Federal credit union · TYLER, Texas · NCUA charter #10481
MCMURREY
Health score 72/100, grade B (Very Good) - from the NCUA 5300 Call Report, 2025Q4.
- 72
- Health / 100
- $21.6M
- Total assets
- 1,725
- Members
- 14.9%
- Net-worth ratio
MCMURREY scores 72/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $21.6M; members 1,725; net-worth ratio 14.88%; health rank #3,456 of 4,374; healthier than 20th of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#3,456 of 4,374 health · 2025Q4MCMURREY · health 72/100 · $21.6M · 2025Q4
Call Report peers
MCMURREY in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
MCMURREY vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); MCMURREY sits in 70-74 with 317 others.
72 20th percentile higher than 20% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
MCMURREY: Call Report deltas vs peers
- Loan-to-Share Ratio leads the peer set - 66.16% here, 59.80% peer average (+6.36 pp).
- Return on Assets trails the peer set - -0.27% here, 0.70% peer average (-0.98 pp).
Texas standing for MCMURREY
- In Texas, health place is #303 of 386 on the same NCUA-ratio sort used nationally.
- By total assets, MCMURREY is #249 of 386 in Texas.
- Member book place in Texas: #270 of 386.
- One place up in Texas, W T N M Atlantic (#302) ties at 72/100; one place down, Coastal Community (#304) ties at 72/100.
Quarter path for MCMURREY
MCMURREY: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +3.0% from $21.6M (2025Q4) to $22.2M (2026Q1).
- Net-worth ratio shifted -0.54 pp (15.42% → 14.88%).
At 14.88%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 72/100 score is built
MCMURREY gives up 28 points in total. Return on Assets costs the most, 13 of its 15; Net Worth Ratio scores full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 19.5 pts
- Return on Assets 2.0 pts
- Member Growth 6.4 pts
- Loan-to-Share Ratio 14.1 pts
Call Report ratios for MCMURREY
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 14.88% | +0.02 pp |
| Delinquency Rate | 1.07% | -0.08 pp |
| Return on Assets | -0.27% | -0.98 pp |
| Member Growth | -1.43% | - |
| Loan-to-Share Ratio | 66.16% | +6.36 pp |
Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.
MCMURREY filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $22.2M | - |
| 2025Q4 | $21.6M | 1,725 |
| 2024Q4 | $23.1M | 1,750 |
| 2023Q4 | $23.6M | 1,742 |
Credit Union Details
- Charter Number
- 10481
- Type
- Federal
- Field of Membership
- Government
- Peer Group
- $10M–$50M
- State
- Texas
- City
- TYLER
- Data Quarter
- 2025Q4
Branch Locations (3)
Per its most recent NCUA branch filing, MCMURREY runs 3 offices in 2 different cities.
| Office | City |
|---|---|
| Main Office (Main Office) | Tyler, TX |
| Southside State Bank | Tyler, TX |
| Sharetec | Waco, TX |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Texas
Other federally-insured credit unions in Texas, closest first by peer group and asset size.
Nationwide credit unions with similar profiles
Similar total assets
Similar health score
Using this data
- MCMURREY ranks #3,456 of 4,374 nationally on financial health and #303 of 386 in TX -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- First Priority is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with First Priority
Frequently Asked Questions
Is MCMURREY financially healthy?
On its 2025Q4 NCUA 5300 filing, MCMURREY scores 72/100 (Very Good), with a 14.88% net worth ratio and 1.07% of loans delinquent. It ranks #3,456 of 4,374 nationally on health and #303 of 386 in Texas.
How does MCMURREY compare to other credit unions?
MCMURREY scores 72/100, higher than 20% of the 4,374 scored credit unions. Against the 1163 peers in the $10M–$50M cohort, its widest edge is loan-to-share ratio (66.16% vs 59.80%). Its widest shortfall is return on assets (-0.27% vs 0.70%).
How can I join MCMURREY?
MCMURREY is chartered around a single common bond (Government), membership is generally limited to employees of a specific employer or a defined occupational group and their immediate family. Contact MCMURREY directly to confirm eligibility.
Is my money safe at MCMURREY?
MCMURREY is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. MCMURREY's net worth ratio of 14.88% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.