State credit union · Portland, Maine · NCUA charter #63828
CPORT
Health score 92/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 92
- Health / 100
- $425.7M
- Total assets
- 36,902
- Members
- 10.4%
- Net-worth ratio
CPORT scores 92/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $425.7M; members 36,902; net-worth ratio 10.45%; health rank #825 of 4,374; healthier than 80th of scored peers.
Title II Call Report masthead
NCUA 5300 Call Report Masthead
#825 of 4,374 health · 2025Q4CPORT · health 92/100 · $425.7M · 2025Q4
- ASSETS 92/100
- MEM 10.4%
- RANK 1.43%
- PHOTO 0.68%
- BOOK $425.7M
- CHARTER 36,902
- NCUSIF #825/4,374
- CAMELS TAUNTON
- HEALTH 63828
Call Report peers
CPORT in the assets neighbourhood
CPORT's $425.7M assets sit next to TAUNTON ($426.1M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
CPORT vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
92 Top 20% higher than 80% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
CPORT - Share Insurance Coverage
Read from the 2025Q4 NCUA Call Report for charter #63828: composite supervisory bracket and risk-based capital. Full deposit-insurance coverage details in our disclaimer.
CPORT vs $100M–$500M peers
- Largest favorable gap: Loan-to-Share Ratio at 77.62% vs peer 72.20% (+5.42 pp).
- Largest lag: Net Worth Ratio at 10.45% vs peer 12.11% (-1.66 pp).
Peer averages are NCUA 5300 means for the $100M–$500M cohort (1069 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
CPORT: in-state Call Report ranks
- Maine health ordinal: #12 of 48.
- Maine assets place: #10 of 48.
- Member book place in Maine: #5 of 48.
In-state ordinals use the live credit_unions table for ME only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
CPORT Call Report trajectory
CPORT: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +3.2% from $425.7M (2025Q4) to $439.2M (2026Q1).
- Net-worth ratio shifted -0.26 pp (10.71% → 10.45%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
At 10.45%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 92/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 92.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 16.8 pts
- Return on Assets 15.0 pts
- Member Growth 15.0 pts
- Loan-to-Share Ratio 15.2 pts
CPORT vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 10.45% | -1.66 pp |
| Delinquency Rate | 1.43% | +0.53 pp |
| Return on Assets | 0.68% | +0.05 pp |
| Member Growth | 5.30% | - |
| Loan-to-Share Ratio | 77.62% | +5.42 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $100M–$500M (1069 CUs).
CPORT filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $439.2M | - |
| 2025Q4 | $425.7M | 36,902 |
| 2024Q4 | $415.8M | 35,045 |
| 2023Q4 | $408.7M | 32,464 |
Credit Union Details
- Charter Number
- 63828
- Type
- State
- Field of Membership
- Other
- Peer Group
- $100M–$500M
- State
- Maine
- City
- Portland
- Data Quarter
- 2025Q4
Branch Locations (6)
Per its most recent NCUA branch filing, CPORT runs 6 offices in 4 different cities.
| Office | City |
|---|---|
| Main Office (Main Office) | Portland, ME |
| Augusta Office | Augusta, ME |
| Lewiston Office | Lewiston, ME |
| Forest Ave Location | Portland, ME |
| Middle St Location | Portland, ME |
| Scarborough Office | Scarborough, ME |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Maine
More federally-insured credit unions based in Maine, ordered by peer group match and asset size.
Nationwide credit unions with similar profiles
Cross-state asset and health neighbours for CPORT - kept outside Maine; in-state CUs stay in the Nearby block.
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($425.7M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (92/100 here).
Using this data
- CPORT ranks #825 of 4,374 nationally on financial health and #12 of 48 in ME -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- ACADIA is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with ACADIA
- Rates and health both vary by institution, not just by state -- see how Maine credit unions compare overall before assuming this one is typical. Maine state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is CPORT financially healthy?
CPORT scores 92/100 (Excellent) on financial health, per the NCUA 5300 Call Report for Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #825 of 4,374; by total assets it ranks #827 of 4,374 nationally (same basis as /rankings/largest); and #10 of 48 within Maine. Anything above 80 is considered excellent, anything below 50 may need closer monitoring - this score reflects a 10.45% net worth ratio and a 1.43% delinquency rate.
How does CPORT compare to other credit unions?
On PlainCU's health composite, CPORT lands at 92/100, compared to a peer group average for $100M–$500M credit unions. Five NCUA-reported metrics feed that number: net worth ratio (weighted 30%), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join CPORT?
Membership eligibility for CPORT depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact CPORT directly for current membership requirements and application steps.
Is my money safe at CPORT?
Federal credit unions like CPORT are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. CPORT's net worth ratio of 10.45% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does CPORT offer compared to banks?
Credit unions like CPORT are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact CPORT directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.