State credit union · Portland, Maine · NCUA charter #63828
CPORT
Health score 92/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 92
- Health / 100
- $425.7M
- Total assets
- 36,902
- Members
- 10.4%
- Net-worth ratio
CPORT scores 92/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $425.7M; members 36,902; net-worth ratio 10.45%; health rank #825 of 4,374; healthier than 80th of scored peers.
Title II Call Report masthead
NCUA 5300 Call Report Masthead
#825 of 4,374 health · 2025Q4CPORT · health 92/100 · $425.7M · 2025Q4
Call Report peers
CPORT in the assets neighbourhood
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CPORT vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); CPORT sits in 90-94 with 747 others.
92 Top 20% higher than 80% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
CPORT vs $100M–$500M peers
- Largest favorable gap: Loan-to-Share Ratio at 77.62% vs peer 72.20% (+5.42 pp).
- Largest lag: Net Worth Ratio at 10.45% vs peer 12.11% (-1.66 pp).
CPORT: in-state Call Report ranks
- Maine health ordinal: #12 of 48.
- Maine assets place: #10 of 48.
- Member book place in Maine: #5 of 48.
- One place up in Maine, Saco Valley (#11) ties at 92/100; one place down, BREWER (#13) ties at 92/100.
CPORT Call Report trajectory
CPORT: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +3.2% from $425.7M (2025Q4) to $439.2M (2026Q1).
- Net-worth ratio shifted -0.26 pp (10.71% → 10.45%).
At 10.45%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 92/100 score is built
CPORT gives up 8 points in total. Delinquency Rate costs the most, 8.2 of its 25; Net Worth Ratio and Return on Assets and Member Growth and Loan-to-Share Ratio score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 16.8 pts
- Return on Assets 15.0 pts
- Member Growth 15.0 pts
- Loan-to-Share Ratio 15.2 pts
CPORT vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 10.45% | -1.66 pp |
| Delinquency Rate | 1.43% | +0.53 pp |
| Return on Assets | 0.68% | +0.05 pp |
| Member Growth | 5.30% | - |
| Loan-to-Share Ratio | 77.62% | +5.42 pp |
Peer averages: $100M–$500M cohort, 1069 credit unions, 2025Q4 filing.
CPORT filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $439.2M | - |
| 2025Q4 | $425.7M | 36,902 |
| 2024Q4 | $415.8M | 35,045 |
| 2023Q4 | $408.7M | 32,464 |
Credit Union Details
- Charter Number
- 63828
- Type
- State
- Field of Membership
- Other
- Peer Group
- $100M–$500M
- State
- Maine
- City
- Portland
- Data Quarter
- 2025Q4
Branch Locations (6)
Per its most recent NCUA branch filing, CPORT runs 6 offices in 4 different cities.
| Office | City |
|---|---|
| Main Office (Main Office) | Portland, ME |
| Augusta Office | Augusta, ME |
| Lewiston Office | Lewiston, ME |
| Forest Ave Location | Portland, ME |
| Middle St Location | Portland, ME |
| Scarborough Office | Scarborough, ME |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Maine
More federally-insured credit unions based in Maine, ordered by peer group match and asset size.
Nationwide credit unions with similar profiles
Using this data
- CPORT ranks #825 of 4,374 nationally on financial health and #12 of 48 in ME -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- ACADIA is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with ACADIA
Frequently Asked Questions
Is CPORT financially healthy?
CPORT has a financial health score of 92/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #825 of 4,374 nationally on health and #12 of 48 in Maine. Its net worth ratio is 10.45% and its delinquency rate 1.43%.
How does CPORT compare to other credit unions?
CPORT scores 92/100, higher than 80% of the 4,374 scored credit unions. Against the 1069 peers in the $100M–$500M cohort, its widest edge is loan-to-share ratio (77.62% vs 72.20%). Its widest shortfall is net worth ratio (10.45% vs 12.11%).
How can I join CPORT?
Membership eligibility for CPORT depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact CPORT directly for current membership requirements and application steps.
Is my money safe at CPORT?
CPORT is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. CPORT's net worth ratio of 10.45% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.