Federal credit union · KNOXVILLE, Tennessee · NCUA charter #24464
Knoxville Teachers
Health score 83/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 83
- Health / 100
- $252.7M
- Total assets
- 6,627
- Members
- 10.7%
- Net-worth ratio
Knoxville Teachers scores 83/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $252.7M; members 6,627; net-worth ratio 10.72%; health rank #2,301 of 4,374; healthier than 46th of scored peers.
NCUA Call Report stamp band
NCUA 5300 Call Report Masthead
#2,301 of 4,374 health · 2025Q4Knoxville Teachers · health 83/100 · $252.7M · 2025Q4
- NW 83/100
- DELQ 10.7%
- ROA 0.73%
- ASSETS 0.11%
- MEM $252.7M
- RANK 6,627
- PHOTO #2,301/4,374
- BOOK North Jersey
- CHARTER 24464
Call Report peers
Knoxville Teachers in the assets neighbourhood
Knoxville Teachers's $252.7M assets sit next to North Jersey ($252.6M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Knoxville Teachers vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
83 46th percentile higher than 46% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Knoxville Teachers - Share Insurance Coverage
Below: composite supervisory bracket and risk-based capital for charter #24464, per the 2025Q4 NCUA Call Report. Our deposit-insurance coverage note explains how the $250,000 NCUSIF ceiling works.
Peer-gap read for Knoxville Teachers
- Largest favorable gap: Loan-to-Share Ratio at 87.79% vs peer 72.20% (+15.59 pp).
- Net Worth Ratio trails the peer set - 10.72% here, 12.11% peer average (-1.39 pp).
Peer averages are NCUA 5300 means for the $100M–$500M cohort (1069 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Knoxville Teachers: in-state Call Report ranks
- Health composite ranks #68 of 127 among scored Tennessee credit unions.
- By total assets, Knoxville Teachers is #25 of 127 in Tennessee.
- Membership ranks #45 of 127 among Tennessee CUs with a reported count (6,627 members).
In-state ordinals use the live credit_unions table for TN only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
How Knoxville Teachers's 5300 filing moved
Knoxville Teachers: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +1.3% from $252.7M (2025Q4) to $256.1M (2026Q1).
- Net-worth ratio shifted +0.00 pp (10.72% → 10.72%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
This credit union's 10.72% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 83/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 83.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 22.7 pts
- Return on Assets 9.1 pts
- Member Growth 6.2 pts
- Loan-to-Share Ratio 15.0 pts
Knoxville Teachers vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 10.72% | -1.39 pp |
| Delinquency Rate | 0.73% | -0.17 pp |
| Return on Assets | 0.11% | -0.51 pp |
| Member Growth | -1.53% | - |
| Loan-to-Share Ratio | 87.79% | +15.59 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $100M–$500M (1069 CUs).
Knoxville Teachers quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $256.1M | - |
| 2025Q4 | $252.7M | 6,627 |
| 2024Q4 | $245.7M | 6,730 |
| 2023Q4 | $241.0M | 6,756 |
Credit Union Details
- Charter Number
- 24464
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $100M–$500M
- State
- Tennessee
- City
- KNOXVILLE
- Data Quarter
- 2025Q4
Branch Locations (9)
The NCUA branch filing lists 9 physical offices for Knoxville Teachers, spread across 5 cities.
| Office | City |
|---|---|
| Main Office (Main Office) | Knoxville, TN |
| Clinton | Clinton, TN |
| Farragut | Farragut, TN |
| Fountain City | Knoxville, TN |
| South | Knoxville, TN |
| Halls | Knoxville, TN |
| Bearden | Knoxville, TN |
| Oak Ridge | Oak Ridge, TN |
| Powell | Powell, TN |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Tennessee
A look at other Tennessee credit unions, ranked by how closely their peer group and asset size match this one.
Knoxville Teachers nationwide neighbourhoods
Knoxville Teachers's nationwide photo peers by assets and by health score, excluding Tennessee charters.
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($252.7M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (83/100 here).
Using this data
- Knoxville Teachers ranks #2,301 of 4,374 nationally on financial health and #68 of 127 in TN -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- United Southeast is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with United Southeast
- Rates and health both vary by institution, not just by state -- see how Tennessee credit unions compare overall before assuming this one is typical. Tennessee state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Knoxville Teachers financially healthy?
Based on NCUA 5300 Call Report data as of Q4 2025, Knoxville Teachers carries a financial health score of 83/100 (Excellent). On the national health ranking (same basis as /rankings/healthiest), it sits at #2,301 of 4,374; by total assets it ranks #1,133 of 4,374 nationally (same basis as /rankings/largest); and #25 of 127 within Tennessee. On this scale, above 80 is excellent and below 50 warrants closer monitoring; the two biggest inputs here are a 10.72% net worth ratio and a 0.73% delinquency rate.
How does Knoxville Teachers compare to other credit unions?
83/100 is Knoxville Teachers's score on PlainCU's health composite, compared to a peer group average for $100M–$500M credit unions, built from five weighted NCUA metrics - net worth ratio at 30%, delinquency rate at 25%, return on assets at 15%, member growth at 15%, and loan-to-share ratio at 15%.
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Knoxville Teachers?
Knoxville Teachers operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Knoxville Teachers directly for the exact boundaries and application steps.
Is my money safe at Knoxville Teachers?
Federal credit unions like Knoxville Teachers are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Knoxville Teachers's net worth ratio of 10.72% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Knoxville Teachers offer compared to banks?
Credit unions like Knoxville Teachers are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Knoxville Teachers directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.