100.
How QUORUM's 5300 filing moved
QUORUM: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +2.9% from $1.27B (2025Q4) to $1.31B (2026Q1).
- Net-worth ratio shifted +0.17 pp (9.75% → 9.92%).
9.92% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 87/100 score is built
QUORUM gives up 13 points in total. Delinquency Rate costs the most, 12.5 of its 25; Member Growth and Return on Assets and Loan-to-Share Ratio score full marks.
- Net Worth Ratio 29.8 pts
- Delinquency Rate 12.5 pts
- Return on Assets 15.0 pts
- Member Growth 15.0 pts
- Loan-to-Share Ratio 14.7 pts
QUORUM health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 9.92% | -1.26 pp |
| Delinquency Rate | 1.99% | +1.12 pp |
| Return on Assets | 0.59% | +0.08 pp |
| Member Growth | 4.96% | - |
| Loan-to-Share Ratio | 84.13% | +0.23 pp |
Peer averages: Over $500M cohort, 749 credit unions, 2025Q4 filing.
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $1.31B | - |
| 2025Q4 | $1.27B | 71,142 |
| 2024Q4 | $1.13B | 67,778 |
| 2023Q4 | $1.09B | 68,318 |
Credit Union Details
- Charter Number
- 22769
- Type
- Federal
- Field of Membership
- Other/Community
- Peer Group
- Over $500M
- State
- New York
- City
- Purchase
- Data Quarter
- 2025Q4
Branch Location
QUORUM operates a single office in Purchase, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Quorum FCU (Main Office) | Purchase, NY |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in New York
A look at other New York credit unions, ranked by how closely their peer group and asset size match this one.
Other-state peers near QUORUM
Similar total assets
Similar health score
Using this data
- QUORUM ranks #1,696 of 4,374 nationally on financial health and #99 of 272 in NY -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- SIDNEY is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with SIDNEY
Frequently Asked Questions
Is QUORUM financially healthy?
On its 2025Q4 NCUA 5300 filing, QUORUM scores 87/100 (Excellent), with a 9.92% net worth ratio and 1.99% of loans delinquent. It ranks #1,696 of 4,374 nationally on health and #99 of 272 in New York.
How does QUORUM compare to other credit unions?
QUORUM scores 87/100, higher than 60% of the 4,374 scored credit unions. Against the 749 peers in the Over $500M cohort, its widest edge is loan-to-share ratio (84.13% vs 83.90%). Its widest shortfall is net worth ratio (9.92% vs 11.18%).
How can I join QUORUM?
QUORUM operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact QUORUM directly for the exact boundaries and application steps.
Is my money safe at QUORUM?
QUORUM is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. QUORUM's net worth ratio of 9.92% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.