Federal credit union · JACKSON, Mississippi · NCUA charter #14805
Mississippi National Guard
Health score 88/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 88
- Health / 100
- $42.9M
- Total assets
- 2,957
- Members
- 8.4%
- Net-worth ratio
Mississippi National Guard scores 88/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $42.9M; members 2,957; net-worth ratio 8.44%; health rank #1,530 of 4,374; healthier than 65th of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#1,530 of 4,374 health · 2025Q4Mississippi National Guard · health 88/100 · $42.9M · 2025Q4
Call Report peers
Mississippi National Guard in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Mississippi National Guard vs every NCUA-scored credit union
Mississippi National Guard sits in the busiest band, 85-89, alongside 857 other credit unions.
88 Top 35% higher than 65% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Peer-gap read for Mississippi National Guard
- Strongest edge vs 1163 $10M–$50M peers is Loan-to-Share Ratio: +22.42 pp (82.22% vs 59.80%).
- Net Worth Ratio trails the peer set - 8.44% here, 14.86% peer average (-6.42 pp).
Mississippi National Guard in Mississippi
- Health composite ranks #23 of 55 among scored Mississippi credit unions.
- Mississippi assets place: #19 of 55.
- Member book place in Mississippi: #24 of 55.
- One place up in Mississippi, Community Partners (#22) ties at 88/100; one place down, VICKSWOOD (#24) scores 87/100, 1 point lower.
Mississippi National Guard Call Report trajectory
Mississippi National Guard: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +1.3% from $42.9M (2025Q4) to $43.5M (2026Q1).
- Net-worth ratio shifted -0.02 pp (8.46% → 8.44%).
This credit union's 8.44% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 88/100 score is built
Mississippi National Guard gives up 12 points in total. Delinquency Rate costs the most, 6.8 of its 25; Return on Assets and Loan-to-Share Ratio score full marks.
- Net Worth Ratio 26.1 pts
- Delinquency Rate 18.2 pts
- Return on Assets 15.0 pts
- Member Growth 13.8 pts
- Loan-to-Share Ratio 14.9 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 8.44% | -6.42 pp |
| Delinquency Rate | 1.24% | +0.09 pp |
| Return on Assets | 0.62% | -0.09 pp |
| Member Growth | 3.97% | - |
| Loan-to-Share Ratio | 82.22% | +22.42 pp |
Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.
Mississippi National Guard quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $43.5M | - |
| 2025Q4 | $42.9M | 2,957 |
| 2024Q4 | $41.7M | 2,844 |
| 2023Q4 | $40.4M | 2,727 |
Credit Union Details
- Charter Number
- 14805
- Type
- Federal
- Field of Membership
- Low Income
- Peer Group
- $10M–$50M
- State
- Mississippi
- City
- JACKSON
- Data Quarter
- 2025Q4
Branch Locations (2)
Mississippi National Guard operates 2 offices in Jackson, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Mississippi National Guard FCU (Main Office) | Jackson, MS |
| Vital Records | Jackson, MS |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Mississippi
Other federally-insured credit unions in Mississippi, closest first by peer group and asset size.
Nationwide credit unions with similar profiles
Using this data
- Mississippi National Guard ranks #1,530 of 4,374 nationally on financial health and #23 of 55 in MS -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- BRIGHTVIEW is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with BRIGHTVIEW
Frequently Asked Questions
Is Mississippi National Guard financially healthy?
On its 2025Q4 NCUA 5300 filing, Mississippi National Guard scores 88/100 (Excellent), with a 8.44% net worth ratio and 1.24% of loans delinquent. It ranks #1,530 of 4,374 nationally on health and #23 of 55 in Mississippi.
How does Mississippi National Guard compare to other credit unions?
Mississippi National Guard scores 88/100, higher than 65% of the 4,374 scored credit unions. Against the 1163 peers in the $10M–$50M cohort, its widest edge is loan-to-share ratio (82.22% vs 59.80%). Its widest shortfall is net worth ratio (8.44% vs 14.86%).
How can I join Mississippi National Guard?
Mississippi National Guard carries an NCUA Low-Income Designation, which typically means anyone can join regardless of employer or location, and the credit union is eligible for supplemental capital and secondary capital rules not available to standard charters. Contact Mississippi National Guard directly to confirm current membership steps.
Is my money safe at Mississippi National Guard?
Mississippi National Guard is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Mississippi National Guard's net worth ratio of 8.44% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.