State credit union · Dallas, Texas · NCUA charter #67681
NEIGHBORHOOD
Health score 81/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 81
- Health / 100
- $1.13B
- Total assets
- 67,729
- Members
- 10.5%
- Net-worth ratio
NEIGHBORHOOD scores 81/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $1.13B; members 67,729; net-worth ratio 10.52%; health rank #2,627 of 4,374; healthier than 39th of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#2,627 of 4,374 health · 2025Q4NEIGHBORHOOD · health 81/100 · $1.13B · 2025Q4
Call Report peers
NEIGHBORHOOD in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
NEIGHBORHOOD vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); NEIGHBORHOOD sits in 80-84 with 767 others.
81 39th percentile higher than 39% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
NEIGHBORHOOD vs Over $500M peers
- Widest shortfall vs peers is Loan-to-Share Ratio: -6.15 pp (77.75% vs 83.90%).
Where NEIGHBORHOOD sits in Texas
- Texas health ordinal: #238 of 386.
- By total assets, NEIGHBORHOOD is #32 of 386 in Texas.
- Membership ranks #36 of 386 among Texas CUs with a reported count (67,729 members).
- One place up in Texas, Common Cents (#237) ties at 81/100; one place down, Brazos Valley Schools (#239) ties at 81/100.
Quarter path for NEIGHBORHOOD
NEIGHBORHOOD: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +0.7% from $1.13B (2025Q4) to $1.13B (2026Q1).
- Net-worth ratio shifted -0.11 pp (10.63% → 10.52%).
10.52% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 81/100 score is built
NEIGHBORHOOD gives up 19 points in total. Member Growth costs the most, 9.3 of its 15; Net Worth Ratio and Loan-to-Share Ratio score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 17.2 pts
- Return on Assets 13.2 pts
- Member Growth 5.7 pts
- Loan-to-Share Ratio 14.9 pts
Call Report ratios for NEIGHBORHOOD
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 10.52% | -0.66 pp |
| Delinquency Rate | 1.38% | +0.50 pp |
| Return on Assets | 0.38% | -0.13 pp |
| Member Growth | -1.81% | - |
| Loan-to-Share Ratio | 77.75% | -6.15 pp |
Peer averages: Over $500M cohort, 749 credit unions, 2025Q4 filing.
NEIGHBORHOOD filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $1.13B | - |
| 2025Q4 | $1.13B | 67,729 |
| 2024Q4 | $1.12B | 68,976 |
| 2023Q4 | $1.08B | 62,006 |
Credit Union Details
- Charter Number
- 67681
- Type
- State
- Field of Membership
- Other
- Peer Group
- Over $500M
- State
- Texas
- City
- Dallas
- Data Quarter
- 2025Q4
Branch Locations (17)
NEIGHBORHOOD operates 17 offices across 15 cities, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Corporate Office (Main Office) | Dallas, TX |
| Anna Branch | Anna, TX |
| Arlington Branch | Arlington, TX |
| Coppell Branch | Coppell, TX |
| North Dallas Branch | Dallas, TX |
| Oak Cliff | Dallas, TX |
| Duncanville Branch | Duncanville, TX |
| Forney | Forney, TX |
| Grand Prairie Branch | Grand Prairie, TX |
| Higland Village Branch | Highland Village, TX |
| Kaufman | Kaufman, TX |
| Lancaster Branch | Lancaster, TX |
| Mesquite Branch | Mesquite, TX |
| Prosper Branch | Prosper, TX |
| Richardson | Richardson, TX |
| Sherman Branch | Sherman, TX |
| Waxahachie Branch | Waxahachie, TX |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Texas
Other federally-insured credit unions in Texas, closest first by peer group and asset size.
Cross-state Call Report peers for NEIGHBORHOOD
Using this data
- NEIGHBORHOOD ranks #2,627 of 4,374 nationally on financial health and #238 of 386 in TX -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- NECHES is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with NECHES
Frequently Asked Questions
Is NEIGHBORHOOD financially healthy?
On its 2025Q4 NCUA 5300 filing, NEIGHBORHOOD scores 81/100 (Excellent), with a 10.52% net worth ratio and 1.38% of loans delinquent. It ranks #2,627 of 4,374 nationally on health and #238 of 386 in Texas.
How does NEIGHBORHOOD compare to other credit unions?
NEIGHBORHOOD scores 81/100, higher than 39% of the 4,374 scored credit unions. Its widest shortfall is loan-to-share ratio (77.75% vs 83.90%).
How can I join NEIGHBORHOOD?
Membership eligibility for NEIGHBORHOOD depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact NEIGHBORHOOD directly for current membership requirements and application steps.
Is my money safe at NEIGHBORHOOD?
NEIGHBORHOOD is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. NEIGHBORHOOD's net worth ratio of 10.52% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.