State credit union · Oklahoma City, Oklahoma · NCUA charter #64850
Credit Union One of Oklahoma
Health score 85/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 85
- Health / 100
- $40.4M
- Total assets
- 3,483
- Members
- 15.1%
- Net-worth ratio
Credit Union One of Oklahoma scores 85/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $40.4M; members 3,483; net-worth ratio 15.09%; health rank #1,928 of 4,374; healthier than 54th of scored peers.
Title II Call Report masthead
NCUA 5300 Call Report Masthead
#1,928 of 4,374 health · 2025Q4Credit Union One of Oklahoma · health 85/100 · $40.4M · 2025Q4
- ROA 85/100
- ASSETS 15.1%
- MEM 0.41%
- RANK 0.80%
- PHOTO $40.4M
- BOOK 3,483
- CHARTER #1,928/4,374
- NCUSIF Parks Heritage
- CAMELS 64850
Call Report peers
Credit Union One of Oklahoma in the assets neighbourhood
Credit Union One of Oklahoma's $40.4M assets sit next to Parks Heritage ($40.4M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Credit Union One of Oklahoma vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
85 Top 46% higher than 54% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Credit Union One of Oklahoma - Share Insurance Coverage
Read from the 2025Q4 NCUA Call Report for charter #64850: composite supervisory bracket and risk-based capital. Full deposit-insurance coverage details in our disclaimer.
Credit Union One of Oklahoma: Call Report deltas vs peers
- Strongest edge vs 1163 $10M–$50M peers is Loan-to-Share Ratio: +23.02 pp (82.82% vs 59.80%).
Peer averages are NCUA 5300 means for the $10M–$50M cohort (1163 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Oklahoma standing for Credit Union One of Oklahoma
- Oklahoma health ordinal: #24 of 53.
- Assets rank #35 of 53 inside Oklahoma ($40.4M reported).
- Membership ranks #34 of 53 among Oklahoma CUs with a reported count (3,483 members).
In-state ordinals use the live credit_unions table for OK only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
Credit Union One of Oklahoma Call Report trajectory
Credit Union One of Oklahoma: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved -2.4% from $40.4M (2025Q4) to $39.4M (2026Q1).
- Net-worth ratio shifted +0.45 pp (14.64% → 15.09%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
15.09% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 85/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 85.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 0.0 pts
- Loan-to-Share Ratio 15.0 pts
Credit Union One of Oklahoma vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 15.09% | +0.23 pp |
| Delinquency Rate | 0.41% | -0.73 pp |
| Return on Assets | 0.80% | +0.09 pp |
| Member Growth | -13.74% | - |
| Loan-to-Share Ratio | 82.82% | +23.02 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $10M–$50M (1163 CUs).
Credit Union One of Oklahoma quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $39.4M | - |
| 2025Q4 | $40.4M | 3,483 |
| 2024Q4 | $41.6M | 4,038 |
| 2023Q4 | $45.9M | 4,476 |
Credit Union Details
- Charter Number
- 64850
- Type
- State
- Field of Membership
- Other
- Peer Group
- $10M–$50M
- State
- Oklahoma
- City
- Oklahoma City
- Data Quarter
- 2025Q4
Branch Locations (3)
The NCUA branch filing lists 3 physical offices for Credit Union One of Oklahoma.
| Office | City |
|---|---|
| Main (Main Office) | Oklahoma City, OK |
| Quail Branch | Oklahoma City, OK |
| Sequoyah Branch | Oklahoma City, OK |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Oklahoma
A look at other Oklahoma credit unions, ranked by how closely their peer group and asset size match this one.
Other-state peers near Credit Union One of Oklahoma
Two NCUA Call Report peer sets for Credit Union One of Oklahoma, both outside Oklahoma so the neighborhoods are not state containment (the Nearby list above stays in-state).
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($40.4M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (85/100 here).
Using this data
- Credit Union One of Oklahoma ranks #1,928 of 4,374 nationally on financial health and #24 of 53 in OK -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- BISON is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with BISON
- Rates and health both vary by institution, not just by state -- see how Oklahoma credit unions compare overall before assuming this one is typical. Oklahoma state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Credit Union One of Oklahoma financially healthy?
Yes/no aside, the number is 85/100 (Excellent) - Credit Union One of Oklahoma's financial health score from the NCUA 5300 Call Report, Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #1,928 of 4,374; by total assets it ranks #2,595 of 4,374 nationally (same basis as /rankings/largest); and #35 of 53 within Oklahoma. Above 80 reads excellent, below 50 warrants closer monitoring; a 15.09% net worth ratio and 0.41% delinquency rate are the key drivers.
How does Credit Union One of Oklahoma compare to other credit unions?
85/100 is Credit Union One of Oklahoma's score on PlainCU's health composite, compared to a peer group average for $10M–$50M credit unions, built from five weighted NCUA metrics - net worth ratio at 30%, delinquency rate at 25%, return on assets at 15%, member growth at 15%, and loan-to-share ratio at 15%.
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Credit Union One of Oklahoma?
Membership eligibility for Credit Union One of Oklahoma depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Credit Union One of Oklahoma directly for current membership requirements and application steps.
Is my money safe at Credit Union One of Oklahoma?
Federal credit unions like Credit Union One of Oklahoma are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Credit Union One of Oklahoma's net worth ratio of 15.09% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Credit Union One of Oklahoma offer compared to banks?
Credit unions like Credit Union One of Oklahoma are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Credit Union One of Oklahoma directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.