Federal credit union · SHREWSBURY, Massachusetts · NCUA charter #13601
SHREWSBURY
Health score 88/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 88
- Health / 100
- $246.0M
- Total assets
- 9,546
- Members
- 8.5%
- Net-worth ratio
SHREWSBURY scores 88/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $246.0M; members 9,546; net-worth ratio 8.51%; health rank #1,528 of 4,374; healthier than 65th of scored peers.
NCUA 5300 Call Report masthead
NCUA 5300 Call Report Masthead
#1,528 of 4,374 health · 2025Q4SHREWSBURY · health 88/100 · $246.0M · 2025Q4
Call Report peers
SHREWSBURY in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
SHREWSBURY vs every NCUA-scored credit union
SHREWSBURY sits in the busiest band, 85-89, alongside 857 other credit unions.
88 Top 35% higher than 65% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Where SHREWSBURY diverges from peer averages
- Strongest edge vs 1069 $100M–$500M peers is Delinquency Rate: -0.51 pp (0.38% vs 0.89%).
- Loan-to-Share Ratio trails the peer set - 49.07% here, 72.20% peer average (-23.13 pp).
SHREWSBURY in Massachusetts
- Massachusetts health ordinal: #42 of 126.
- Massachusetts assets place: #40 of 126.
- Membership ranks #46 of 126 among Massachusetts CUs with a reported count (9,546 members).
- One place up in Massachusetts, HTM (#41) ties at 88/100; one place down, Beverly Municipal (#43) ties at 88/100.
SHREWSBURY Call Report trajectory
SHREWSBURY: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +0.6% from $246.0M (2025Q4) to $247.6M (2026Q1).
- Net-worth ratio shifted +0.13 pp (8.38% → 8.51%).
8.51% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 88/100 score is built
SHREWSBURY gives up 12 points in total. Loan-to-Share Ratio costs the most, 4.6 of its 15; Delinquency Rate scores full marks.
- Net Worth Ratio 26.3 pts
- Delinquency Rate 25.0 pts
- Return on Assets 14.6 pts
- Member Growth 11.9 pts
- Loan-to-Share Ratio 10.2 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 8.51% | -3.60 pp |
| Delinquency Rate | 0.38% | -0.51 pp |
| Return on Assets | 0.47% | -0.15 pp |
| Member Growth | 2.42% | - |
| Loan-to-Share Ratio | 49.07% | -23.13 pp |
Peer averages: $100M–$500M cohort, 1069 credit unions, 2025Q4 filing.
Call Report history - SHREWSBURY
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $247.6M | - |
| 2025Q4 | $246.0M | 9,546 |
| 2024Q4 | $216.8M | 9,320 |
| 2023Q4 | $212.6M | 9,342 |
Credit Union Details
- Charter Number
- 13601
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $100M–$500M
- State
- Massachusetts
- City
- SHREWSBURY
- Data Quarter
- 2025Q4
Branch Location
Per its most recent NCUA branch filing, SHREWSBURY runs one office.
| Office | City |
|---|---|
| SHREWSBURY FEDERAL CREDIT UNION (Main Office) | SHREWSBURY, MA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Massachusetts
A look at other Massachusetts credit unions, ranked by how closely their peer group and asset size match this one.
Cross-state Call Report peers for SHREWSBURY
Using this data
- SHREWSBURY ranks #1,528 of 4,374 nationally on financial health and #42 of 126 in MA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- LUSO is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with LUSO
Frequently Asked Questions
Is SHREWSBURY financially healthy?
On its 2025Q4 NCUA 5300 filing, SHREWSBURY scores 88/100 (Excellent), with a 8.51% net worth ratio and 0.38% of loans delinquent. It ranks #1,528 of 4,374 nationally on health and #42 of 126 in Massachusetts.
How does SHREWSBURY compare to other credit unions?
SHREWSBURY scores 88/100, higher than 65% of the 4,374 scored credit unions. Against the 1069 peers in the $100M–$500M cohort, its widest edge is delinquency rate (0.38% vs 0.89%). Its widest shortfall is loan-to-share ratio (49.07% vs 72.20%).
How can I join SHREWSBURY?
SHREWSBURY operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact SHREWSBURY directly for the exact boundaries and application steps.
Is my money safe at SHREWSBURY?
SHREWSBURY is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. SHREWSBURY's net worth ratio of 8.51% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.