State credit union · MOUNDRIDGE, Kansas · NCUA charter #60906
MID-KANSAS
Health score 64/100, grade C (Good) - from the NCUA 5300 Call Report, 2025Q4.
- 64
- Health / 100
- $84.7M
- Total assets
- 3,849
- Members
- 7.8%
- Net-worth ratio
MID-KANSAS scores 64/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $84.7M; members 3,849; net-worth ratio 7.80%; health rank #3,929 of 4,374; healthier than 10th of scored peers.
NCUA Call Report stamp band
NCUA 5300 Call Report Masthead
#3,929 of 4,374 health · 2025Q4MID-KANSAS · health 64/100 · $84.7M · 2025Q4
Call Report peers
MID-KANSAS in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
MID-KANSAS vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); MID-KANSAS sits in 60-64 with 179 others.
64 10th percentile higher than 10% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
MID-KANSAS: Call Report deltas vs peers
- Loan-to-Share Ratio leads the peer set - 74.06% here, 62.60% peer average (+11.46 pp).
- Net Worth Ratio trails the peer set - 7.80% here, 13.62% peer average (-5.82 pp).
MID-KANSAS: in-state Call Report ranks
- In Kansas, health place is #55 of 61 on the same NCUA-ratio sort used nationally.
- By total assets, MID-KANSAS is #19 of 61 in Kansas.
- Member book place in Kansas: #26 of 61.
- One place up in Kansas, Hutchinson Government Employees (#54) scores 65/100, 1 point higher; one place down, B&V (#56) scores 61/100, 3 points lower.
How MID-KANSAS's 5300 filing moved
MID-KANSAS: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved -1.2% from $84.7M (2025Q4) to $83.7M (2026Q1).
- Net-worth ratio shifted -1.16 pp (8.96% → 7.80%).
At 7.80%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 64/100 score is built
MID-KANSAS gives up 36 points in total. Member Growth costs the most, 15 of its 15; Loan-to-Share Ratio scores full marks.
- Net Worth Ratio 24.5 pts
- Delinquency Rate 13.7 pts
- Return on Assets 10.9 pts
- Member Growth 0.0 pts
- Loan-to-Share Ratio 14.9 pts
MID-KANSAS health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 7.80% | -5.82 pp |
| Delinquency Rate | 1.84% | +0.88 pp |
| Return on Assets | 0.23% | -0.43 pp |
| Member Growth | -8.34% | - |
| Loan-to-Share Ratio | 74.06% | +11.46 pp |
Peer averages: $50M–$100M cohort, 584 credit unions, 2025Q4 filing.
Call Report history - MID-KANSAS
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $83.7M | - |
| 2025Q4 | $84.7M | 3,849 |
| 2024Q4 | $78.4M | 4,199 |
| 2023Q4 | $82.6M | 4,194 |
Credit Union Details
- Charter Number
- 60906
- Type
- State
- Field of Membership
- Other
- Peer Group
- $50M–$100M
- State
- Kansas
- City
- MOUNDRIDGE
- Data Quarter
- 2025Q4
Branch Locations (2)
Per its most recent NCUA branch filing, MID-KANSAS runs 2 offices in 2 different cities.
| Office | City |
|---|---|
| Moundridge Office (Main Office) | Moundridge, KS |
| Buhler Branch | Buhler, KS |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Kansas
More federally-insured credit unions based in Kansas, ordered by peer group match and asset size.
Cross-state Call Report peers for MID-KANSAS
Similar total assets
Using this data
- MID-KANSAS ranks #3,929 of 4,374 nationally on financial health and #55 of 61 in KS -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- SM is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with SM
Frequently Asked Questions
Is MID-KANSAS financially healthy?
On its 2025Q4 NCUA 5300 filing, MID-KANSAS scores 64/100 (Good), with a 7.80% net worth ratio and 1.84% of loans delinquent. It ranks #3,929 of 4,374 nationally on health and #55 of 61 in Kansas.
How does MID-KANSAS compare to other credit unions?
MID-KANSAS scores 64/100, higher than 10% of the 4,374 scored credit unions. Against the 584 peers in the $50M–$100M cohort, its widest edge is loan-to-share ratio (74.06% vs 62.60%). Its widest shortfall is net worth ratio (7.80% vs 13.62%).
How can I join MID-KANSAS?
Membership eligibility for MID-KANSAS depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact MID-KANSAS directly for current membership requirements and application steps.
Is my money safe at MID-KANSAS?
MID-KANSAS is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. MID-KANSAS's net worth ratio of 7.80% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.