State credit union · San Diego, California · NCUA charter #60801
BLUPEAK
Health score 69/100, grade C (Good) - from the NCUA 5300 Call Report, 2025Q4.
- 69
- Health / 100
- $1.13B
- Total assets
- 53,146
- Members
- 9.3%
- Net-worth ratio
BLUPEAK scores 69/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $1.13B; members 53,146; net-worth ratio 9.34%; health rank #3,664 of 4,374; healthier than 16th of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#3,664 of 4,374 health · 2025Q4BLUPEAK · health 69/100 · $1.13B · 2025Q4
- BOOK 69/100
- CHARTER 9.3%
- NCUSIF 0.30%
- CAMELS -0.57%
- HEALTH $1.13B
- NW 53,146
- DELQ #3,664/4,374
- ROA Utah First
- ASSETS 60801
Call Report peers
BLUPEAK in the assets neighbourhood
BLUPEAK's $1.13B assets sit next to Utah First ($1.13B) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
BLUPEAK vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
69 16th percentile higher than 16% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
BLUPEAK - Share Insurance Coverage
Below: composite supervisory bracket and risk-based capital for charter #60801, per the 2025Q4 NCUA Call Report. Our deposit-insurance coverage note explains how the $250,000 NCUSIF ceiling works.
BLUPEAK vs Over $500M peers
- Largest favorable gap: Delinquency Rate at 0.30% vs peer 0.87% (-0.57 pp).
- Loan-to-Share Ratio trails the peer set - 71.84% here, 83.90% peer average (-12.06 pp).
Peer averages are NCUA 5300 means for the Over $500M cohort (749 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
California standing for BLUPEAK
- In California, health place is #210 of 243 on the same NCUA-ratio sort used nationally.
- By total assets, BLUPEAK is #61 of 243 in California.
- Member book place in California: #63 of 243.
In-state ordinals use the live credit_unions table for CA only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
How BLUPEAK's 5300 filing moved
BLUPEAK: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved -0.5% from $1.13B (2025Q4) to $1.13B (2026Q1).
- Net-worth ratio shifted +0.07 pp (9.27% → 9.34%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
This credit union's 9.34% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 69/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 69.
- Net Worth Ratio 28.4 pts
- Delinquency Rate 25.0 pts
- Return on Assets 0.0 pts
- Member Growth 0.7 pts
- Loan-to-Share Ratio 14.9 pts
BLUPEAK vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 9.34% | -1.84 pp |
| Delinquency Rate | 0.30% | -0.57 pp |
| Return on Assets | -0.57% | -1.08 pp |
| Member Growth | -4.62% | - |
| Loan-to-Share Ratio | 71.84% | -12.06 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: Over $500M (749 CUs).
BLUPEAK quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $1.13B | - |
| 2025Q4 | $1.13B | 53,146 |
| 2024Q4 | $1.21B | 55,722 |
| 2023Q4 | $1.47B | 57,458 |
Credit Union Details
- Charter Number
- 60801
- Type
- State
- Field of Membership
- Other
- Peer Group
- Over $500M
- State
- California
- City
- San Diego
- Data Quarter
- 2025Q4
Branch Locations (6)
Per its most recent NCUA branch filing, BLUPEAK runs 6 offices in 5 different cities.
| Office | City |
|---|---|
| BluPeak Credit Union Corporate Headquarters (Main Office) | San Diego, CA |
| Branch #6 Berkeley | Berkeley, CA |
| Branch #4 Davis | Davis, CA |
| Branch #3 University of Californa UCSD | La Jolla, CA |
| Branch#2 La Mesa | La Mesa, CA |
| Branch #8 Mission Valley | San Diego, CA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in California
More federally-insured credit unions based in California, ordered by peer group match and asset size.
Nationwide credit unions with similar profiles
Cross-state asset and health neighbours for BLUPEAK - kept outside California; in-state CUs stay in the Nearby block.
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($1.13B here).
Similar health score
Nearest other-state credit unions by five-factor health composite (69/100 here).
Using this data
- BLUPEAK ranks #3,664 of 4,374 nationally on financial health and #210 of 243 in CA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Safe 1 is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Safe 1
- Rates and health both vary by institution, not just by state -- see how California credit unions compare overall before assuming this one is typical. California state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is BLUPEAK financially healthy?
BLUPEAK scores 69/100 (Good) on financial health, per the NCUA 5300 Call Report for Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #3,664 of 4,374; by total assets it ranks #423 of 4,374 nationally (same basis as /rankings/largest); and #61 of 243 within California. Anything above 80 is considered excellent, anything below 50 may need closer monitoring - this score reflects a 9.34% net worth ratio and a 0.30% delinquency rate.
How does BLUPEAK compare to other credit unions?
Five weighted metrics from NCUA filings produce BLUPEAK's 69/100 score on PlainCU's health composite, compared to a peer group average for Over $500M credit unions: net worth ratio (30%), delinquency rate (25%), return on assets (15%), member growth (15%), loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join BLUPEAK?
Membership eligibility for BLUPEAK depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact BLUPEAK directly for current membership requirements and application steps.
Is my money safe at BLUPEAK?
Federal credit unions like BLUPEAK are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. BLUPEAK's net worth ratio of 9.34% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does BLUPEAK offer compared to banks?
Credit unions like BLUPEAK are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact BLUPEAK directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.