Federal credit union · Shawnee, Oklahoma · NCUA charter #7149
BISON
Health score 79/100, grade B (Very Good) - from the NCUA 5300 Call Report, 2025Q4.
- 79
- Health / 100
- $43.0M
- Total assets
- 3,800
- Members
- 14.8%
- Net-worth ratio
BISON scores 79/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $43.0M; members 3,800; net-worth ratio 14.81%; health rank #2,841 of 4,374; healthier than 33rd of scored peers.
NCUA Call Report stamp band
NCUA 5300 Call Report Masthead
#2,841 of 4,374 health · 2025Q4BISON · health 79/100 · $43.0M · 2025Q4
Call Report peers
BISON in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
BISON vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); BISON sits in 75-79 with 502 others.
79 33rd percentile higher than 33% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Peer-gap read for BISON
- Delinquency Rate leads the peer set - 0.31% here, 1.15% peer average (-0.83 pp).
- Loan-to-Share Ratio trails the peer set - 19.86% here, 59.80% peer average (-39.94 pp).
BISON in Oklahoma
- Health composite ranks #33 of 53 among scored Oklahoma credit unions.
- Oklahoma assets place: #34 of 53.
- Member book place in Oklahoma: #32 of 53.
- One place up in Oklahoma, INTEGRIS (#32) scores 81/100, 2 points higher; one place down, Ok Members First (#34) ties at 79/100.
BISON: 2025Q4 → 2026Q1
BISON: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +0.7% from $43.0M (2025Q4) to $43.3M (2026Q1).
- Net-worth ratio shifted +0.06 pp (14.75% → 14.81%).
At 14.81%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 79/100 score is built
BISON gives up 21 points in total. Member Growth costs the most, 14.1 of its 15; Net Worth Ratio and Delinquency Rate and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 0.9 pts
- Loan-to-Share Ratio 8.1 pts
BISON health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 14.81% | -0.05 pp |
| Delinquency Rate | 0.31% | -0.83 pp |
| Return on Assets | 0.86% | +0.16 pp |
| Member Growth | -4.50% | - |
| Loan-to-Share Ratio | 19.86% | -39.94 pp |
Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.
BISON filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $43.3M | - |
| 2025Q4 | $43.0M | 3,800 |
| 2024Q4 | $41.8M | 3,979 |
| 2023Q4 | $41.2M | 4,209 |
Credit Union Details
- Charter Number
- 7149
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $10M–$50M
- State
- Oklahoma
- City
- Shawnee
- Data Quarter
- 2025Q4
Branch Location
Per its most recent NCUA branch filing, BISON runs one office.
| Office | City |
|---|---|
| Main (Main Office) | Shawnee, OK |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Oklahoma
A look at other Oklahoma credit unions, ranked by how closely their peer group and asset size match this one.
BISON nationwide neighbourhoods
Using this data
- BISON ranks #2,841 of 4,374 nationally on financial health and #33 of 53 in OK -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Saint Francis Employees is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Saint Francis Employees
Frequently Asked Questions
Is BISON financially healthy?
On its 2025Q4 NCUA 5300 filing, BISON scores 79/100 (Very Good), with a 14.81% net worth ratio and 0.31% of loans delinquent. It ranks #2,841 of 4,374 nationally on health and #33 of 53 in Oklahoma.
How does BISON compare to other credit unions?
BISON scores 79/100, higher than 33% of the 4,374 scored credit unions. Against the 1163 peers in the $10M–$50M cohort, its widest edge is delinquency rate (0.31% vs 1.15%). Its widest shortfall is loan-to-share ratio (19.86% vs 59.80%).
How can I join BISON?
BISON operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact BISON directly for the exact boundaries and application steps.
Is my money safe at BISON?
BISON is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. BISON's net worth ratio of 14.81% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.