State credit union · Dallas, Texas · NCUA charter #67681
NEIGHBORHOOD
Health score 81/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 81
- Health / 100
- $1.13B
- Total assets
- 67,729
- Members
- 10.5%
- Net-worth ratio
NEIGHBORHOOD scores 81/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $1.13B; members 67,729; net-worth ratio 10.52%; health rank #2,627 of 4,374; healthier than 39th of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#2,627 of 4,374 health · 2025Q4NEIGHBORHOOD · health 81/100 · $1.13B · 2025Q4
- MEM 81/100
- RANK 10.5%
- PHOTO 1.38%
- BOOK 0.38%
- CHARTER $1.13B
- NCUSIF 67,729
- CAMELS #2,627/4,374
- HEALTH Seattle Metropolitan
- NW 67681
Call Report peers
NEIGHBORHOOD in the assets neighbourhood
NEIGHBORHOOD's $1.13B assets sit next to Seattle Metropolitan ($1.13B) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
NEIGHBORHOOD vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
81 39th percentile higher than 39% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
NEIGHBORHOOD - Share Insurance Coverage
The 2025Q4 NCUA Call Report puts charter #67681 at the supervisory bracket and risk-based capital level shown below. NCUSIF protection is covered in our deposit-insurance coverage note.
NEIGHBORHOOD vs Over $500M peers
- Widest shortfall vs peers is Loan-to-Share Ratio: -6.15 pp (77.75% vs 83.90%).
Peer averages are NCUA 5300 means for the Over $500M cohort (749 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Where NEIGHBORHOOD sits in Texas
- Texas health ordinal: #238 of 386.
- By total assets, NEIGHBORHOOD is #32 of 386 in Texas.
- Membership ranks #36 of 386 among Texas CUs with a reported count (67,729 members).
In-state ordinals use the live credit_unions table for TX only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
Quarter path for NEIGHBORHOOD
NEIGHBORHOOD: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +0.7% from $1.13B (2025Q4) to $1.13B (2026Q1).
- Net-worth ratio shifted -0.11 pp (10.63% → 10.52%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
10.52% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 81/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 81.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 17.2 pts
- Return on Assets 13.2 pts
- Member Growth 5.7 pts
- Loan-to-Share Ratio 14.9 pts
Call Report ratios for NEIGHBORHOOD
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 10.52% | -0.66 pp |
| Delinquency Rate | 1.38% | +0.50 pp |
| Return on Assets | 0.38% | -0.13 pp |
| Member Growth | -1.81% | - |
| Loan-to-Share Ratio | 77.75% | -6.15 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: Over $500M (749 CUs).
NEIGHBORHOOD filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $1.13B | - |
| 2025Q4 | $1.13B | 67,729 |
| 2024Q4 | $1.12B | 68,976 |
| 2023Q4 | $1.08B | 62,006 |
Credit Union Details
- Charter Number
- 67681
- Type
- State
- Field of Membership
- Other
- Peer Group
- Over $500M
- State
- Texas
- City
- Dallas
- Data Quarter
- 2025Q4
Branch Locations (17)
NEIGHBORHOOD operates 17 offices across 15 cities, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Corporate Office (Main Office) | Dallas, TX |
| Anna Branch | Anna, TX |
| Arlington Branch | Arlington, TX |
| Coppell Branch | Coppell, TX |
| North Dallas Branch | Dallas, TX |
| Oak Cliff | Dallas, TX |
| Duncanville Branch | Duncanville, TX |
| Forney | Forney, TX |
| Grand Prairie Branch | Grand Prairie, TX |
| Higland Village Branch | Highland Village, TX |
| Kaufman | Kaufman, TX |
| Lancaster Branch | Lancaster, TX |
| Mesquite Branch | Mesquite, TX |
| Prosper Branch | Prosper, TX |
| Richardson | Richardson, TX |
| Sherman Branch | Sherman, TX |
| Waxahachie Branch | Waxahachie, TX |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Texas
Other federally-insured credit unions in Texas, closest first by peer group and asset size.
Cross-state Call Report peers for NEIGHBORHOOD
Two NCUA Call Report peer sets for NEIGHBORHOOD, both outside Texas so the neighborhoods are not state containment (the Nearby list above stays in-state).
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($1.13B here).
Similar health score
Nearest other-state credit unions by five-factor health composite (81/100 here).
Using this data
- NEIGHBORHOOD ranks #2,627 of 4,374 nationally on financial health and #238 of 386 in TX -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- NECHES is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with NECHES
- Rates and health both vary by institution, not just by state -- see how Texas credit unions compare overall before assuming this one is typical. Texas state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is NEIGHBORHOOD financially healthy?
Yes/no aside, the number is 81/100 (Excellent) - NEIGHBORHOOD's financial health score from the NCUA 5300 Call Report, Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #2,627 of 4,374; by total assets it ranks #427 of 4,374 nationally (same basis as /rankings/largest); and #32 of 386 within Texas. Above 80 reads excellent, below 50 warrants closer monitoring; a 10.52% net worth ratio and 1.38% delinquency rate are the key drivers.
How does NEIGHBORHOOD compare to other credit unions?
PlainCU's health composite puts NEIGHBORHOOD at 81/100, compared to a peer group average for Over $500M credit unions. It's a weighted blend of five NCUA-reported figures: net worth ratio (30% of the score), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join NEIGHBORHOOD?
Membership eligibility for NEIGHBORHOOD depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact NEIGHBORHOOD directly for current membership requirements and application steps.
Is my money safe at NEIGHBORHOOD?
Federal credit unions like NEIGHBORHOOD are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. NEIGHBORHOOD's net worth ratio of 10.52% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does NEIGHBORHOOD offer compared to banks?
Credit unions like NEIGHBORHOOD are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact NEIGHBORHOOD directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.