State credit union · Kentwood, Michigan · NCUA charter #61677
Community West
Health score 75/100, grade B (Very Good) - from the NCUA 5300 Call Report, 2025Q4.
- 75
- Health / 100
- $248.7M
- Total assets
- 18,011
- Members
- 9.1%
- Net-worth ratio
Community West scores 75/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $248.7M; members 18,011; net-worth ratio 9.09%; health rank #3,293 of 4,374; healthier than 24th of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#3,293 of 4,374 health · 2025Q4Community West · health 75/100 · $248.7M · 2025Q4
Call Report peers
Community West in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Community West vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Community West sits in 75-79 with 502 others.
75 24th percentile higher than 24% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Community West: Call Report deltas vs peers
- Delinquency Rate leads the peer set - 0.37% here, 0.89% peer average (-0.53 pp).
- Loan-to-Share Ratio trails the peer set - 64.91% here, 72.20% peer average (-7.29 pp).
Where Community West sits in Michigan
- Health composite ranks #154 of 171 among scored Michigan credit unions.
- By total assets, Community West is #72 of 171 in Michigan.
- Michigan membership ordinal: #69 of 171.
- One place up in Michigan, Frankfort Community (#153) ties at 75/100; one place down, Michigan State University (#155) ties at 75/100.
Community West: 2025Q4 → 2026Q1
Community West: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +2.7% from $248.7M (2025Q4) to $255.4M (2026Q1).
- Net-worth ratio shifted -0.06 pp (9.15% → 9.09%).
This credit union's 9.09% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 75/100 score is built
Community West gives up 25 points in total. Member Growth costs the most, 11.2 of its 15; Delinquency Rate scores full marks.
- Net Worth Ratio 27.7 pts
- Delinquency Rate 25.0 pts
- Return on Assets 4.6 pts
- Member Growth 3.8 pts
- Loan-to-Share Ratio 13.9 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 9.09% | -3.02 pp |
| Delinquency Rate | 0.37% | -0.53 pp |
| Return on Assets | 0.00% | -0.62 pp |
| Member Growth | -2.86% | - |
| Loan-to-Share Ratio | 64.91% | -7.29 pp |
Peer averages: $100M–$500M cohort, 1069 credit unions, 2025Q4 filing.
Call Report history - Community West
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $255.4M | - |
| 2025Q4 | $248.7M | 18,011 |
| 2024Q4 | $244.7M | 18,542 |
| 2023Q4 | $257.0M | 19,590 |
Credit Union Details
- Charter Number
- 61677
- Type
- State
- Field of Membership
- Other
- Peer Group
- $100M–$500M
- State
- Michigan
- City
- Kentwood
- Data Quarter
- 2025Q4
Branch Locations (5)
Per its most recent NCUA branch filing, Community West runs 5 offices in 5 different cities.
| Office | City |
|---|---|
| Broadmoor (Main Office) | Kentwood, MI |
| Comstock Park | Comstock Park, MI |
| Grandville | Grandville, MI |
| Middleville | Middleville, MI |
| Rockford | Rockford, MI |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Michigan
More federally-insured credit unions based in Michigan, ordered by peer group match and asset size.
Cross-state Call Report peers for Community West
Using this data
- Community West ranks #3,293 of 4,374 nationally on financial health and #154 of 171 in MI -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Chief Financial is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Chief Financial
Frequently Asked Questions
Is Community West financially healthy?
Community West has a financial health score of 75/100 (Very Good) from its 2025Q4 NCUA 5300 Call Report. It ranks #3,293 of 4,374 nationally on health and #154 of 171 in Michigan. Its net worth ratio is 9.09% and its delinquency rate 0.37%.
How does Community West compare to other credit unions?
Community West scores 75/100, higher than 24% of the 4,374 scored credit unions. Against the 1069 peers in the $100M–$500M cohort, its widest edge is delinquency rate (0.37% vs 0.89%). Its widest shortfall is loan-to-share ratio (64.91% vs 72.20%).
How can I join Community West?
Membership eligibility for Community West depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Community West directly for current membership requirements and application steps.
Is my money safe at Community West?
Community West is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Community West's net worth ratio of 9.09% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.