Federal credit union · Parma, Ohio · NCUA charter #24516
Cleveland Selfreliance
Health score 83/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 83
- Health / 100
- $105.2M
- Total assets
- 3,218
- Members
- 17.6%
- Net-worth ratio
Cleveland Selfreliance scores 83/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $105.2M; members 3,218; net-worth ratio 17.61%; health rank #2,219 of 4,374; healthier than 46th of scored peers.
NCUA 5300 Call Report masthead
NCUA 5300 Call Report Masthead
#2,219 of 4,374 health · 2025Q4Cleveland Selfreliance · health 83/100 · $105.2M · 2025Q4
- NCUSIF 83/100
- CAMELS 17.6%
- HEALTH 0.00%
- NW 0.85%
- DELQ $105.2M
- ROA 3,218
- ASSETS #2,219/4,374
- MEM Strait View
- RANK 24516
Call Report peers
Cleveland Selfreliance in the assets neighbourhood
Cleveland Selfreliance's $105.2M assets sit next to Strait View ($105.2M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Cleveland Selfreliance vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
83 46th percentile higher than 46% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Cleveland Selfreliance - Share Insurance Coverage
Read from the 2025Q4 NCUA Call Report for charter #24516: composite supervisory bracket and risk-based capital. Full deposit-insurance coverage details in our disclaimer.
Cleveland Selfreliance vs $100M–$500M peers
- Strongest edge vs 1069 $100M–$500M peers is Net Worth Ratio: +5.50 pp (17.61% vs 12.11%).
- Widest shortfall vs peers is Loan-to-Share Ratio: -41.16 pp (31.04% vs 72.20%).
Peer averages are NCUA 5300 means for the $100M–$500M cohort (1069 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Cleveland Selfreliance in Ohio
- In Ohio, health place is #97 of 196 on the same NCUA-ratio sort used nationally.
- Assets rank #75 of 196 inside Ohio ($105.2M reported).
- Ohio membership ordinal: #123 of 196.
In-state ordinals use the live credit_unions table for OH only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
Cleveland Selfreliance Call Report trajectory
Cleveland Selfreliance: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +5.4% from $105.2M (2025Q4) to $110.9M (2026Q1).
- Net-worth ratio shifted -0.82 pp (18.43% → 17.61%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
At 17.61%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 83/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 83.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 3.8 pts
- Loan-to-Share Ratio 9.2 pts
Cleveland Selfreliance health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 17.61% | +5.50 pp |
| Delinquency Rate | 0.00% | -0.89 pp |
| Return on Assets | 0.85% | +0.23 pp |
| Member Growth | -2.90% | - |
| Loan-to-Share Ratio | 31.04% | -41.16 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $100M–$500M (1069 CUs).
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $110.9M | - |
| 2025Q4 | $105.2M | 3,218 |
| 2024Q4 | $101.5M | 3,314 |
| 2023Q4 | $101.3M | 3,353 |
Credit Union Details
- Charter Number
- 24516
- Type
- Federal
- Field of Membership
- Multiple Common Bond
- Peer Group
- $100M–$500M
- State
- Ohio
- City
- Parma
- Data Quarter
- 2025Q4
Branch Locations (4)
Cleveland Selfreliance operates 4 offices across 4 cities, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| MAIN OFFICE (Main Office) | Parma, OH |
| LORAIN OFFICE | LORAIN, OH |
| CANTON OFFICE | North Canton, OH |
| VITAL RECORDS | NORTH CANTON, OH |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Ohio
A look at other Ohio credit unions, ranked by how closely their peer group and asset size match this one.
Cleveland Selfreliance nationwide neighbourhoods
Cross-state asset and health neighbours for Cleveland Selfreliance - kept outside Ohio; in-state CUs stay in the Nearby block.
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($105.2M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (83/100 here).
Using this data
- Cleveland Selfreliance ranks #2,219 of 4,374 nationally on financial health and #97 of 196 in OH -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Bay Area is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Bay Area
- Rates and health both vary by institution, not just by state -- see how Ohio credit unions compare overall before assuming this one is typical. Ohio state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Cleveland Selfreliance financially healthy?
Cleveland Selfreliance scores 83/100 (Excellent) on financial health, per the NCUA 5300 Call Report for Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #2,219 of 4,374; by total assets it ranks #1,782 of 4,374 nationally (same basis as /rankings/largest); and #75 of 196 within Ohio. Anything above 80 is considered excellent, anything below 50 may need closer monitoring - this score reflects a 17.61% net worth ratio and a 0.00% delinquency rate.
How does Cleveland Selfreliance compare to other credit unions?
PlainCU's health composite puts Cleveland Selfreliance at 83/100, compared to a peer group average for $100M–$500M credit unions. It's a weighted blend of five NCUA-reported figures: net worth ratio (30% of the score), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Cleveland Selfreliance?
Cleveland Selfreliance serves multiple common-bond groups, membership usually requires belonging to one of several qualifying employers, associations, or organizations the credit union has chartered to serve. Contact Cleveland Selfreliance directly for the current list of qualifying groups.
Is my money safe at Cleveland Selfreliance?
Federal credit unions like Cleveland Selfreliance are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Cleveland Selfreliance's net worth ratio of 17.61% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Cleveland Selfreliance offer compared to banks?
Credit unions like Cleveland Selfreliance are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Cleveland Selfreliance directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.