State credit union · Woodbury, Minnesota · NCUA charter #63157
PIPEFITTERS-STEAMFITTERS
Health score 97/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 97
- Health / 100
- $50.5M
- Total assets
- 3,744
- Members
- 13.2%
- Net-worth ratio
PIPEFITTERS-STEAMFITTERS scores 97/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $50.5M; members 3,744; net-worth ratio 13.24%; health rank #163 of 4,374; healthier than 95th of scored peers.
NCUA 5300 Call Report masthead
NCUA 5300 Call Report Masthead
#163 of 4,374 health · 2025Q4PIPEFITTERS-STEAMFITTERS · health 97/100 · $50.5M · 2025Q4
- CAMELS 97/100
- HEALTH 13.2%
- NW 0.56%
- DELQ 0.98%
- ROA $50.5M
- ASSETS 3,744
- MEM #163/4,374
- RANK Western Indiana Credit Union
- PHOTO 63157
Call Report peers
PIPEFITTERS-STEAMFITTERS in the assets neighbourhood
PIPEFITTERS-STEAMFITTERS's $50.5M assets sit next to Western Indiana Credit Union ($50.5M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
PIPEFITTERS-STEAMFITTERS vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
97 Top 5% higher than 95% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
PIPEFITTERS-STEAMFITTERS - Share Insurance Coverage
Charter #63157's composite supervisory bracket and risk-based capital, as reported in the 2025Q4 NCUA Call Report. See our deposit-insurance coverage note for how NCUSIF protection works.
Where PIPEFITTERS-STEAMFITTERS diverges from peer averages
- Delinquency Rate leads the peer set - 0.56% here, 0.96% peer average (-0.40 pp).
- Largest lag: Loan-to-Share Ratio at 60.77% vs peer 62.60% (-1.83 pp).
Peer averages are NCUA 5300 means for the $50M–$100M cohort (584 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
PIPEFITTERS-STEAMFITTERS: in-state Call Report ranks
- Health composite ranks #3 of 82 among scored Minnesota credit unions.
- Assets rank #52 of 82 inside Minnesota ($50.5M reported).
- Member book place in Minnesota: #52 of 82.
In-state ordinals use the live credit_unions table for MN only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
PIPEFITTERS-STEAMFITTERS: 2025Q4 → 2026Q1
PIPEFITTERS-STEAMFITTERS: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +2.3% from $50.5M (2025Q4) to $51.6M (2026Q1).
- Net-worth ratio shifted +0.03 pp (13.21% → 13.24%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
This credit union's 13.24% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 97/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 97.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 24.4 pts
- Return on Assets 15.0 pts
- Member Growth 14.5 pts
- Loan-to-Share Ratio 13.1 pts
PIPEFITTERS-STEAMFITTERS health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 13.24% | -0.38 pp |
| Delinquency Rate | 0.56% | -0.40 pp |
| Return on Assets | 0.98% | +0.32 pp |
| Member Growth | 4.58% | - |
| Loan-to-Share Ratio | 60.77% | -1.83 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $50M–$100M (584 CUs).
PIPEFITTERS-STEAMFITTERS filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $51.6M | - |
| 2025Q4 | $50.5M | 3,744 |
| 2024Q4 | $50.5M | 3,580 |
| 2023Q4 | $51.7M | 3,491 |
Credit Union Details
- Charter Number
- 63157
- Type
- State
- Field of Membership
- Other
- Peer Group
- $50M–$100M
- State
- Minnesota
- City
- Woodbury
- Data Quarter
- 2025Q4
Branch Locations (3)
The NCUA branch filing lists 3 physical offices for PIPEFITTERS-STEAMFITTERS, spread across 3 cities in 2 states.
| Office | City |
|---|---|
| Pipefitter Steamfitters Credit Union (Main Office) | Woodbury, MN |
| Bradford Scott Data Corp | Fort Wayne, IN |
| Pipefitters Steamfitters Credit Union | Saint Paul, MN |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Minnesota
More federally-insured credit unions based in Minnesota, ordered by peer group match and asset size.
PIPEFITTERS-STEAMFITTERS nationwide neighbourhoods
Cross-state asset and health neighbours for PIPEFITTERS-STEAMFITTERS - kept outside Minnesota; in-state CUs stay in the Nearby block.
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($50.5M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (97/100 here).
Using this data
- PIPEFITTERS-STEAMFITTERS ranks #163 of 4,374 nationally on financial health and #3 of 82 in MN -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- North Memorial is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with North Memorial
- Rates and health both vary by institution, not just by state -- see how Minnesota credit unions compare overall before assuming this one is typical. Minnesota state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is PIPEFITTERS-STEAMFITTERS financially healthy?
Based on NCUA 5300 Call Report data as of Q4 2025, PIPEFITTERS-STEAMFITTERS carries a financial health score of 97/100 (Excellent). On the national health ranking (same basis as /rankings/healthiest), it sits at #163 of 4,374; by total assets it ranks #2,397 of 4,374 nationally (same basis as /rankings/largest); and #52 of 82 within Minnesota. On this scale, above 80 is excellent and below 50 warrants closer monitoring; the two biggest inputs here are a 13.24% net worth ratio and a 0.56% delinquency rate.
How does PIPEFITTERS-STEAMFITTERS compare to other credit unions?
PlainCU's health composite puts PIPEFITTERS-STEAMFITTERS at 97/100, compared to a peer group average for $50M–$100M credit unions. It's a weighted blend of five NCUA-reported figures: net worth ratio (30% of the score), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join PIPEFITTERS-STEAMFITTERS?
Membership eligibility for PIPEFITTERS-STEAMFITTERS depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact PIPEFITTERS-STEAMFITTERS directly for current membership requirements and application steps.
Is my money safe at PIPEFITTERS-STEAMFITTERS?
Federal credit unions like PIPEFITTERS-STEAMFITTERS are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. PIPEFITTERS-STEAMFITTERS's net worth ratio of 13.24% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does PIPEFITTERS-STEAMFITTERS offer compared to banks?
Credit unions like PIPEFITTERS-STEAMFITTERS are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact PIPEFITTERS-STEAMFITTERS directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.