Federal credit union · Rexburg, Idaho · NCUA charter #13741

BEEHIVE

Health score 88/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.

88
Health / 100
$626.8M
Total assets
33,500
Members
8.8%
Net-worth ratio
A Letter grade on the five-factor composite

BEEHIVE scores 88/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $626.8M; members 33,500; net-worth ratio 8.75%; health rank #1,525 of 4,374; healthier than 65th of scored peers.

Title II Call Report masthead

NCUA 5300 Call Report Masthead

#1,525 of 4,374 health · 2025Q4

BEEHIVE · health 88/100 · $626.8M · 2025Q4

  • PHOTO 88/100
  • BOOK 8.8%
  • CHARTER 0.48%
  • NCUSIF 0.24%
  • CAMELS $626.8M
  • HEALTH 33,500
  • NW #1,525/4,374
  • DELQ EVERGREEN
  • ROA 13741

BEEHIVE in the assets neighbourhood

Our Community$630.2MADVENTURE$629.0MOmni Community$629.0MEVERGREEN$627.0MBEEHIVE (this)$626.8MTown & Country$623.7M
Nearest other-state credit unions by total assets (NCUA 5300)

BEEHIVE's $626.8M assets sit next to EVERGREEN ($627.0M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.

Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.

BEEHIVE vs every NCUA-scored credit union

Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing

88 Top 35% higher than 65% of 4,374 credit unions

every scored credit union, bucketed by value

Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source NCUA 5300 Call Report aggregates · 2025Q4

BEEHIVE - Share Insurance Coverage

The 2025Q4 NCUA Call Report puts charter #13741 at the supervisory bracket and risk-based capital level shown below. NCUSIF protection is covered in our deposit-insurance coverage note.

NCUSIF coverage gauge for BEEHIVE Share insurance under NCUSIF covers up to $250,000 per share owner. BEEHIVE holds approximately $551.6M in member shares. Composite CAMELS rating bracket 1 (Strong). Risk-based capital ratio 8.8 percent. Share Insurance Coverage Federal NCUSIF - $250K per share owner 1 2 3 4 5 CAMELS 1 · Strong RBC ratio 8.8% · $551.6M member shares Insured · backed by full faith and credit of the United States
Source: NCUA 5300 Call Report 2025Q4 - share insurance under Title II of the Federal Credit Union Act

Peer-gap read for BEEHIVE

  • Strongest edge vs 749 Over $500M peers is Loan-to-Share Ratio: +2.15 pp (86.05% vs 83.90%).
  • Widest shortfall vs peers is Net Worth Ratio: -2.43 pp (8.75% vs 11.18%).

Peer averages are NCUA 5300 means for the Over $500M cohort (749 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.

Idaho standing for BEEHIVE

  • In Idaho, health place is #11 of 26 on the same NCUA-ratio sort used nationally.
  • By total assets, BEEHIVE is #8 of 26 in Idaho.
  • Membership ranks #7 of 26 among Idaho CUs with a reported count (33,500 members).

In-state ordinals use the live credit_unions table for ID only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.

Quarter path for BEEHIVE

BEEHIVE: total assets by quarter

4 Call Report filings on this page's own vintage chain

580,000,000600,000,000620,000,000640,000,000660,000,000 2023Q42024Q42025Q42026Q1 598,064,946 642,167,545 ▲ +7.4%
  • Assets moved +2.5% from $626.8M (2025Q4) to $642.2M (2026Q1).
  • Net-worth ratio shifted +0.07 pp (8.68% → 8.75%).

Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.

Net worth ratio vs. NCUA well-capitalized threshold 58.3%

At 8.75%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.

How the 88/100 score is built

Each segment is a pillar's weighted contribution to the composite; widths sum to 88.

  • Net Worth Ratio 26.9 pts
  • Delinquency Rate 25.0 pts
  • Return on Assets 11.1 pts
  • Member Growth 9.8 pts
  • Loan-to-Share Ratio 15.2 pts

BEEHIVE vs peer ratios

Metric Value vs peer
Net Worth Ratio 8.75% -2.43 pp
Delinquency Rate 0.48% -0.39 pp
Return on Assets 0.24% -0.27 pp
Member Growth 0.65% -
Loan-to-Share Ratio 86.05% +2.15 pp

Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: Over $500M (749 CUs).

Call Report history - BEEHIVE

Quarter Assets Members
2026Q1 $642.2M -
2025Q4 $626.8M 33,500
2024Q4 $604.2M 33,284
2023Q4 $598.1M 33,998

Credit Union Details

Charter Number
13741
Type
Federal
Field of Membership
Community
Peer Group
Over $500M
State
Idaho
City
Rexburg
Data Quarter
2025Q4

Branch Locations (7)

The NCUA branch filing lists 7 physical offices for BEEHIVE, spread across 4 cities.

Office City
Administrative Office (Main Office) Rexburg, ID
Idaho Falls Branch Idaho Falls, ID
Meridian Branch Meridian, ID
Rexburg West Branch Rexburg, ID
Rexburg Center Branch Rexburg, ID
Rexburg North Rexburg, ID
Rigby Branch Rigby, ID

Source: NCUA Credit Union Branch Information, 2025Q4 filing.

Nearby Credit Unions in Idaho

A look at other Idaho credit unions, ranked by how closely their peer group and asset size match this one.

Compare BEEHIVE vs FREEDOM NORTHWEST

Cross-state Call Report peers for BEEHIVE

BEEHIVE's nationwide photo peers by assets and by health score, excluding Idaho charters.

Similar health score

Nearest other-state credit unions by five-factor health composite (88/100 here).

Using this data

  • BEEHIVE ranks #1,525 of 4,374 nationally on financial health and #11 of 26 in ID -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
  • Freedom Northwest is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Freedom Northwest
  • Rates and health both vary by institution, not just by state -- see how Idaho credit unions compare overall before assuming this one is typical. Idaho state overview

National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.

Frequently Asked Questions

Is BEEHIVE financially healthy?

Yes/no aside, the number is 88/100 (Excellent) - BEEHIVE's financial health score from the NCUA 5300 Call Report, Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #1,525 of 4,374; by total assets it ranks #666 of 4,374 nationally (same basis as /rankings/largest); and #8 of 26 within Idaho. Above 80 reads excellent, below 50 warrants closer monitoring; a 8.75% net worth ratio and 0.48% delinquency rate are the key drivers.

How does BEEHIVE compare to other credit unions?

Five weighted metrics from NCUA filings produce BEEHIVE's 88/100 score on PlainCU's health composite, compared to a peer group average for Over $500M credit unions: net worth ratio (30%), delinquency rate (25%), return on assets (15%), member growth (15%), loan-to-share ratio (15%).

What is a credit union health score?

A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.

How can I join BEEHIVE?

BEEHIVE operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact BEEHIVE directly for the exact boundaries and application steps.

Is my money safe at BEEHIVE?

Federal credit unions like BEEHIVE are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. BEEHIVE's net worth ratio of 8.75% exceeds the 7% threshold NCUA considers "well capitalized."

What rates does BEEHIVE offer compared to banks?

Credit unions like BEEHIVE are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact BEEHIVE directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.

Data sourced from the NCUA 5300 Call Report (2025Q4) for BEEHIVE. Retrieved and formatted by PlainCU. See our methodology for details.

Disclaimer: Not affiliated with NCUA. For informational purposes only.

Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.