State credit union · Detroit, Michigan · NCUA charter #62339
Diversified Members
Health score 81/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 81
- Health / 100
- $581.0M
- Total assets
- 31,023
- Members
- 14.5%
- Net-worth ratio
Diversified Members scores 81/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $581.0M; members 31,023; net-worth ratio 14.50%; health rank #2,565 of 4,374; healthier than 39th of scored peers.
NCUA Call Report stamp band
NCUA 5300 Call Report Masthead
#2,565 of 4,374 health · 2025Q4Diversified Members · health 81/100 · $581.0M · 2025Q4
Call Report peers
Diversified Members in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Diversified Members vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Diversified Members sits in 80-84 with 767 others.
81 39th percentile higher than 39% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Diversified Members vs Over $500M peers
- Net Worth Ratio leads the peer set - 14.50% here, 11.18% peer average (+3.32 pp).
- Largest lag: Loan-to-Share Ratio at 61.26% vs peer 83.90% (-22.64 pp).
Where Diversified Members sits in Michigan
- In Michigan, health place is #132 of 171 on the same NCUA-ratio sort used nationally.
- Assets rank #43 of 171 inside Michigan ($581.0M reported).
- Membership ranks #45 of 171 among Michigan CUs with a reported count (31,023 members).
- One place up in Michigan, CHIROPRACTIC (#131) ties at 81/100; one place down, Port City (#133) ties at 81/100.
How Diversified Members's 5300 filing moved
Diversified Members: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +2.5% from $581.0M (2025Q4) to $595.5M (2026Q1).
- Net-worth ratio shifted -0.36 pp (14.86% → 14.50%).
This credit union's 14.50% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 81/100 score is built
Diversified Members gives up 19 points in total. Delinquency Rate costs the most, 11.1 of its 25; Net Worth Ratio scores full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 13.9 pts
- Return on Assets 11.8 pts
- Member Growth 11.8 pts
- Loan-to-Share Ratio 13.5 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 14.50% | +3.32 pp |
| Delinquency Rate | 1.81% | +0.94 pp |
| Return on Assets | 0.29% | -0.22 pp |
| Member Growth | 2.30% | - |
| Loan-to-Share Ratio | 61.26% | -22.64 pp |
Peer averages: Over $500M cohort, 749 credit unions, 2025Q4 filing.
Diversified Members filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $595.5M | - |
| 2025Q4 | $581.0M | 31,023 |
| 2024Q4 | $498.2M | 30,326 |
| 2023Q4 | $481.1M | 30,356 |
Credit Union Details
- Charter Number
- 62339
- Type
- State
- Field of Membership
- Other
- Peer Group
- Over $500M
- State
- Michigan
- City
- Detroit
- Data Quarter
- 2025Q4
Branch Locations (4)
Per its most recent NCUA branch filing, Diversified Members runs 4 offices in 3 different cities.
| Office | City |
|---|---|
| Main Office (Main Office) | Detroit, MI |
| Clawson | Clawson, MI |
| Coleman A. Young Municipal Center | Detroit, MI |
| Novi Branch | Novi, MI |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Michigan
Other federally-insured credit unions in Michigan, closest first by peer group and asset size.
Diversified Members nationwide neighbourhoods
Using this data
- Diversified Members ranks #2,565 of 4,374 nationally on financial health and #132 of 171 in MI -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- EMBERS is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with EMBERS
Frequently Asked Questions
Is Diversified Members financially healthy?
Diversified Members has a financial health score of 81/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #2,565 of 4,374 nationally on health and #132 of 171 in Michigan. Its net worth ratio is 14.50% and its delinquency rate 1.81%.
How does Diversified Members compare to other credit unions?
Diversified Members scores 81/100, higher than 39% of the 4,374 scored credit unions. Against the 749 peers in the Over $500M cohort, its widest edge is net worth ratio (14.50% vs 11.18%). Its widest shortfall is loan-to-share ratio (61.26% vs 83.90%).
How can I join Diversified Members?
Membership eligibility for Diversified Members depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Diversified Members directly for current membership requirements and application steps.
Is my money safe at Diversified Members?
Diversified Members is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Diversified Members's net worth ratio of 14.50% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.