State credit union · Oklahoma City, Oklahoma · NCUA charter #64850
Credit Union One of Oklahoma
Health score 85/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 85
- Health / 100
- $40.4M
- Total assets
- 3,483
- Members
- 15.1%
- Net-worth ratio
Credit Union One of Oklahoma scores 85/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $40.4M; members 3,483; net-worth ratio 15.09%; health rank #1,928 of 4,374; healthier than 54th of scored peers.
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NCUA 5300 Call Report Masthead
#1,928 of 4,374 health · 2025Q4Credit Union One of Oklahoma · health 85/100 · $40.4M · 2025Q4
Call Report peers
Credit Union One of Oklahoma in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Credit Union One of Oklahoma vs every NCUA-scored credit union
Credit Union One of Oklahoma sits in the busiest band, 85-89, alongside 857 other credit unions.
85 Top 46% higher than 54% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Credit Union One of Oklahoma: Call Report deltas vs peers
- Strongest edge vs 1163 $10M–$50M peers is Loan-to-Share Ratio: +23.02 pp (82.82% vs 59.80%).
Oklahoma standing for Credit Union One of Oklahoma
- Oklahoma health ordinal: #24 of 53.
- Assets rank #35 of 53 inside Oklahoma ($40.4M reported).
- Membership ranks #34 of 53 among Oklahoma CUs with a reported count (3,483 members).
- One place up in Oklahoma, U. S. Employees O. C. (#23) ties at 85/100; one place down, Correctional Workers (#25) scores 84/100, 1 point lower.
Credit Union One of Oklahoma Call Report trajectory
Credit Union One of Oklahoma: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved -2.4% from $40.4M (2025Q4) to $39.4M (2026Q1).
- Net-worth ratio shifted +0.45 pp (14.64% → 15.09%).
15.09% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 85/100 score is built
Credit Union One of Oklahoma gives up 15 points in total. Member Growth costs the most, 15 of its 15; Net Worth Ratio and Delinquency Rate and Return on Assets and Loan-to-Share Ratio score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 0.0 pts
- Loan-to-Share Ratio 15.0 pts
Credit Union One of Oklahoma vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 15.09% | +0.23 pp |
| Delinquency Rate | 0.41% | -0.73 pp |
| Return on Assets | 0.80% | +0.09 pp |
| Member Growth | -13.74% | - |
| Loan-to-Share Ratio | 82.82% | +23.02 pp |
Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.
Credit Union One of Oklahoma quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $39.4M | - |
| 2025Q4 | $40.4M | 3,483 |
| 2024Q4 | $41.6M | 4,038 |
| 2023Q4 | $45.9M | 4,476 |
Credit Union Details
- Charter Number
- 64850
- Type
- State
- Field of Membership
- Other
- Peer Group
- $10M–$50M
- State
- Oklahoma
- City
- Oklahoma City
- Data Quarter
- 2025Q4
Branch Locations (3)
The NCUA branch filing lists 3 physical offices for Credit Union One of Oklahoma.
| Office | City |
|---|---|
| Main (Main Office) | Oklahoma City, OK |
| Quail Branch | Oklahoma City, OK |
| Sequoyah Branch | Oklahoma City, OK |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Oklahoma
A look at other Oklahoma credit unions, ranked by how closely their peer group and asset size match this one.
Other-state peers near Credit Union One of Oklahoma
Using this data
- Credit Union One of Oklahoma ranks #1,928 of 4,374 nationally on financial health and #24 of 53 in OK -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- BISON is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with BISON
Frequently Asked Questions
Is Credit Union One of Oklahoma financially healthy?
On its 2025Q4 NCUA 5300 filing, Credit Union One of Oklahoma scores 85/100 (Excellent), with a 15.09% net worth ratio and 0.41% of loans delinquent. It ranks #1,928 of 4,374 nationally on health and #24 of 53 in Oklahoma.
How does Credit Union One of Oklahoma compare to other credit unions?
Credit Union One of Oklahoma scores 85/100, higher than 54% of the 4,374 scored credit unions. Against the 1163 peers in the $10M–$50M cohort, its widest edge is loan-to-share ratio (82.82% vs 59.80%).
How can I join Credit Union One of Oklahoma?
Membership eligibility for Credit Union One of Oklahoma depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Credit Union One of Oklahoma directly for current membership requirements and application steps.
Is my money safe at Credit Union One of Oklahoma?
Credit Union One of Oklahoma is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Credit Union One of Oklahoma's net worth ratio of 15.09% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.