Federal credit union · TOLEDO, Ohio · NCUA charter #2935
PARISH
Health score 89/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 89
- Health / 100
- $23.8M
- Total assets
- 1,769
- Members
- 11.6%
- Net-worth ratio
PARISH scores 89/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $23.8M; members 1,769; net-worth ratio 11.55%; health rank #1,282 of 4,374; healthier than 69th of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#1,282 of 4,374 health · 2025Q4PARISH · health 89/100 · $23.8M · 2025Q4
Call Report peers
PARISH in the assets neighbourhood
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PARISH vs every NCUA-scored credit union
PARISH sits in the busiest band, 85-89, alongside 857 other credit unions.
89 Top 31% higher than 69% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Peer-gap read for PARISH
- Largest favorable gap: Delinquency Rate at 0.00% vs peer 1.15% (-1.15 pp).
- Largest lag: Loan-to-Share Ratio at 53.45% vs peer 59.80% (-6.35 pp).
PARISH: in-state Call Report ranks
- Ohio health ordinal: #57 of 196.
- By total assets, PARISH is #137 of 196 in Ohio.
- Membership ranks #153 of 196 among Ohio CUs with a reported count (1,769 members).
- One place up in Ohio, VACATIONLAND (#56) ties at 89/100; one place down, TOWPATH (#58) ties at 89/100.
PARISH: 2025Q4 → 2026Q1
PARISH: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved -0.3% from $23.8M (2025Q4) to $23.7M (2026Q1).
- Net-worth ratio shifted +0.47 pp (11.08% → 11.55%).
11.55% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 89/100 score is built
PARISH gives up 11 points in total. Member Growth costs the most, 7.6 of its 15; Net Worth Ratio and Delinquency Rate and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 7.4 pts
- Loan-to-Share Ratio 11.6 pts
Call Report ratios for PARISH
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 11.55% | -3.31 pp |
| Delinquency Rate | 0.00% | -1.15 pp |
| Return on Assets | 0.61% | -0.10 pp |
| Member Growth | -0.90% | - |
| Loan-to-Share Ratio | 53.45% | -6.35 pp |
Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $23.7M | - |
| 2025Q4 | $23.8M | 1,769 |
| 2024Q4 | $22.4M | 1,785 |
| 2023Q4 | $22.5M | 1,783 |
Credit Union Details
- Charter Number
- 2935
- Type
- Federal
- Field of Membership
- Community/Select Employee Group
- Peer Group
- $10M–$50M
- State
- Ohio
- City
- TOLEDO
- Data Quarter
- 2025Q4
Branch Location
PARISH operates a single office in Toledo, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Main Office (Main Office) | Toledo, OH |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Ohio
A look at other Ohio credit unions, ranked by how closely their peer group and asset size match this one.
Other-state peers near PARISH
Using this data
- PARISH ranks #1,282 of 4,374 nationally on financial health and #57 of 196 in OH -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Ashland Community is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Ashland Community
Frequently Asked Questions
Is PARISH financially healthy?
On its 2025Q4 NCUA 5300 filing, PARISH scores 89/100 (Excellent), with a 11.55% net worth ratio and 0.00% of loans delinquent. It ranks #1,282 of 4,374 nationally on health and #57 of 196 in Ohio.
How does PARISH compare to other credit unions?
PARISH scores 89/100, higher than 69% of the 4,374 scored credit unions. Against the 1163 peers in the $10M–$50M cohort, its widest edge is delinquency rate (0.00% vs 1.15%). Its widest shortfall is loan-to-share ratio (53.45% vs 59.80%).
How can I join PARISH?
PARISH operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact PARISH directly for the exact boundaries and application steps.
Is my money safe at PARISH?
PARISH is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. PARISH's net worth ratio of 11.55% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.