Federal credit union · LEAVENWORTH, Kansas · NCUA charter #4427
U S P L K Employees
Health score 81/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 81
- Health / 100
- $34.9M
- Total assets
- 2,053
- Members
- 13.2%
- Net-worth ratio
U S P L K Employees scores 81/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $34.9M; members 2,053; net-worth ratio 13.15%; health rank #2,581 of 4,374; healthier than 39th of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#2,581 of 4,374 health · 2025Q4U S P L K Employees · health 81/100 · $34.9M · 2025Q4
Call Report peers
U S P L K Employees in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
U S P L K Employees vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); U S P L K Employees sits in 80-84 with 767 others.
81 39th percentile higher than 39% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
U S P L K Employees: Call Report deltas vs peers
- Largest favorable gap: Delinquency Rate at 0.00% vs peer 1.15% (-1.15 pp).
- Largest lag: Loan-to-Share Ratio at 27.89% vs peer 59.80% (-31.91 pp).
U S P L K Employees in Kansas
- Health composite ranks #36 of 61 among scored Kansas credit unions.
- Assets rank #32 of 61 inside Kansas ($34.9M reported).
- Membership ranks #38 of 61 among Kansas CUs with a reported count (2,053 members).
- One place up in Kansas, K C K Firemen & Police (#35) ties at 81/100; one place down, EAGLE (#37) ties at 81/100.
How U S P L K Employees's 5300 filing moved
U S P L K Employees: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +0.3% from $34.9M (2025Q4) to $35.0M (2026Q1).
- Net-worth ratio shifted -0.06 pp (13.21% → 13.15%).
At 13.15%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 81/100 score is built
U S P L K Employees gives up 19 points in total. Return on Assets costs the most, 10.7 of its 15; Net Worth Ratio and Delinquency Rate score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 4.3 pts
- Member Growth 13.7 pts
- Loan-to-Share Ratio 8.0 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 13.15% | -1.71 pp |
| Delinquency Rate | 0.00% | -1.15 pp |
| Return on Assets | -0.02% | -0.73 pp |
| Member Growth | 3.90% | - |
| Loan-to-Share Ratio | 27.89% | -31.91 pp |
Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.
U S P L K Employees quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $35.0M | - |
| 2025Q4 | $34.9M | 2,053 |
| 2024Q4 | $36.1M | 1,976 |
| 2023Q4 | $36.1M | 2,128 |
Credit Union Details
- Charter Number
- 4427
- Type
- Federal
- Field of Membership
- Multiple Common Bond
- Peer Group
- $10M–$50M
- State
- Kansas
- City
- LEAVENWORTH
- Data Quarter
- 2025Q4
Branch Location
The NCUA branch filing lists a single physical office for U S P L K Employees.
| Office | City |
|---|---|
| Main Office (Main Office) | Leavenworth, KS |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Kansas
Other federally-insured credit unions in Kansas, closest first by peer group and asset size.
Nationwide credit unions with similar profiles
Using this data
- U S P L K Employees ranks #2,581 of 4,374 nationally on financial health and #36 of 61 in KS -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Sunflower Community is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Sunflower Community
Frequently Asked Questions
Is U S P L K Employees financially healthy?
On its 2025Q4 NCUA 5300 filing, U S P L K Employees scores 81/100 (Excellent), with a 13.15% net worth ratio and 0.00% of loans delinquent. It ranks #2,581 of 4,374 nationally on health and #36 of 61 in Kansas.
How does U S P L K Employees compare to other credit unions?
U S P L K Employees scores 81/100, higher than 39% of the 4,374 scored credit unions. Against the 1163 peers in the $10M–$50M cohort, its widest edge is delinquency rate (0.00% vs 1.15%). Its widest shortfall is loan-to-share ratio (27.89% vs 59.80%).
How can I join U S P L K Employees?
U S P L K Employees serves multiple common-bond groups, membership usually requires belonging to one of several qualifying employers, associations, or organizations the credit union has chartered to serve. Contact U S P L K Employees directly for the current list of qualifying groups.
Is my money safe at U S P L K Employees?
U S P L K Employees is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. U S P L K Employees's net worth ratio of 13.15% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.