Federal credit union · Perryton, Texas · NCUA charter #19171
Northeast Panhandle Teachers
Health score 87/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 87
- Health / 100
- $21.8M
- Total assets
- 2,432
- Members
- 21.4%
- Net-worth ratio
Northeast Panhandle Teachers scores 87/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $21.8M; members 2,432; net-worth ratio 21.36%; health rank #1,556 of 4,374; healthier than 60th of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#1,556 of 4,374 health · 2025Q4Northeast Panhandle Teachers · health 87/100 · $21.8M · 2025Q4
Call Report peers
Northeast Panhandle Teachers in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Northeast Panhandle Teachers vs every NCUA-scored credit union
Northeast Panhandle Teachers sits in the busiest band, 85-89, alongside 857 other credit unions.
87 Top 40% higher than 60% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Northeast Panhandle Teachers vs $10M–$50M peers
- Largest favorable gap: Loan-to-Share Ratio at 75.94% vs peer 59.80% (+16.14 pp).
Northeast Panhandle Teachers: in-state Call Report ranks
- Health composite ranks #146 of 386 among scored Texas credit unions.
- By total assets, Northeast Panhandle Teachers is #248 of 386 in Texas.
- Membership ranks #236 of 386 among Texas CUs with a reported count (2,432 members).
- One place up in Texas, Members First (#145) ties at 87/100; one place down, Ben E Keith Company Employees (#147) ties at 87/100.
How Northeast Panhandle Teachers's 5300 filing moved
Northeast Panhandle Teachers: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +0.3% from $21.8M (2025Q4) to $21.9M (2026Q1).
- Net-worth ratio shifted +0.16 pp (21.20% → 21.36%).
21.36% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 87/100 score is built
Northeast Panhandle Teachers gives up 13 points in total. Member Growth costs the most, 12.8 of its 15; Net Worth Ratio and Delinquency Rate and Return on Assets and Loan-to-Share Ratio score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 2.2 pts
- Loan-to-Share Ratio 14.8 pts
Northeast Panhandle Teachers vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 21.36% | +6.50 pp |
| Delinquency Rate | 0.16% | -0.98 pp |
| Return on Assets | 0.83% | +0.13 pp |
| Member Growth | -3.80% | - |
| Loan-to-Share Ratio | 75.94% | +16.14 pp |
Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $21.9M | - |
| 2025Q4 | $21.8M | 2,432 |
| 2024Q4 | $21.6M | 2,528 |
| 2023Q4 | $22.4M | 2,557 |
Credit Union Details
- Charter Number
- 19171
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $10M–$50M
- State
- Texas
- City
- Perryton
- Data Quarter
- 2025Q4
Branch Locations (2)
The NCUA branch filing lists 2 physical offices for Northeast Panhandle Teachers, spread across 2 cities in 2 states.
| Office | City |
|---|---|
| Main Office (Main Office) | Perryton, TX |
| Fidelity National Information Services | West Valley City, UT |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Texas
A look at other Texas credit unions, ranked by how closely their peer group and asset size match this one.
Northeast Panhandle Teachers nationwide neighbourhoods
Similar total assets
Using this data
- Northeast Panhandle Teachers ranks #1,556 of 4,374 nationally on financial health and #146 of 386 in TX -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- MCMURREY is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with MCMURREY
Frequently Asked Questions
Is Northeast Panhandle Teachers financially healthy?
On its 2025Q4 NCUA 5300 filing, Northeast Panhandle Teachers scores 87/100 (Excellent), with a 21.36% net worth ratio and 0.16% of loans delinquent. It ranks #1,556 of 4,374 nationally on health and #146 of 386 in Texas.
How does Northeast Panhandle Teachers compare to other credit unions?
Northeast Panhandle Teachers scores 87/100, higher than 60% of the 4,374 scored credit unions. Against the 1163 peers in the $10M–$50M cohort, its widest edge is loan-to-share ratio (75.94% vs 59.80%).
How can I join Northeast Panhandle Teachers?
Northeast Panhandle Teachers operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Northeast Panhandle Teachers directly for the exact boundaries and application steps.
Is my money safe at Northeast Panhandle Teachers?
Northeast Panhandle Teachers is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Northeast Panhandle Teachers's net worth ratio of 21.36% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.