Federal credit union · RIDGELAND, Mississippi · NCUA charter #6527
BRIGHTVIEW
Health score 83/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 83
- Health / 100
- $37.6M
- Total assets
- 4,617
- Members
- 16.0%
- Net-worth ratio
BRIGHTVIEW scores 83/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $37.6M; members 4,617; net-worth ratio 15.96%; health rank #2,226 of 4,374; healthier than 46th of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#2,226 of 4,374 health · 2025Q4BRIGHTVIEW · health 83/100 · $37.6M · 2025Q4
Call Report peers
BRIGHTVIEW in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
BRIGHTVIEW vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); BRIGHTVIEW sits in 80-84 with 767 others.
83 46th percentile higher than 46% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
BRIGHTVIEW: Call Report deltas vs peers
- Strongest edge vs 1163 $10M–$50M peers is Loan-to-Share Ratio: +8.56 pp (68.36% vs 59.80%).
Mississippi standing for BRIGHTVIEW
- Mississippi health ordinal: #27 of 55.
- By total assets, BRIGHTVIEW is #20 of 55 in Mississippi.
- Membership ranks #19 of 55 among Mississippi CUs with a reported count (4,617 members).
- One place up in Mississippi, Members Exchange (#26) ties at 83/100; one place down, MEMORIAL (#28) scores 81/100, 2 points lower.
BRIGHTVIEW Call Report trajectory
BRIGHTVIEW: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +1.4% from $37.6M (2025Q4) to $38.1M (2026Q1).
- Net-worth ratio shifted -0.11 pp (16.07% → 15.96%).
15.96% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 83/100 score is built
BRIGHTVIEW gives up 17 points in total. Member Growth costs the most, 14.7 of its 15; Net Worth Ratio and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 23.1 pts
- Return on Assets 15.0 pts
- Member Growth 0.3 pts
- Loan-to-Share Ratio 14.6 pts
BRIGHTVIEW health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 15.96% | +1.10 pp |
| Delinquency Rate | 0.69% | -0.46 pp |
| Return on Assets | 0.91% | +0.20 pp |
| Member Growth | -4.82% | - |
| Loan-to-Share Ratio | 68.36% | +8.56 pp |
Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.
BRIGHTVIEW quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $38.1M | - |
| 2025Q4 | $37.6M | 4,617 |
| 2024Q4 | $36.9M | 4,851 |
| 2023Q4 | $36.8M | 4,937 |
Credit Union Details
- Charter Number
- 6527
- Type
- Federal
- Field of Membership
- Multiple Common Bond
- Peer Group
- $10M–$50M
- State
- Mississippi
- City
- RIDGELAND
- Data Quarter
- 2025Q4
Branch Locations (3)
BRIGHTVIEW operates 3 offices across 3 cities, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Ridgeland (Main Office) | Ridgeland, MS |
| Baptist Hospital | Jackson, MS |
| Tupelo | Tupelo, MS |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Mississippi
Other federally-insured credit unions in Mississippi, closest first by peer group and asset size.
Nationwide credit unions with similar profiles
Similar total assets
Similar health score
Using this data
- BRIGHTVIEW ranks #2,226 of 4,374 nationally on financial health and #27 of 55 in MS -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Mississippi National Guard is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Mississippi National Guard
Frequently Asked Questions
Is BRIGHTVIEW financially healthy?
BRIGHTVIEW has a financial health score of 83/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #2,226 of 4,374 nationally on health and #27 of 55 in Mississippi. Its net worth ratio is 15.96% and its delinquency rate 0.69%.
How does BRIGHTVIEW compare to other credit unions?
BRIGHTVIEW scores 83/100, higher than 46% of the 4,374 scored credit unions. Against the 1163 peers in the $10M–$50M cohort, its widest edge is loan-to-share ratio (68.36% vs 59.80%).
How can I join BRIGHTVIEW?
BRIGHTVIEW serves multiple common-bond groups, membership usually requires belonging to one of several qualifying employers, associations, or organizations the credit union has chartered to serve. Contact BRIGHTVIEW directly for the current list of qualifying groups.
Is my money safe at BRIGHTVIEW?
BRIGHTVIEW is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. BRIGHTVIEW's net worth ratio of 15.96% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.