Federal credit union · Susanville, California · NCUA charter #17232
Lassen County
Health score 83/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 83
- Health / 100
- $108.0M
- Total assets
- 4,454
- Members
- 13.2%
- Net-worth ratio
Lassen County scores 83/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $108.0M; members 4,454; net-worth ratio 13.23%; health rank #2,266 of 4,374; healthier than 46th of scored peers.
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#2,266 of 4,374 health · 2025Q4Lassen County · health 83/100 · $108.0M · 2025Q4
Call Report peers
Lassen County in the assets neighbourhood
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Lassen County vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Lassen County sits in 80-84 with 767 others.
83 46th percentile higher than 46% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Where Lassen County diverges from peer averages
- Largest favorable gap: Net Worth Ratio at 13.23% vs peer 12.11% (+1.12 pp).
- Widest shortfall vs peers is Loan-to-Share Ratio: -12.64 pp (59.56% vs 72.20%).
Lassen County: in-state Call Report ranks
- In California, health place is #135 of 243 on the same NCUA-ratio sort used nationally.
- California assets place: #148 of 243.
- Membership ranks #163 of 243 among California CUs with a reported count (4,454 members).
- One place up in California, Ontario Public Employees (#134) ties at 83/100; one place down, CAMINO (#136) ties at 83/100.
How Lassen County's 5300 filing moved
Lassen County: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +1.3% from $108.0M (2025Q4) to $109.3M (2026Q1).
- Net-worth ratio shifted -0.07 pp (13.30% → 13.23%).
This credit union's 13.23% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 83/100 score is built
Lassen County gives up 17 points in total. Member Growth costs the most, 8.9 of its 15; Net Worth Ratio and Delinquency Rate score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 9.4 pts
- Member Growth 6.1 pts
- Loan-to-Share Ratio 12.5 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 13.23% | +1.12 pp |
| Delinquency Rate | 0.00% | -0.89 pp |
| Return on Assets | 0.13% | -0.50 pp |
| Member Growth | -1.59% | - |
| Loan-to-Share Ratio | 59.56% | -12.64 pp |
Peer averages: $100M–$500M cohort, 1069 credit unions, 2025Q4 filing.
Lassen County filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $109.3M | - |
| 2025Q4 | $108.0M | 4,454 |
| 2024Q4 | $103.0M | 4,526 |
| 2023Q4 | $101.2M | 4,573 |
Credit Union Details
- Charter Number
- 17232
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $100M–$500M
- State
- California
- City
- Susanville
- Data Quarter
- 2025Q4
Branch Location
Per its most recent NCUA branch filing, Lassen County runs one office.
| Office | City |
|---|---|
| Lassen County Federal Credit Union (Main Office) | Susanville, CA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in California
More federally-insured credit unions based in California, ordered by peer group match and asset size.
Lassen County nationwide neighbourhoods
Using this data
- Lassen County ranks #2,266 of 4,374 nationally on financial health and #135 of 243 in CA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- RANCHO is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with RANCHO
Frequently Asked Questions
Is Lassen County financially healthy?
On its 2025Q4 NCUA 5300 filing, Lassen County scores 83/100 (Excellent), with a 13.23% net worth ratio and 0.00% of loans delinquent. It ranks #2,266 of 4,374 nationally on health and #135 of 243 in California.
How does Lassen County compare to other credit unions?
Lassen County scores 83/100, higher than 46% of the 4,374 scored credit unions. Against the 1069 peers in the $100M–$500M cohort, its widest edge is net worth ratio (13.23% vs 12.11%). Its widest shortfall is loan-to-share ratio (59.56% vs 72.20%).
How can I join Lassen County?
Lassen County operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Lassen County directly for the exact boundaries and application steps.
Is my money safe at Lassen County?
Lassen County is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Lassen County's net worth ratio of 13.23% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.