Federal credit union · SUITLAND, Maryland · NCUA charter #24657
None Suffer Lack
Health score 83/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 83
- Health / 100
- $27.9M
- Total assets
- 1,950
- Members
- 19.1%
- Net-worth ratio
None Suffer Lack scores 83/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $27.9M; members 1,950; net-worth ratio 19.15%; health rank #2,212 of 4,374; healthier than 46th of scored peers.
NCUA Call Report stamp band
NCUA 5300 Call Report Masthead
#2,212 of 4,374 health · 2025Q4None Suffer Lack · health 83/100 · $27.9M · 2025Q4
Call Report peers
None Suffer Lack in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
None Suffer Lack vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); None Suffer Lack sits in 80-84 with 767 others.
83 46th percentile higher than 46% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Where None Suffer Lack diverges from peer averages
- Largest favorable gap: Net Worth Ratio at 19.15% vs peer 14.86% (+4.29 pp).
- Loan-to-Share Ratio trails the peer set - 11.49% here, 59.80% peer average (-48.31 pp).
Where None Suffer Lack sits in Maryland
- Maryland health ordinal: #28 of 62.
- Assets rank #47 of 62 inside Maryland ($27.9M reported).
- Member book place in Maryland: #49 of 62.
- One place up in Maryland, MID-ATLANTIC (#27) scores 84/100, 1 point higher; one place down, SECURITYPLUS (#29) ties at 83/100.
None Suffer Lack Call Report trajectory
None Suffer Lack: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +2.3% from $27.9M (2025Q4) to $28.6M (2026Q1).
- Net-worth ratio shifted +0.16 pp (18.99% → 19.15%).
This credit union's 19.15% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 83/100 score is built
None Suffer Lack gives up 17 points in total. Member Growth costs the most, 9.4 of its 15; Net Worth Ratio and Delinquency Rate and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 5.6 pts
- Loan-to-Share Ratio 7.4 pts
None Suffer Lack vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 19.15% | +4.29 pp |
| Delinquency Rate | 0.00% | -1.15 pp |
| Return on Assets | 1.37% | +0.66 pp |
| Member Growth | -1.86% | - |
| Loan-to-Share Ratio | 11.49% | -48.31 pp |
Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.
Call Report history - None Suffer Lack
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $28.6M | - |
| 2025Q4 | $27.9M | 1,950 |
| 2024Q4 | $25.6M | 1,987 |
| 2023Q4 | $24.0M | 2,037 |
Credit Union Details
- Charter Number
- 24657
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $10M–$50M
- State
- Maryland
- City
- SUITLAND
- Data Quarter
- 2025Q4
Branch Location
None Suffer Lack operates a single office in Suitland, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Main Office (Main Office) | Suitland, MD |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Maryland
Other federally-insured credit unions in Maryland, closest first by peer group and asset size.
Nationwide credit unions with similar profiles
Similar total assets
Using this data
- None Suffer Lack ranks #2,212 of 4,374 nationally on financial health and #28 of 62 in MD -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Post Office Cu of Md, Inc. is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Post Office Cu of Md, Inc.
Frequently Asked Questions
Is None Suffer Lack financially healthy?
On its 2025Q4 NCUA 5300 filing, None Suffer Lack scores 83/100 (Excellent), with a 19.15% net worth ratio and 0.00% of loans delinquent. It ranks #2,212 of 4,374 nationally on health and #28 of 62 in Maryland.
How does None Suffer Lack compare to other credit unions?
None Suffer Lack scores 83/100, higher than 46% of the 4,374 scored credit unions. Against the 1163 peers in the $10M–$50M cohort, its widest edge is net worth ratio (19.15% vs 14.86%). Its widest shortfall is loan-to-share ratio (11.49% vs 59.80%).
How can I join None Suffer Lack?
None Suffer Lack operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact None Suffer Lack directly for the exact boundaries and application steps.
Is my money safe at None Suffer Lack?
None Suffer Lack is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. None Suffer Lack's net worth ratio of 19.15% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.