Federal credit union · Eufaula, Alabama · NCUA charter #18192
Mead Coated Board
Health score 57/100, grade D (Fair) - from the NCUA 5300 Call Report, 2025Q4.
- 57
- Health / 100
- $40.6M
- Total assets
- 1,568
- Members
- 22.8%
- Net-worth ratio
Mead Coated Board scores 57/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $40.6M; members 1,568; net-worth ratio 22.81%; health rank #4,131 of 4,374; healthier than 5th of scored peers.
NCUA 5300 Call Report masthead
NCUA 5300 Call Report Masthead
#4,131 of 4,374 health · 2025Q4Mead Coated Board · health 57/100 · $40.6M · 2025Q4
Call Report peers
Mead Coated Board in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Mead Coated Board vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Mead Coated Board sits in 55-59 with 115 others.
57 5th percentile higher than 5% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Mead Coated Board: Call Report deltas vs peers
- Net Worth Ratio leads the peer set - 22.81% here, 14.86% peer average (+7.95 pp).
- Widest shortfall vs peers is Loan-to-Share Ratio: -26.67 pp (33.13% vs 59.80%).
Mead Coated Board: in-state Call Report ranks
- Health composite ranks #83 of 89 among scored Alabama credit unions.
- Alabama assets place: #50 of 89.
- Alabama membership ordinal: #66 of 89.
- One place up in Alabama, Sixth Avenue Baptist (#82) scores 62/100, 5 points higher; one place down, Solutions First (#84) scores 53/100, 4 points lower.
Quarter path for Mead Coated Board
Mead Coated Board: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved -0.2% from $40.6M (2025Q4) to $40.5M (2026Q1).
- Net-worth ratio shifted +0.24 pp (22.57% → 22.81%).
22.81% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 57/100 score is built
Mead Coated Board gives up 43 points in total. Delinquency Rate costs the most, 25 of its 25; Net Worth Ratio scores full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 0.0 pts
- Return on Assets 3.6 pts
- Member Growth 14.4 pts
- Loan-to-Share Ratio 9.0 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 22.81% | +7.95 pp |
| Delinquency Rate | 7.90% | +6.75 pp |
| Return on Assets | -0.10% | -0.80 pp |
| Member Growth | 4.46% | - |
| Loan-to-Share Ratio | 33.13% | -26.67 pp |
Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.
Mead Coated Board filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $40.5M | - |
| 2025Q4 | $40.6M | 1,568 |
| 2024Q4 | $43.4M | 1,501 |
| 2023Q4 | $49.1M | 1,515 |
Credit Union Details
- Charter Number
- 18192
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $10M–$50M
- State
- Alabama
- City
- Eufaula
- Data Quarter
- 2025Q4
Branch Locations (2)
Mead Coated Board operates 2 offices across 2 cities, spanning 2 states, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Main Office (Main Office) | Pittsview, AL |
| Integrasys | Frisco, TX |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Alabama
A look at other Alabama credit unions, ranked by how closely their peer group and asset size match this one.
Other-state peers near Mead Coated Board
Using this data
- Mead Coated Board ranks #4,131 of 4,374 nationally on financial health and #83 of 89 in AL -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Red Oak is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Red Oak
Frequently Asked Questions
Is Mead Coated Board financially healthy?
On its 2025Q4 NCUA 5300 filing, Mead Coated Board scores 57/100 (Fair), with a 22.81% net worth ratio and 7.90% of loans delinquent. It ranks #4,131 of 4,374 nationally on health and #83 of 89 in Alabama.
How does Mead Coated Board compare to other credit unions?
Mead Coated Board scores 57/100, higher than 5% of the 4,374 scored credit unions. Against the 1163 peers in the $10M–$50M cohort, its widest edge is net worth ratio (22.81% vs 14.86%). Its widest shortfall is loan-to-share ratio (33.13% vs 59.80%).
How can I join Mead Coated Board?
Mead Coated Board operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Mead Coated Board directly for the exact boundaries and application steps.
Is my money safe at Mead Coated Board?
Mead Coated Board is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Mead Coated Board's net worth ratio of 22.81% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.