Federal credit union · TOLEDO, Ohio · NCUA charter #2935
PARISH
Health score 89/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 89
- Health / 100
- $23.8M
- Total assets
- 1,769
- Members
- 11.6%
- Net-worth ratio
PARISH scores 89/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $23.8M; members 1,769; net-worth ratio 11.55%; health rank #1,282 of 4,374; healthier than 69th of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#1,282 of 4,374 health · 2025Q4PARISH · health 89/100 · $23.8M · 2025Q4
- PHOTO 89/100
- BOOK 11.6%
- CHARTER 0.00%
- NCUSIF 0.61%
- CAMELS $23.8M
- HEALTH 1,769
- NW #1,282/4,374
- DELQ First Neshoba
- ROA 2935
Call Report peers
PARISH in the assets neighbourhood
PARISH's $23.8M assets sit next to First Neshoba ($23.8M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
PARISH vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
89 Top 31% higher than 69% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
PARISH - Share Insurance Coverage
Charter #2935's composite supervisory bracket and risk-based capital, as reported in the 2025Q4 NCUA Call Report. See our deposit-insurance coverage note for how NCUSIF protection works.
Peer-gap read for PARISH
- Largest favorable gap: Delinquency Rate at 0.00% vs peer 1.15% (-1.15 pp).
- Largest lag: Loan-to-Share Ratio at 53.45% vs peer 59.80% (-6.35 pp).
Peer averages are NCUA 5300 means for the $10M–$50M cohort (1163 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
PARISH: in-state Call Report ranks
- Ohio health ordinal: #57 of 196.
- By total assets, PARISH is #137 of 196 in Ohio.
- Membership ranks #153 of 196 among Ohio CUs with a reported count (1,769 members).
In-state ordinals use the live credit_unions table for OH only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
PARISH: 2025Q4 → 2026Q1
PARISH: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved -0.3% from $23.8M (2025Q4) to $23.7M (2026Q1).
- Net-worth ratio shifted +0.47 pp (11.08% → 11.55%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
11.55% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 89/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 89.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 7.4 pts
- Loan-to-Share Ratio 11.6 pts
Call Report ratios for PARISH
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 11.55% | -3.31 pp |
| Delinquency Rate | 0.00% | -1.15 pp |
| Return on Assets | 0.61% | -0.10 pp |
| Member Growth | -0.90% | - |
| Loan-to-Share Ratio | 53.45% | -6.35 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $10M–$50M (1163 CUs).
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $23.7M | - |
| 2025Q4 | $23.8M | 1,769 |
| 2024Q4 | $22.4M | 1,785 |
| 2023Q4 | $22.5M | 1,783 |
Credit Union Details
- Charter Number
- 2935
- Type
- Federal
- Field of Membership
- Community/Select Employee Group
- Peer Group
- $10M–$50M
- State
- Ohio
- City
- TOLEDO
- Data Quarter
- 2025Q4
Branch Location
PARISH operates a single office in Toledo, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Main Office (Main Office) | Toledo, OH |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Ohio
A look at other Ohio credit unions, ranked by how closely their peer group and asset size match this one.
Other-state peers near PARISH
PARISH's nationwide photo peers by assets and by health score, excluding Ohio charters.
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($23.8M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (89/100 here).
Using this data
- PARISH ranks #1,282 of 4,374 nationally on financial health and #57 of 196 in OH -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Ashland Community is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Ashland Community
- Rates and health both vary by institution, not just by state -- see how Ohio credit unions compare overall before assuming this one is typical. Ohio state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is PARISH financially healthy?
A 11.55% net worth ratio and a 0.00% delinquency rate feed into PARISH's financial health score of 89/100 (Excellent), from NCUA 5300 Call Report data as of Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #1,282 of 4,374; by total assets it ranks #3,030 of 4,374 nationally (same basis as /rankings/largest); and #137 of 196 within Ohio. The scale: above 80 excellent, below 50 warrants closer monitoring.
How does PARISH compare to other credit unions?
On PlainCU's health composite, PARISH lands at 89/100, compared to a peer group average for $10M–$50M credit unions. Five NCUA-reported metrics feed that number: net worth ratio (weighted 30%), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join PARISH?
PARISH operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact PARISH directly for the exact boundaries and application steps.
Is my money safe at PARISH?
Federal credit unions like PARISH are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. PARISH's net worth ratio of 11.55% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does PARISH offer compared to banks?
Credit unions like PARISH are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact PARISH directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.