Federal credit union · Hauppauge, New York · NCUA charter #3633
People's Alliance
Health score 89/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 89
- Health / 100
- $319.0M
- Total assets
- 32,483
- Members
- 10.9%
- Net-worth ratio
People's Alliance scores 89/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $319.0M; members 32,483; net-worth ratio 10.87%; health rank #1,297 of 4,374; healthier than 69th of scored peers.
NCUA 5300 Call Report masthead
NCUA 5300 Call Report Masthead
#1,297 of 4,374 health · 2025Q4People's Alliance · health 89/100 · $319.0M · 2025Q4
Call Report peers
People's Alliance in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
People's Alliance vs every NCUA-scored credit union
People's Alliance sits in the busiest band, 85-89, alongside 857 other credit unions.
89 Top 31% higher than 69% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Peer-gap read for People's Alliance
- Delinquency Rate leads the peer set - 0.78% here, 0.89% peer average (-0.12 pp).
- Loan-to-Share Ratio trails the peer set - 68.56% here, 72.20% peer average (-3.64 pp).
People's Alliance in New York
- In New York, health place is #71 of 272 on the same NCUA-ratio sort used nationally.
- By total assets, People's Alliance is #46 of 272 in New York.
- Member book place in New York: #36 of 272.
- One place up in New York, RT (#70) ties at 89/100; one place down, Special Metals (#72) ties at 89/100.
Quarter path for People's Alliance
People's Alliance: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +2.4% from $319.0M (2025Q4) to $326.7M (2026Q1).
- Net-worth ratio shifted -0.15 pp (11.02% → 10.87%).
This credit union's 10.87% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 89/100 score is built
People's Alliance gives up 11 points in total. Member Growth costs the most, 6.7 of its 15; Net Worth Ratio scores full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 22.2 pts
- Return on Assets 13.5 pts
- Member Growth 8.3 pts
- Loan-to-Share Ratio 15.0 pts
People's Alliance health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 10.87% | -1.24 pp |
| Delinquency Rate | 0.78% | -0.12 pp |
| Return on Assets | 0.40% | -0.23 pp |
| Member Growth | -0.40% | - |
| Loan-to-Share Ratio | 68.56% | -3.64 pp |
Peer averages: $100M–$500M cohort, 1069 credit unions, 2025Q4 filing.
People's Alliance quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $326.7M | - |
| 2025Q4 | $319.0M | 32,483 |
| 2024Q4 | $314.6M | 32,613 |
| 2023Q4 | $321.4M | 34,686 |
Credit Union Details
- Charter Number
- 3633
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $100M–$500M
- State
- New York
- City
- Hauppauge
- Data Quarter
- 2025Q4
Branch Locations (8)
People's Alliance operates 8 offices across 7 cities, spanning 2 states, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Main Office (Main Office) | Hauppauge, NY |
| Brooklyn -Hanson Place | Brooklyn, NY |
| Allen/Jamaica | Jamaica, NY |
| Jamaica-JFK | Jamaica, NY |
| Miami | Miami, FL |
| Ronkonkoma | Ronkonkoma, NY |
| Westbury | Westbury, NY |
| Yonkers | Yonkers, NY |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in New York
More federally-insured credit unions based in New York, ordered by peer group match and asset size.
Other-state peers near People's Alliance
Using this data
- People's Alliance ranks #1,297 of 4,374 nationally on financial health and #71 of 272 in NY -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- DANNEMORA is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with DANNEMORA
Frequently Asked Questions
Is People's Alliance financially healthy?
People's Alliance has a financial health score of 89/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #1,297 of 4,374 nationally on health and #71 of 272 in New York. Its net worth ratio is 10.87% and its delinquency rate 0.78%.
How does People's Alliance compare to other credit unions?
People's Alliance scores 89/100, higher than 69% of the 4,374 scored credit unions. Against the 1069 peers in the $100M–$500M cohort, its widest edge is delinquency rate (0.78% vs 0.89%). Its widest shortfall is loan-to-share ratio (68.56% vs 72.20%).
How can I join People's Alliance?
People's Alliance operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact People's Alliance directly for the exact boundaries and application steps.
Is my money safe at People's Alliance?
People's Alliance is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. People's Alliance's net worth ratio of 10.87% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.