Federal credit union · Baltimore, Maryland · NCUA charter #2769
SECURITYPLUS
Health score 83/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 83
- Health / 100
- $580.6M
- Total assets
- 35,738
- Members
- 10.2%
- Net-worth ratio
SECURITYPLUS scores 83/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $580.6M; members 35,738; net-worth ratio 10.18%; health rank #2,313 of 4,374; healthier than 46th of scored peers.
NCUA Call Report stamp band
NCUA 5300 Call Report Masthead
#2,313 of 4,374 health · 2025Q4SECURITYPLUS · health 83/100 · $580.6M · 2025Q4
Call Report peers
SECURITYPLUS in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
SECURITYPLUS vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); SECURITYPLUS sits in 80-84 with 767 others.
83 46th percentile higher than 46% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Where SECURITYPLUS diverges from peer averages
- Strongest edge vs 749 Over $500M peers is Loan-to-Share Ratio: +2.41 pp (86.31% vs 83.90%).
- Widest shortfall vs peers is Delinquency Rate: +1.29 pp (2.17% vs 0.87%).
SECURITYPLUS: in-state Call Report ranks
- Health composite ranks #29 of 62 among scored Maryland credit unions.
- By total assets, SECURITYPLUS is #16 of 62 in Maryland.
- Membership ranks #16 of 62 among Maryland CUs with a reported count (35,738 members).
- One place up in Maryland, None Suffer Lack (#28) ties at 83/100; one place down, I B E W 26 (#30) scores 82/100, 1 point lower.
SECURITYPLUS Call Report trajectory
SECURITYPLUS: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +4.0% from $580.6M (2025Q4) to $604.1M (2026Q1).
- Net-worth ratio shifted -0.39 pp (10.57% → 10.18%).
10.18% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 83/100 score is built
SECURITYPLUS gives up 17 points in total. Delinquency Rate costs the most, 13.5 of its 25; Net Worth Ratio and Return on Assets and Loan-to-Share Ratio score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 11.5 pts
- Return on Assets 15.0 pts
- Member Growth 11.9 pts
- Loan-to-Share Ratio 14.6 pts
SECURITYPLUS health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 10.18% | -1.00 pp |
| Delinquency Rate | 2.17% | +1.29 pp |
| Return on Assets | 0.74% | +0.23 pp |
| Member Growth | 2.43% | - |
| Loan-to-Share Ratio | 86.31% | +2.41 pp |
Peer averages: Over $500M cohort, 749 credit unions, 2025Q4 filing.
SECURITYPLUS quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $604.1M | - |
| 2025Q4 | $580.6M | 35,738 |
| 2024Q4 | $551.7M | 34,889 |
| 2023Q4 | $579.3M | 35,918 |
Credit Union Details
- Charter Number
- 2769
- Type
- Federal
- Field of Membership
- Multiple Common Bond
- Peer Group
- Over $500M
- State
- Maryland
- City
- Baltimore
- Data Quarter
- 2025Q4
Branch Locations (6)
SECURITYPLUS operates 6 offices across 2 cities, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Operations Center (Main Office) | Baltimore, MD |
| Main Office | Baltimore, MD |
| Woodlawn | Baltimore, MD |
| CMS | Baltimore, MD |
| Northwest Plaza | Baltimore, MD |
| Owings Mills | Owings Mills, MD |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Maryland
Other federally-insured credit unions in Maryland, closest first by peer group and asset size.
Cross-state Call Report peers for SECURITYPLUS
Using this data
- SECURITYPLUS ranks #2,313 of 4,374 nationally on financial health and #29 of 62 in MD -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Freedom of Maryland is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Freedom of Maryland
Frequently Asked Questions
Is SECURITYPLUS financially healthy?
SECURITYPLUS has a financial health score of 83/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #2,313 of 4,374 nationally on health and #29 of 62 in Maryland. Its net worth ratio is 10.18% and its delinquency rate 2.17%.
How does SECURITYPLUS compare to other credit unions?
SECURITYPLUS scores 83/100, higher than 46% of the 4,374 scored credit unions. Against the 749 peers in the Over $500M cohort, its widest edge is loan-to-share ratio (86.31% vs 83.90%). Its widest shortfall is delinquency rate (2.17% vs 0.87%).
How can I join SECURITYPLUS?
SECURITYPLUS serves multiple common-bond groups, membership usually requires belonging to one of several qualifying employers, associations, or organizations the credit union has chartered to serve. Contact SECURITYPLUS directly for the current list of qualifying groups.
Is my money safe at SECURITYPLUS?
SECURITYPLUS is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. SECURITYPLUS's net worth ratio of 10.18% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.