Federal credit union · Tulsa, Oklahoma · NCUA charter #19593
Saint Francis Employees
Health score 87/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 87
- Health / 100
- $43.0M
- Total assets
- 5,902
- Members
- 15.8%
- Net-worth ratio
Saint Francis Employees scores 87/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $43.0M; members 5,902; net-worth ratio 15.76%; health rank #1,592 of 4,374; healthier than 60th of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#1,592 of 4,374 health · 2025Q4Saint Francis Employees · health 87/100 · $43.0M · 2025Q4
Call Report peers
Saint Francis Employees in the assets neighbourhood
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Saint Francis Employees vs every NCUA-scored credit union
Saint Francis Employees sits in the busiest band, 85-89, alongside 857 other credit unions.
87 Top 40% higher than 60% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Peer-gap read for Saint Francis Employees
- Strongest edge vs 1163 $10M–$50M peers is Net Worth Ratio: +0.90 pp (15.76% vs 14.86%).
- Largest lag: Loan-to-Share Ratio at 42.58% vs peer 59.80% (-17.22 pp).
Saint Francis Employees in Oklahoma
- Oklahoma health ordinal: #16 of 53.
- Oklahoma assets place: #33 of 53.
- Membership ranks #29 of 53 among Oklahoma CUs with a reported count (5,902 members).
- One place up in Oklahoma, OU (#15) scores 88/100, 1 point higher; one place down, MUSKOGEE (#17) ties at 87/100.
Saint Francis Employees Call Report trajectory
Saint Francis Employees: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +3.1% from $43.0M (2025Q4) to $44.3M (2026Q1).
- Net-worth ratio shifted -0.18 pp (15.94% → 15.76%).
At 15.76%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 87/100 score is built
Saint Francis Employees gives up 13 points in total. Member Growth costs the most, 8.1 of its 15; Net Worth Ratio and Delinquency Rate and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 6.9 pts
- Loan-to-Share Ratio 10.1 pts
Saint Francis Employees health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 15.76% | +0.90 pp |
| Delinquency Rate | 0.29% | -0.86 pp |
| Return on Assets | 1.16% | +0.45 pp |
| Member Growth | -1.16% | - |
| Loan-to-Share Ratio | 42.58% | -17.22 pp |
Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.
Call Report history - Saint Francis Employees
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $44.3M | - |
| 2025Q4 | $43.0M | 5,902 |
| 2024Q4 | $41.6M | 5,971 |
| 2023Q4 | $43.1M | 6,142 |
Credit Union Details
- Charter Number
- 19593
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $10M–$50M
- State
- Oklahoma
- City
- Tulsa
- Data Quarter
- 2025Q4
Branch Locations (2)
Per its most recent NCUA branch filing, Saint Francis Employees runs 2 offices.
| Office | City |
|---|---|
| Main Office (Main Office) | Tulsa, OK |
| Saint Francis Hospital | Tulsa, OK |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Oklahoma
More federally-insured credit unions based in Oklahoma, ordered by peer group match and asset size.
Cross-state Call Report peers for Saint Francis Employees
Similar total assets
Using this data
- Saint Francis Employees ranks #1,592 of 4,374 nationally on financial health and #16 of 53 in OK -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- BISON is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with BISON
Frequently Asked Questions
Is Saint Francis Employees financially healthy?
Saint Francis Employees has a financial health score of 87/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #1,592 of 4,374 nationally on health and #16 of 53 in Oklahoma. Its net worth ratio is 15.76% and its delinquency rate 0.29%.
How does Saint Francis Employees compare to other credit unions?
Saint Francis Employees scores 87/100, higher than 60% of the 4,374 scored credit unions. Against the 1163 peers in the $10M–$50M cohort, its widest edge is net worth ratio (15.76% vs 14.86%). Its widest shortfall is loan-to-share ratio (42.58% vs 59.80%).
How can I join Saint Francis Employees?
Saint Francis Employees operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Saint Francis Employees directly for the exact boundaries and application steps.
Is my money safe at Saint Francis Employees?
Saint Francis Employees is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Saint Francis Employees's net worth ratio of 15.76% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.