Federal credit union · KNOXVILLE, Tennessee · NCUA charter #24464
Knoxville Teachers
Health score 83/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 83
- Health / 100
- $252.7M
- Total assets
- 6,627
- Members
- 10.7%
- Net-worth ratio
Knoxville Teachers scores 83/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $252.7M; members 6,627; net-worth ratio 10.72%; health rank #2,301 of 4,374; healthier than 46th of scored peers.
NCUA Call Report stamp band
NCUA 5300 Call Report Masthead
#2,301 of 4,374 health · 2025Q4Knoxville Teachers · health 83/100 · $252.7M · 2025Q4
Call Report peers
Knoxville Teachers in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Knoxville Teachers vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Knoxville Teachers sits in 80-84 with 767 others.
83 46th percentile higher than 46% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Peer-gap read for Knoxville Teachers
- Largest favorable gap: Loan-to-Share Ratio at 87.79% vs peer 72.20% (+15.59 pp).
- Net Worth Ratio trails the peer set - 10.72% here, 12.11% peer average (-1.39 pp).
Knoxville Teachers: in-state Call Report ranks
- Health composite ranks #68 of 127 among scored Tennessee credit unions.
- By total assets, Knoxville Teachers is #25 of 127 in Tennessee.
- Membership ranks #45 of 127 among Tennessee CUs with a reported count (6,627 members).
- One place up in Tennessee, Hiwassee River (#67) ties at 83/100; one place down, CONSUMER (#69) ties at 83/100.
How Knoxville Teachers's 5300 filing moved
Knoxville Teachers: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +1.3% from $252.7M (2025Q4) to $256.1M (2026Q1).
- Net-worth ratio shifted +0.00 pp (10.72% → 10.72%).
This credit union's 10.72% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 83/100 score is built
Knoxville Teachers gives up 17 points in total. Member Growth costs the most, 8.8 of its 15; Net Worth Ratio and Loan-to-Share Ratio score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 22.7 pts
- Return on Assets 9.1 pts
- Member Growth 6.2 pts
- Loan-to-Share Ratio 15.0 pts
Knoxville Teachers vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 10.72% | -1.39 pp |
| Delinquency Rate | 0.73% | -0.17 pp |
| Return on Assets | 0.11% | -0.51 pp |
| Member Growth | -1.53% | - |
| Loan-to-Share Ratio | 87.79% | +15.59 pp |
Peer averages: $100M–$500M cohort, 1069 credit unions, 2025Q4 filing.
Knoxville Teachers quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $256.1M | - |
| 2025Q4 | $252.7M | 6,627 |
| 2024Q4 | $245.7M | 6,730 |
| 2023Q4 | $241.0M | 6,756 |
Credit Union Details
- Charter Number
- 24464
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $100M–$500M
- State
- Tennessee
- City
- KNOXVILLE
- Data Quarter
- 2025Q4
Branch Locations (9)
The NCUA branch filing lists 9 physical offices for Knoxville Teachers, spread across 5 cities.
| Office | City |
|---|---|
| Main Office (Main Office) | Knoxville, TN |
| Clinton | Clinton, TN |
| Farragut | Farragut, TN |
| Fountain City | Knoxville, TN |
| South | Knoxville, TN |
| Halls | Knoxville, TN |
| Bearden | Knoxville, TN |
| Oak Ridge | Oak Ridge, TN |
| Powell | Powell, TN |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Tennessee
A look at other Tennessee credit unions, ranked by how closely their peer group and asset size match this one.
Knoxville Teachers nationwide neighbourhoods
Similar total assets
Using this data
- Knoxville Teachers ranks #2,301 of 4,374 nationally on financial health and #68 of 127 in TN -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- United Southeast is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with United Southeast
Frequently Asked Questions
Is Knoxville Teachers financially healthy?
Knoxville Teachers has a financial health score of 83/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #2,301 of 4,374 nationally on health and #68 of 127 in Tennessee. Its net worth ratio is 10.72% and its delinquency rate 0.73%.
How does Knoxville Teachers compare to other credit unions?
Knoxville Teachers scores 83/100, higher than 46% of the 4,374 scored credit unions. Against the 1069 peers in the $100M–$500M cohort, its widest edge is loan-to-share ratio (87.79% vs 72.20%). Its widest shortfall is net worth ratio (10.72% vs 12.11%).
How can I join Knoxville Teachers?
Knoxville Teachers operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Knoxville Teachers directly for the exact boundaries and application steps.
Is my money safe at Knoxville Teachers?
Knoxville Teachers is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Knoxville Teachers's net worth ratio of 10.72% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.