Federal credit union · West Columbia, South Carolina · NCUA charter #24623
BROOKLAND
Health score 64/100, grade C (Good) - from the NCUA 5300 Call Report, 2025Q4.
- 64
- Health / 100
- $5.2M
- Total assets
- 1,202
- Members
- 11.4%
- Net-worth ratio
BROOKLAND scores 64/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $5.2M; members 1,202; net-worth ratio 11.43%; health rank #3,916 of 4,374; healthier than 10th of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#3,916 of 4,374 health · 2025Q4BROOKLAND · health 64/100 · $5.2M · 2025Q4
- PHOTO 64/100
- BOOK 11.4%
- CHARTER 2.53%
- NCUSIF 0.07%
- CAMELS $5.2M
- HEALTH 1,202
- NW #3,916/4,374
- DELQ n/a
- ROA 24623
Call Report peers
BROOKLAND carries $5.2M in NCUA 5300 assets, stamped as a Call Report masthead, not a rate quote or membership pitch.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
BROOKLAND vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
64 10th percentile higher than 10% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
BROOKLAND - Share Insurance Coverage
Read from the 2025Q4 NCUA Call Report for charter #24623: composite supervisory bracket and risk-based capital. Full deposit-insurance coverage details in our disclaimer.
Peer-gap read for BROOKLAND
- Largest lag: Net Worth Ratio at 11.43% vs peer 19.06% (-7.63 pp).
Peer averages are NCUA 5300 means for the $2M–$10M cohort (566 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
BROOKLAND in South Carolina
- South Carolina health ordinal: #42 of 46.
- Assets rank #44 of 46 inside South Carolina ($5.2M reported).
- Membership ranks #43 of 46 among South Carolina CUs with a reported count (1,202 members).
In-state ordinals use the live credit_unions table for SC only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
BROOKLAND Call Report trajectory
BROOKLAND: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved -0.2% from $5.2M (2025Q4) to $5.1M (2026Q1).
- Net-worth ratio shifted -0.21 pp (11.64% → 11.43%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
At 11.43%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 64/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 64.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 9.2 pts
- Return on Assets 7.8 pts
- Member Growth 4.5 pts
- Loan-to-Share Ratio 12.5 pts
BROOKLAND vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 11.43% | -7.63 pp |
| Delinquency Rate | 2.53% | +0.72 pp |
| Return on Assets | 0.07% | -0.38 pp |
| Member Growth | -2.51% | - |
| Loan-to-Share Ratio | 58.67% | -4.93 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $2M–$10M (566 CUs).
Call Report history - BROOKLAND
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $5.1M | - |
| 2025Q4 | $5.2M | 1,202 |
| 2024Q4 | $4.8M | 1,233 |
| 2023Q4 | $4.6M | 1,277 |
Credit Union Details
- Charter Number
- 24623
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $2M–$10M
- State
- South Carolina
- City
- West Columbia
- Data Quarter
- 2025Q4
Branch Location
The NCUA branch filing lists a single physical office for BROOKLAND.
| Office | City |
|---|---|
| Brookland FCU - Main (Main Office) | West Columbia, SC |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in South Carolina
Other federally-insured credit unions in South Carolina, closest first by peer group and asset size.
Nationwide credit unions with similar profiles
BROOKLAND's nationwide photo peers by assets and by health score, excluding South Carolina charters.
Similar health score
Nearest other-state credit unions by five-factor health composite (64/100 here).
Using this data
- BROOKLAND ranks #3,916 of 4,374 nationally on financial health and #42 of 46 in SC -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- S. C. H. D. Dist #7 is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with S. C. H. D. Dist #7
- Rates and health both vary by institution, not just by state -- see how South Carolina credit unions compare overall before assuming this one is typical. South Carolina state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is BROOKLAND financially healthy?
BROOKLAND has a financial health score of 64/100 (Good) based on NCUA 5300 Call Report data as of Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #3,916 of 4,374; by total assets it ranks #3,877 of 4,374 nationally (same basis as /rankings/largest); and #44 of 46 within South Carolina. Scores above 80 indicate excellent financial health; scores below 50 may warrant closer monitoring. Key factors include net worth ratio of 11.43% and delinquency rate of 2.53%.
How does BROOKLAND compare to other credit unions?
64/100 is BROOKLAND's score on PlainCU's health composite, compared to a peer group average for $2M–$10M credit unions, built from five weighted NCUA metrics - net worth ratio at 30%, delinquency rate at 25%, return on assets at 15%, member growth at 15%, and loan-to-share ratio at 15%.
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join BROOKLAND?
BROOKLAND operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact BROOKLAND directly for the exact boundaries and application steps.
Is my money safe at BROOKLAND?
Federal credit unions like BROOKLAND are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. BROOKLAND's net worth ratio of 11.43% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does BROOKLAND offer compared to banks?
Credit unions like BROOKLAND are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact BROOKLAND directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.