State credit union · MOUNDRIDGE, Kansas · NCUA charter #60906
MID-KANSAS
Health score 64/100, grade C (Good) - from the NCUA 5300 Call Report, 2025Q4.
- 64
- Health / 100
- $84.7M
- Total assets
- 3,849
- Members
- 7.8%
- Net-worth ratio
MID-KANSAS scores 64/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $84.7M; members 3,849; net-worth ratio 7.80%; health rank #3,929 of 4,374; healthier than 10th of scored peers.
NCUA Call Report stamp band
NCUA 5300 Call Report Masthead
#3,929 of 4,374 health · 2025Q4MID-KANSAS · health 64/100 · $84.7M · 2025Q4
- CAMELS 64/100
- HEALTH 7.8%
- NW 1.84%
- DELQ 0.23%
- ROA $84.7M
- ASSETS 3,849
- MEM #3,929/4,374
- RANK Sabattus Regional
- PHOTO 60906
Call Report peers
MID-KANSAS in the assets neighbourhood
MID-KANSAS's $84.7M assets sit next to Sabattus Regional ($84.8M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
MID-KANSAS vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
64 10th percentile higher than 10% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
MID-KANSAS - Share Insurance Coverage
The 2025Q4 NCUA Call Report puts charter #60906 at the supervisory bracket and risk-based capital level shown below. NCUSIF protection is covered in our deposit-insurance coverage note.
MID-KANSAS: Call Report deltas vs peers
- Loan-to-Share Ratio leads the peer set - 74.06% here, 62.60% peer average (+11.46 pp).
- Net Worth Ratio trails the peer set - 7.80% here, 13.62% peer average (-5.82 pp).
Peer averages are NCUA 5300 means for the $50M–$100M cohort (584 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
MID-KANSAS: in-state Call Report ranks
- In Kansas, health place is #55 of 61 on the same NCUA-ratio sort used nationally.
- By total assets, MID-KANSAS is #19 of 61 in Kansas.
- Member book place in Kansas: #26 of 61.
In-state ordinals use the live credit_unions table for KS only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
How MID-KANSAS's 5300 filing moved
MID-KANSAS: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved -1.2% from $84.7M (2025Q4) to $83.7M (2026Q1).
- Net-worth ratio shifted -1.16 pp (8.96% → 7.80%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
At 7.80%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 64/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 64.
- Net Worth Ratio 24.5 pts
- Delinquency Rate 13.7 pts
- Return on Assets 10.9 pts
- Member Growth 0.0 pts
- Loan-to-Share Ratio 14.9 pts
MID-KANSAS health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 7.80% | -5.82 pp |
| Delinquency Rate | 1.84% | +0.88 pp |
| Return on Assets | 0.23% | -0.43 pp |
| Member Growth | -8.34% | - |
| Loan-to-Share Ratio | 74.06% | +11.46 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $50M–$100M (584 CUs).
Call Report history - MID-KANSAS
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $83.7M | - |
| 2025Q4 | $84.7M | 3,849 |
| 2024Q4 | $78.4M | 4,199 |
| 2023Q4 | $82.6M | 4,194 |
Credit Union Details
- Charter Number
- 60906
- Type
- State
- Field of Membership
- Other
- Peer Group
- $50M–$100M
- State
- Kansas
- City
- MOUNDRIDGE
- Data Quarter
- 2025Q4
Branch Locations (2)
Per its most recent NCUA branch filing, MID-KANSAS runs 2 offices in 2 different cities.
| Office | City |
|---|---|
| Moundridge Office (Main Office) | Moundridge, KS |
| Buhler Branch | Buhler, KS |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Kansas
More federally-insured credit unions based in Kansas, ordered by peer group match and asset size.
Cross-state Call Report peers for MID-KANSAS
MID-KANSAS's nationwide photo peers by assets and by health score, excluding Kansas charters.
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($84.7M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (64/100 here).
Using this data
- MID-KANSAS ranks #3,929 of 4,374 nationally on financial health and #55 of 61 in KS -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- SM is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with SM
- Rates and health both vary by institution, not just by state -- see how Kansas credit unions compare overall before assuming this one is typical. Kansas state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is MID-KANSAS financially healthy?
A 7.80% net worth ratio and a 1.84% delinquency rate feed into MID-KANSAS's financial health score of 64/100 (Good), from NCUA 5300 Call Report data as of Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #3,929 of 4,374; by total assets it ranks #1,970 of 4,374 nationally (same basis as /rankings/largest); and #19 of 61 within Kansas. The scale: above 80 excellent, below 50 warrants closer monitoring.
How does MID-KANSAS compare to other credit unions?
MID-KANSAS scores 64/100 on PlainCU's health composite, compared to a peer group average for $50M–$100M credit unions. The score is based on five NCUA-reported metrics: net worth ratio (30%), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join MID-KANSAS?
Membership eligibility for MID-KANSAS depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact MID-KANSAS directly for current membership requirements and application steps.
Is my money safe at MID-KANSAS?
Federal credit unions like MID-KANSAS are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. MID-KANSAS's net worth ratio of 7.80% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does MID-KANSAS offer compared to banks?
Credit unions like MID-KANSAS are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact MID-KANSAS directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.