State credit union · KNOXVILLE, Tennessee · NCUA charter #67666
TNCONNECT
Health score 81/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 81
- Health / 100
- $86.0M
- Total assets
- 6,316
- Members
- 7.5%
- Net-worth ratio
TNCONNECT scores 81/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $86.0M; members 6,316; net-worth ratio 7.52%; health rank #2,667 of 4,374; healthier than 39th of scored peers.
NCUA Call Report stamp band
NCUA 5300 Call Report Masthead
#2,667 of 4,374 health · 2025Q4TNCONNECT · health 81/100 · $86.0M · 2025Q4
- ROA 81/100
- ASSETS 7.5%
- MEM 0.95%
- RANK 0.62%
- PHOTO $86.0M
- BOOK 6,316
- CHARTER #2,667/4,374
- NCUSIF FIREFIGHTERS
- CAMELS 67666
Call Report peers
TNCONNECT in the assets neighbourhood
TNCONNECT's $86.0M assets sit next to FIREFIGHTERS ($86.0M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
TNCONNECT vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
81 39th percentile higher than 39% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
TNCONNECT - Share Insurance Coverage
Charter #67666's composite supervisory bracket and risk-based capital, as reported in the 2025Q4 NCUA Call Report. See our deposit-insurance coverage note for how NCUSIF protection works.
Peer-gap read for TNCONNECT
- Largest favorable gap: Loan-to-Share Ratio at 79.05% vs peer 62.60% (+16.45 pp).
- Net Worth Ratio trails the peer set - 7.52% here, 13.62% peer average (-6.10 pp).
Peer averages are NCUA 5300 means for the $50M–$100M cohort (584 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Where TNCONNECT sits in Tennessee
- Health composite ranks #76 of 127 among scored Tennessee credit unions.
- Assets rank #48 of 127 inside Tennessee ($86.0M reported).
- Membership ranks #47 of 127 among Tennessee CUs with a reported count (6,316 members).
In-state ordinals use the live credit_unions table for TN only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
How TNCONNECT's 5300 filing moved
TNCONNECT: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +3.8% from $86.0M (2025Q4) to $89.3M (2026Q1).
- Net-worth ratio shifted -0.11 pp (7.63% → 7.52%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
At 7.52%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 81/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 81.
- Net Worth Ratio 23.8 pts
- Delinquency Rate 20.5 pts
- Return on Assets 15.0 pts
- Member Growth 6.4 pts
- Loan-to-Share Ratio 15.3 pts
TNCONNECT vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 7.52% | -6.10 pp |
| Delinquency Rate | 0.95% | -0.01 pp |
| Return on Assets | 0.62% | -0.03 pp |
| Member Growth | -1.45% | - |
| Loan-to-Share Ratio | 79.05% | +16.45 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $50M–$100M (584 CUs).
Call Report history - TNCONNECT
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $89.3M | - |
| 2025Q4 | $86.0M | 6,316 |
| 2024Q4 | $80.0M | 6,409 |
| 2023Q4 | $74.2M | 7,067 |
Credit Union Details
- Charter Number
- 67666
- Type
- State
- Field of Membership
- Other
- Peer Group
- $50M–$100M
- State
- Tennessee
- City
- KNOXVILLE
- Data Quarter
- 2025Q4
Branch Locations (2)
Per its most recent NCUA branch filing, TNCONNECT runs 2 offices in 2 different cities.
| Office | City |
|---|---|
| TNConnect Credit Union (Main Office) | Knoxville, TN |
| TNConnect Credit Union | Seymour, TN |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Tennessee
A look at other Tennessee credit unions, ranked by how closely their peer group and asset size match this one.
Cross-state Call Report peers for TNCONNECT
Cross-state asset and health neighbours for TNCONNECT - kept outside Tennessee; in-state CUs stay in the Nearby block.
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($86.0M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (81/100 here).
Using this data
- TNCONNECT ranks #2,667 of 4,374 nationally on financial health and #76 of 127 in TN -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- New South Credit Union is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with New South Credit Union
- Rates and health both vary by institution, not just by state -- see how Tennessee credit unions compare overall before assuming this one is typical. Tennessee state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is TNCONNECT financially healthy?
A 7.52% net worth ratio and a 0.95% delinquency rate feed into TNCONNECT's financial health score of 81/100 (Excellent), from NCUA 5300 Call Report data as of Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #2,667 of 4,374; by total assets it ranks #1,959 of 4,374 nationally (same basis as /rankings/largest); and #48 of 127 within Tennessee. The scale: above 80 excellent, below 50 warrants closer monitoring.
How does TNCONNECT compare to other credit unions?
81/100 is TNCONNECT's score on PlainCU's health composite, compared to a peer group average for $50M–$100M credit unions, built from five weighted NCUA metrics - net worth ratio at 30%, delinquency rate at 25%, return on assets at 15%, member growth at 15%, and loan-to-share ratio at 15%.
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join TNCONNECT?
Membership eligibility for TNCONNECT depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact TNCONNECT directly for current membership requirements and application steps.
Is my money safe at TNCONNECT?
Federal credit unions like TNCONNECT are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. TNCONNECT's net worth ratio of 7.52% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does TNCONNECT offer compared to banks?
Credit unions like TNCONNECT are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact TNCONNECT directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.