State credit union · Richmond, Virginia · NCUA charter #66899
Richmond Virginia Fire Police Credi
Health score 87/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 87
- Health / 100
- $21.8M
- Total assets
- 1,685
- Members
- 14.3%
- Net-worth ratio
Richmond Virginia Fire Police Credi scores 87/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $21.8M; members 1,685; net-worth ratio 14.31%; health rank #1,613 of 4,374; healthier than 60th of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#1,613 of 4,374 health · 2025Q4Richmond Virginia Fire Poli… · health 87/100 · $21.8M · 2025Q4
Call Report peers
Richmond Virginia Fire Police Credi in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Richmond Virginia Fire Police Credi vs every NCUA-scored credit union
Richmond Virginia Fire Police Credi sits in the busiest band, 85-89, alongside 857 other credit unions.
87 Top 40% higher than 60% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Where Richmond Virginia Fire Police Credi diverges from peer averages
- Return on Assets leads the peer set - 1.47% here, 0.70% peer average (+0.77 pp).
- Loan-to-Share Ratio trails the peer set - 57.94% here, 59.80% peer average (-1.86 pp).
Richmond Virginia Fire Police Credi in Virginia
- In Virginia, health place is #27 of 95 on the same NCUA-ratio sort used nationally.
- Assets rank #69 of 95 inside Virginia ($21.8M reported).
- Virginia membership ordinal: #73 of 95.
- One place up in Virginia, Navy Federal Credit Union (#26) scores 88/100, 1 point higher; one place down, Salem Va Medical Center (#28) ties at 87/100.
Richmond Virginia Fire Police Credi Call Report trajectory
Richmond Virginia Fire Police Credi: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +2.2% from $21.8M (2025Q4) to $22.3M (2026Q1).
- Net-worth ratio shifted +0.01 pp (14.30% → 14.31%).
This credit union's 14.31% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 87/100 score is built
Richmond Virginia Fire Police Credi gives up 13 points in total. Member Growth costs the most, 9.8 of its 15; Net Worth Ratio and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 24.1 pts
- Return on Assets 15.0 pts
- Member Growth 5.2 pts
- Loan-to-Share Ratio 12.7 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 14.31% | -0.55 pp |
| Delinquency Rate | 0.59% | -0.55 pp |
| Return on Assets | 1.47% | +0.77 pp |
| Member Growth | -2.09% | - |
| Loan-to-Share Ratio | 57.94% | -1.86 pp |
Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $22.3M | - |
| 2025Q4 | $21.8M | 1,685 |
| 2024Q4 | $20.5M | 1,721 |
| 2023Q4 | $20.0M | 1,758 |
Credit Union Details
- Charter Number
- 66899
- Type
- State
- Field of Membership
- Other
- Peer Group
- $10M–$50M
- State
- Virginia
- City
- Richmond
- Data Quarter
- 2025Q4
Branch Locations (2)
Richmond Virginia Fire Police Credi operates 2 offices in Richmond, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| City of Richmond VA Fire Station # 10 (Main Office) | Richmond, VA |
| Richmond Virginia Fire Police Credit Union Inc. | Richmond, VA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Virginia
A look at other Virginia credit unions, ranked by how closely their peer group and asset size match this one.
Nationwide credit unions with similar profiles
Similar total assets
Similar health score
Using this data
- Richmond Virginia Fire Police Credi ranks #1,613 of 4,374 nationally on financial health and #27 of 95 in VA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- STRATEGIC is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with STRATEGIC
Frequently Asked Questions
Is Richmond Virginia Fire Police Credi financially healthy?
Richmond Virginia Fire Police Credi has a financial health score of 87/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #1,613 of 4,374 nationally on health and #27 of 95 in Virginia. Its net worth ratio is 14.31% and its delinquency rate 0.59%.
How does Richmond Virginia Fire Police Credi compare to other credit unions?
Richmond Virginia Fire Police Credi scores 87/100, higher than 60% of the 4,374 scored credit unions. Against the 1163 peers in the $10M–$50M cohort, its widest edge is return on assets (1.47% vs 0.70%). Its widest shortfall is loan-to-share ratio (57.94% vs 59.80%).
How can I join Richmond Virginia Fire Police Credi?
Membership eligibility for Richmond Virginia Fire Police Credi depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Richmond Virginia Fire Police Credi directly for current membership requirements and application steps.
Is my money safe at Richmond Virginia Fire Police Credi?
Richmond Virginia Fire Police Credi is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Richmond Virginia Fire Police Credi's net worth ratio of 14.31% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.