Federal credit union · Maumee, Ohio · NCUA charter #5495
Glass City
Health score 95/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 95
- Health / 100
- $320.2M
- Total assets
- 26,870
- Members
- 11.0%
- Net-worth ratio
Glass City scores 95/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $320.2M; members 26,870; net-worth ratio 10.99%; health rank #396 of 4,374; healthier than 90th of scored peers.
NCUA Call Report stamp band
NCUA 5300 Call Report Masthead
#396 of 4,374 health · 2025Q4Glass City · health 95/100 · $320.2M · 2025Q4
Call Report peers
Glass City in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Glass City vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Glass City sits in 95-99 with 391 others.
95 Top 10% higher than 90% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Peer-gap read for Glass City
- Largest favorable gap: Loan-to-Share Ratio at 81.75% vs peer 72.20% (+9.55 pp).
- Net Worth Ratio trails the peer set - 10.99% here, 12.11% peer average (-1.12 pp).
Glass City: in-state Call Report ranks
- Ohio health ordinal: #16 of 196.
- By total assets, Glass City is #33 of 196 in Ohio.
- Membership ranks #24 of 196 among Ohio CUs with a reported count (26,870 members).
- One place up in Ohio, C E S (#15) ties at 95/100; one place down, CINFED (#17) scores 94/100, 1 point lower.
Glass City: 2025Q4 → 2026Q1
Glass City: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +1.2% from $320.2M (2025Q4) to $324.1M (2026Q1).
- Net-worth ratio shifted +0.16 pp (10.83% → 10.99%).
10.99% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 95/100 score is built
Glass City gives up 5 points in total. Member Growth costs the most, 4.8 of its 15; Net Worth Ratio and Delinquency Rate and Return on Assets and Loan-to-Share Ratio score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 10.2 pts
- Loan-to-Share Ratio 14.8 pts
Call Report ratios for Glass City
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 10.99% | -1.12 pp |
| Delinquency Rate | 0.12% | -0.78 pp |
| Return on Assets | 0.68% | +0.06 pp |
| Member Growth | 1.04% | - |
| Loan-to-Share Ratio | 81.75% | +9.55 pp |
Peer averages: $100M–$500M cohort, 1069 credit unions, 2025Q4 filing.
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $324.1M | - |
| 2025Q4 | $320.2M | 26,870 |
| 2024Q4 | $292.5M | 26,594 |
| 2023Q4 | $299.0M | 26,577 |
Credit Union Details
- Charter Number
- 5495
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $100M–$500M
- State
- Ohio
- City
- Maumee
- Data Quarter
- 2025Q4
Branch Locations (5)
The NCUA branch filing lists 5 physical offices for Glass City, spread across 3 cities.
| Office | City |
|---|---|
| Main Office (Main Office) | Maumee, OH |
| BG Branch | Bowling Green, OH |
| EB Branch | Toledo, OH |
| Secor Branch | Toledo, OH |
| Alexis Branch | Toledo, OH |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Ohio
More federally-insured credit unions based in Ohio, ordered by peer group match and asset size.
Glass City nationwide neighbourhoods
Using this data
- Glass City ranks #396 of 4,374 nationally on financial health and #16 of 196 in OH -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- VACATIONLAND is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with VACATIONLAND
Frequently Asked Questions
Is Glass City financially healthy?
Glass City has a financial health score of 95/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #396 of 4,374 nationally on health and #16 of 196 in Ohio. Its net worth ratio is 10.99% and its delinquency rate 0.12%.
How does Glass City compare to other credit unions?
Glass City scores 95/100, higher than 90% of the 4,374 scored credit unions. Against the 1069 peers in the $100M–$500M cohort, its widest edge is loan-to-share ratio (81.75% vs 72.20%). Its widest shortfall is net worth ratio (10.99% vs 12.11%).
How can I join Glass City?
Glass City operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Glass City directly for the exact boundaries and application steps.
Is my money safe at Glass City?
Glass City is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Glass City's net worth ratio of 10.99% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.