State credit union · San Diego, California · NCUA charter #60801
BLUPEAK
Health score 69/100, grade C (Good) - from the NCUA 5300 Call Report, 2025Q4.
- 69
- Health / 100
- $1.13B
- Total assets
- 53,146
- Members
- 9.3%
- Net-worth ratio
BLUPEAK scores 69/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $1.13B; members 53,146; net-worth ratio 9.34%; health rank #3,664 of 4,374; healthier than 16th of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#3,664 of 4,374 health · 2025Q4BLUPEAK · health 69/100 · $1.13B · 2025Q4
Call Report peers
BLUPEAK in the assets neighbourhood
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BLUPEAK vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); BLUPEAK sits in 65-69 with 275 others.
69 16th percentile higher than 16% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
BLUPEAK vs Over $500M peers
- Largest favorable gap: Delinquency Rate at 0.30% vs peer 0.87% (-0.57 pp).
- Loan-to-Share Ratio trails the peer set - 71.84% here, 83.90% peer average (-12.06 pp).
California standing for BLUPEAK
- In California, health place is #210 of 243 on the same NCUA-ratio sort used nationally.
- By total assets, BLUPEAK is #61 of 243 in California.
- Member book place in California: #63 of 243.
- One place up in California, Central State (#209) scores 70/100, 1 point higher; one place down, FOX (#211) ties at 69/100.
How BLUPEAK's 5300 filing moved
BLUPEAK: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved -0.5% from $1.13B (2025Q4) to $1.13B (2026Q1).
- Net-worth ratio shifted +0.07 pp (9.27% → 9.34%).
This credit union's 9.34% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 69/100 score is built
BLUPEAK gives up 31 points in total. Return on Assets costs the most, 15 of its 15; Delinquency Rate and Loan-to-Share Ratio score full marks.
- Net Worth Ratio 28.4 pts
- Delinquency Rate 25.0 pts
- Return on Assets 0.0 pts
- Member Growth 0.7 pts
- Loan-to-Share Ratio 14.9 pts
BLUPEAK vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 9.34% | -1.84 pp |
| Delinquency Rate | 0.30% | -0.57 pp |
| Return on Assets | -0.57% | -1.08 pp |
| Member Growth | -4.62% | - |
| Loan-to-Share Ratio | 71.84% | -12.06 pp |
Peer averages: Over $500M cohort, 749 credit unions, 2025Q4 filing.
BLUPEAK quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $1.13B | - |
| 2025Q4 | $1.13B | 53,146 |
| 2024Q4 | $1.21B | 55,722 |
| 2023Q4 | $1.47B | 57,458 |
Credit Union Details
- Charter Number
- 60801
- Type
- State
- Field of Membership
- Other
- Peer Group
- Over $500M
- State
- California
- City
- San Diego
- Data Quarter
- 2025Q4
Branch Locations (6)
Per its most recent NCUA branch filing, BLUPEAK runs 6 offices in 5 different cities.
| Office | City |
|---|---|
| BluPeak Credit Union Corporate Headquarters (Main Office) | San Diego, CA |
| Branch #6 Berkeley | Berkeley, CA |
| Branch #4 Davis | Davis, CA |
| Branch #3 University of Californa UCSD | La Jolla, CA |
| Branch#2 La Mesa | La Mesa, CA |
| Branch #8 Mission Valley | San Diego, CA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in California
More federally-insured credit unions based in California, ordered by peer group match and asset size.
Nationwide credit unions with similar profiles
Using this data
- BLUPEAK ranks #3,664 of 4,374 nationally on financial health and #210 of 243 in CA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Safe 1 is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Safe 1
Frequently Asked Questions
Is BLUPEAK financially healthy?
On its 2025Q4 NCUA 5300 filing, BLUPEAK scores 69/100 (Good), with a 9.34% net worth ratio and 0.30% of loans delinquent. It ranks #3,664 of 4,374 nationally on health and #210 of 243 in California.
How does BLUPEAK compare to other credit unions?
BLUPEAK scores 69/100, higher than 16% of the 4,374 scored credit unions. Against the 749 peers in the Over $500M cohort, its widest edge is delinquency rate (0.30% vs 0.87%). Its widest shortfall is loan-to-share ratio (71.84% vs 83.90%).
How can I join BLUPEAK?
Membership eligibility for BLUPEAK depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact BLUPEAK directly for current membership requirements and application steps.
Is my money safe at BLUPEAK?
BLUPEAK is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. BLUPEAK's net worth ratio of 9.34% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.