Federal credit union · Summit, New Jersey · NCUA charter #21737
Atlantic Health Employees
Health score 67/100, grade C (Good) - from the NCUA 5300 Call Report, 2025Q4.
- 67
- Health / 100
- $27.4M
- Total assets
- 5,510
- Members
- 10.5%
- Net-worth ratio
Atlantic Health Employees scores 67/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $27.4M; members 5,510; net-worth ratio 10.55%; health rank #3,769 of 4,374; healthier than 13th of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#3,769 of 4,374 health · 2025Q4Atlantic Health Employees · health 67/100 · $27.4M · 2025Q4
Call Report peers
Atlantic Health Employees in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Atlantic Health Employees vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Atlantic Health Employees sits in 65-69 with 275 others.
67 13th percentile higher than 13% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Peer-gap read for Atlantic Health Employees
- Largest lag: Loan-to-Share Ratio at 44.32% vs peer 59.80% (-15.48 pp).
New Jersey standing for Atlantic Health Employees
- Health composite ranks #93 of 127 among scored New Jersey credit unions.
- New Jersey assets place: #58 of 127.
- Member book place in New Jersey: #36 of 127.
- One place up in New Jersey, Advanced Financial (#92) ties at 67/100; one place down, EDIFI (#94) ties at 67/100.
Quarter path for Atlantic Health Employees
Atlantic Health Employees: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +4.4% from $27.4M (2025Q4) to $28.6M (2026Q1).
- Net-worth ratio shifted -0.39 pp (10.94% → 10.55%).
This credit union's 10.55% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 67/100 score is built
Atlantic Health Employees gives up 33 points in total. Delinquency Rate costs the most, 25 of its 25; Net Worth Ratio scores full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 0.0 pts
- Return on Assets 12.3 pts
- Member Growth 14.7 pts
- Loan-to-Share Ratio 10.0 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 10.55% | -4.31 pp |
| Delinquency Rate | 4.45% | +3.31 pp |
| Return on Assets | 0.32% | -0.39 pp |
| Member Growth | 4.73% | - |
| Loan-to-Share Ratio | 44.32% | -15.48 pp |
Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.
Call Report history - Atlantic Health Employees
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $28.6M | - |
| 2025Q4 | $27.4M | 5,510 |
| 2024Q4 | $29.7M | 5,261 |
| 2023Q4 | $30.0M | 5,194 |
Credit Union Details
- Charter Number
- 21737
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $10M–$50M
- State
- New Jersey
- City
- Summit
- Data Quarter
- 2025Q4
Branch Locations (3)
The NCUA branch filing lists 3 physical offices for Atlantic Health Employees, spread across 3 cities.
| Office | City |
|---|---|
| Main Office (Main Office) | Summit, NJ |
| Archive Systems, Inc/Filebridge | Fairfield, NJ |
| MMH Branch | Morristown, NJ |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in New Jersey
Other federally-insured credit unions in New Jersey, closest first by peer group and asset size.
Cross-state Call Report peers for Atlantic Health Employees
Using this data
- Atlantic Health Employees ranks #3,769 of 4,374 nationally on financial health and #93 of 127 in NJ -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Nj Gateway is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Nj Gateway
Frequently Asked Questions
Is Atlantic Health Employees financially healthy?
Atlantic Health Employees has a financial health score of 67/100 (Good) from its 2025Q4 NCUA 5300 Call Report. It ranks #3,769 of 4,374 nationally on health and #93 of 127 in New Jersey. Its net worth ratio is 10.55% and its delinquency rate 4.45%.
How does Atlantic Health Employees compare to other credit unions?
Atlantic Health Employees scores 67/100, higher than 13% of the 4,374 scored credit unions. Its widest shortfall is loan-to-share ratio (44.32% vs 59.80%).
How can I join Atlantic Health Employees?
Atlantic Health Employees operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Atlantic Health Employees directly for the exact boundaries and application steps.
Is my money safe at Atlantic Health Employees?
Atlantic Health Employees is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Atlantic Health Employees's net worth ratio of 10.55% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.