Federal credit union · RIDGELAND, Mississippi · NCUA charter #6527
BRIGHTVIEW
Health score 83/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 83
- Health / 100
- $37.6M
- Total assets
- 4,617
- Members
- 16.0%
- Net-worth ratio
BRIGHTVIEW scores 83/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $37.6M; members 4,617; net-worth ratio 15.96%; health rank #2,226 of 4,374; healthier than 46th of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#2,226 of 4,374 health · 2025Q4BRIGHTVIEW · health 83/100 · $37.6M · 2025Q4
- BOOK 83/100
- CHARTER 16.0%
- NCUSIF 0.69%
- CAMELS 0.91%
- HEALTH $37.6M
- NW 4,617
- DELQ #2,226/4,374
- ROA Niagara Regional
- ASSETS 6527
Call Report peers
BRIGHTVIEW in the assets neighbourhood
BRIGHTVIEW's $37.6M assets sit next to Niagara Regional ($37.6M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
BRIGHTVIEW vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
83 46th percentile higher than 46% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
BRIGHTVIEW - Share Insurance Coverage
Composite supervisory bracket and risk-based capital, read from the 2025Q4 NCUA Call Report for charter #6527. See our deposit-insurance coverage note.
BRIGHTVIEW: Call Report deltas vs peers
- Strongest edge vs 1163 $10M–$50M peers is Loan-to-Share Ratio: +8.56 pp (68.36% vs 59.80%).
Peer averages are NCUA 5300 means for the $10M–$50M cohort (1163 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Mississippi standing for BRIGHTVIEW
- Mississippi health ordinal: #27 of 55.
- By total assets, BRIGHTVIEW is #20 of 55 in Mississippi.
- Membership ranks #19 of 55 among Mississippi CUs with a reported count (4,617 members).
In-state ordinals use the live credit_unions table for MS only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
BRIGHTVIEW Call Report trajectory
BRIGHTVIEW: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +1.4% from $37.6M (2025Q4) to $38.1M (2026Q1).
- Net-worth ratio shifted -0.11 pp (16.07% → 15.96%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
15.96% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 83/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 83.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 23.1 pts
- Return on Assets 15.0 pts
- Member Growth 0.3 pts
- Loan-to-Share Ratio 14.6 pts
BRIGHTVIEW health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 15.96% | +1.10 pp |
| Delinquency Rate | 0.69% | -0.46 pp |
| Return on Assets | 0.91% | +0.20 pp |
| Member Growth | -4.82% | - |
| Loan-to-Share Ratio | 68.36% | +8.56 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $10M–$50M (1163 CUs).
BRIGHTVIEW quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $38.1M | - |
| 2025Q4 | $37.6M | 4,617 |
| 2024Q4 | $36.9M | 4,851 |
| 2023Q4 | $36.8M | 4,937 |
Credit Union Details
- Charter Number
- 6527
- Type
- Federal
- Field of Membership
- Multiple Common Bond
- Peer Group
- $10M–$50M
- State
- Mississippi
- City
- RIDGELAND
- Data Quarter
- 2025Q4
Branch Locations (3)
BRIGHTVIEW operates 3 offices across 3 cities, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Ridgeland (Main Office) | Ridgeland, MS |
| Baptist Hospital | Jackson, MS |
| Tupelo | Tupelo, MS |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Mississippi
Other federally-insured credit unions in Mississippi, closest first by peer group and asset size.
Nationwide credit unions with similar profiles
BRIGHTVIEW's nationwide photo peers by assets and by health score, excluding Mississippi charters.
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($37.6M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (83/100 here).
Using this data
- BRIGHTVIEW ranks #2,226 of 4,374 nationally on financial health and #27 of 55 in MS -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Mississippi National Guard is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Mississippi National Guard
- Rates and health both vary by institution, not just by state -- see how Mississippi credit unions compare overall before assuming this one is typical. Mississippi state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is BRIGHTVIEW financially healthy?
A 15.96% net worth ratio and a 0.69% delinquency rate feed into BRIGHTVIEW's financial health score of 83/100 (Excellent), from NCUA 5300 Call Report data as of Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #2,226 of 4,374; by total assets it ranks #2,660 of 4,374 nationally (same basis as /rankings/largest); and #20 of 55 within Mississippi. The scale: above 80 excellent, below 50 warrants closer monitoring.
How does BRIGHTVIEW compare to other credit unions?
On PlainCU's health composite, BRIGHTVIEW lands at 83/100, compared to a peer group average for $10M–$50M credit unions. Five NCUA-reported metrics feed that number: net worth ratio (weighted 30%), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join BRIGHTVIEW?
BRIGHTVIEW serves multiple common-bond groups, membership usually requires belonging to one of several qualifying employers, associations, or organizations the credit union has chartered to serve. Contact BRIGHTVIEW directly for the current list of qualifying groups.
Is my money safe at BRIGHTVIEW?
Federal credit unions like BRIGHTVIEW are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. BRIGHTVIEW's net worth ratio of 15.96% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does BRIGHTVIEW offer compared to banks?
Credit unions like BRIGHTVIEW are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact BRIGHTVIEW directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.