Federal credit union · GREENWOOD VILLA, Colorado · NCUA charter #3182
Star Tech
Health score 93/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 93
- Health / 100
- $11.0M
- Total assets
- 1,597
- Members
- 22.5%
- Net-worth ratio
Star Tech scores 93/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $11.0M; members 1,597; net-worth ratio 22.47%; health rank #564 of 4,374; healthier than 84th of scored peers.
NCUA Call Report stamp band
NCUA 5300 Call Report Masthead
#564 of 4,374 health · 2025Q4Star Tech · health 93/100 · $11.0M · 2025Q4
- NW 93/100
- DELQ 22.5%
- ROA 0.42%
- ASSETS 1.15%
- MEM $11.0M
- RANK 1,597
- PHOTO #564/4,374
- BOOK PBA
- CHARTER 3182
Call Report peers
Star Tech in the assets neighbourhood
Star Tech's $11.0M assets sit next to PBA ($11.0M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Star Tech vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
93 Top 16% higher than 84% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Star Tech - Share Insurance Coverage
Read from the 2025Q4 NCUA Call Report for charter #3182: composite supervisory bracket and risk-based capital. Full deposit-insurance coverage details in our disclaimer.
Where Star Tech diverges from peer averages
- Largest favorable gap: Loan-to-Share Ratio at 69.55% vs peer 59.80% (+9.75 pp).
Peer averages are NCUA 5300 means for the $10M–$50M cohort (1163 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Colorado standing for Star Tech
- Colorado health ordinal: #6 of 66.
- Colorado assets place: #54 of 66.
- Member book place in Colorado: #54 of 66.
In-state ordinals use the live credit_unions table for CO only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
How Star Tech's 5300 filing moved
Star Tech: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved -1.8% from $11.0M (2025Q4) to $10.8M (2026Q1).
- Net-worth ratio shifted +0.86 pp (21.61% → 22.47%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
22.47% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 93/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 93.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 7.8 pts
- Loan-to-Share Ratio 15.2 pts
Star Tech vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 22.47% | +7.61 pp |
| Delinquency Rate | 0.42% | -0.72 pp |
| Return on Assets | 1.15% | +0.44 pp |
| Member Growth | -0.68% | - |
| Loan-to-Share Ratio | 69.55% | +9.75 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $10M–$50M (1163 CUs).
Star Tech quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $10.8M | - |
| 2025Q4 | $11.0M | 1,597 |
| 2024Q4 | $10.8M | 1,608 |
| 2023Q4 | $10.6M | 1,539 |
Credit Union Details
- Charter Number
- 3182
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $10M–$50M
- State
- Colorado
- City
- GREENWOOD VILLA
- Data Quarter
- 2025Q4
Branch Location
Star Tech operates a single office in Greenwood Village, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Star Tech FCU (Main Office) | Greenwood Village, CO |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Colorado
Other federally-insured credit unions in Colorado, closest first by peer group and asset size.
Star Tech nationwide neighbourhoods
Two NCUA Call Report peer sets for Star Tech, both outside Colorado so the neighborhoods are not state containment (the Nearby list above stays in-state).
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($11.0M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (93/100 here).
Using this data
- Star Tech ranks #564 of 4,374 nationally on financial health and #6 of 66 in CO -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Mountain River is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Mountain River
- Rates and health both vary by institution, not just by state -- see how Colorado credit unions compare overall before assuming this one is typical. Colorado state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Star Tech financially healthy?
Star Tech has a financial health score of 93/100 (Excellent) based on NCUA 5300 Call Report data as of Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #564 of 4,374; by total assets it ranks #3,509 of 4,374 nationally (same basis as /rankings/largest); and #54 of 66 within Colorado. Scores above 80 indicate excellent financial health; scores below 50 may warrant closer monitoring. Key factors include net worth ratio of 22.47% and delinquency rate of 0.42%.
How does Star Tech compare to other credit unions?
On PlainCU's health composite, Star Tech lands at 93/100, compared to a peer group average for $10M–$50M credit unions. Five NCUA-reported metrics feed that number: net worth ratio (weighted 30%), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Star Tech?
Star Tech operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Star Tech directly for the exact boundaries and application steps.
Is my money safe at Star Tech?
Federal credit unions like Star Tech are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Star Tech's net worth ratio of 22.47% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Star Tech offer compared to banks?
Credit unions like Star Tech are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Star Tech directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.