Federal credit union · Baltimore, Maryland · NCUA charter #20623
Johns Hopkins
Health score 97/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 97
- Health / 100
- $649.1M
- Total assets
- 45,484
- Members
- 12.3%
- Net-worth ratio
Johns Hopkins scores 97/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $649.1M; members 45,484; net-worth ratio 12.35%; health rank #177 of 4,374; healthier than 95th of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#177 of 4,374 health · 2025Q4Johns Hopkins · health 97/100 · $649.1M · 2025Q4
Call Report peers
Johns Hopkins in the assets neighbourhood
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Johns Hopkins vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Johns Hopkins sits in 95-99 with 391 others.
97 Top 5% higher than 95% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Peer-gap read for Johns Hopkins
- Largest favorable gap: Net Worth Ratio at 12.35% vs peer 11.18% (+1.17 pp).
- Widest shortfall vs peers is Loan-to-Share Ratio: -19.27 pp (64.63% vs 83.90%).
Maryland standing for Johns Hopkins
- In Maryland, health place is #2 of 62 on the same NCUA-ratio sort used nationally.
- Assets rank #14 of 62 inside Maryland ($649.1M reported).
- Maryland membership ordinal: #12 of 62.
- One place up in Maryland, First Peoples Community (#1) ties at 97/100; one place down, LM (#3) scores 95/100, 2 points lower.
Johns Hopkins Call Report trajectory
Johns Hopkins: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved -0.1% from $649.1M (2025Q4) to $648.6M (2026Q1).
- Net-worth ratio shifted +0.20 pp (12.15% → 12.35%).
12.35% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 97/100 score is built
Johns Hopkins gives up 3 points in total. Member Growth costs the most, 1.6 of its 15; Net Worth Ratio and Delinquency Rate and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 13.4 pts
- Loan-to-Share Ratio 13.6 pts
Johns Hopkins health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 12.35% | +1.17 pp |
| Delinquency Rate | 0.35% | -0.52 pp |
| Return on Assets | 0.59% | +0.08 pp |
| Member Growth | 3.64% | - |
| Loan-to-Share Ratio | 64.63% | -19.27 pp |
Peer averages: Over $500M cohort, 749 credit unions, 2025Q4 filing.
Call Report history - Johns Hopkins
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $648.6M | - |
| 2025Q4 | $649.1M | 45,484 |
| 2024Q4 | $625.1M | 43,887 |
| 2023Q4 | $613.1M | 42,957 |
Credit Union Details
- Charter Number
- 20623
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- Over $500M
- State
- Maryland
- City
- Baltimore
- Data Quarter
- 2025Q4
Branch Locations (4)
Per its most recent NCUA branch filing, Johns Hopkins runs 4 offices.
| Office | City |
|---|---|
| Canton (Main Office) | Baltimore, MD |
| Bayview Branch | Baltimore, MD |
| Homewood Branch at Charles Commons | Baltimore, MD |
| East Baltimore | Baltimore, MD |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Maryland
More federally-insured credit unions based in Maryland, ordered by peer group match and asset size.
Johns Hopkins nationwide neighbourhoods
Using this data
- Johns Hopkins ranks #177 of 4,374 nationally on financial health and #2 of 62 in MD -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- First Peoples Community is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with First Peoples Community
Frequently Asked Questions
Is Johns Hopkins financially healthy?
Johns Hopkins has a financial health score of 97/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #177 of 4,374 nationally on health and #2 of 62 in Maryland. Its net worth ratio is 12.35% and its delinquency rate 0.35%.
How does Johns Hopkins compare to other credit unions?
Johns Hopkins scores 97/100, higher than 95% of the 4,374 scored credit unions. Against the 749 peers in the Over $500M cohort, its widest edge is net worth ratio (12.35% vs 11.18%). Its widest shortfall is loan-to-share ratio (64.63% vs 83.90%).
How can I join Johns Hopkins?
Johns Hopkins operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Johns Hopkins directly for the exact boundaries and application steps.
Is my money safe at Johns Hopkins?
Johns Hopkins is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Johns Hopkins's net worth ratio of 12.35% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.