Federal credit union · GREENVILLE, Ohio · NCUA charter #96711
Members Choice
Health score 93/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 93
- Health / 100
- $36.3M
- Total assets
- 3,320
- Members
- 18.2%
- Net-worth ratio
Members Choice scores 93/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $36.3M; members 3,320; net-worth ratio 18.19%; health rank #577 of 4,374; healthier than 84th of scored peers.
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NCUA 5300 Call Report Masthead
#577 of 4,374 health · 2025Q4Members Choice · health 93/100 · $36.3M · 2025Q4
Call Report peers
Members Choice in the assets neighbourhood
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Members Choice vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Members Choice sits in 90-94 with 747 others.
93 Top 16% higher than 84% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Members Choice: Call Report deltas vs peers
- Loan-to-Share Ratio leads the peer set - 64.51% here, 59.80% peer average (+4.71 pp).
Where Members Choice sits in Ohio
- In Ohio, health place is #20 of 196 on the same NCUA-ratio sort used nationally.
- Ohio assets place: #123 of 196.
- Member book place in Ohio: #121 of 196.
- One place up in Ohio, Kyger Creek (#19) ties at 93/100; one place down, Middletown Area Schools (#21) ties at 93/100.
Quarter path for Members Choice
Members Choice: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +3.4% from $36.3M (2025Q4) to $37.5M (2026Q1).
- Net-worth ratio shifted -0.27 pp (18.46% → 18.19%).
18.19% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 93/100 score is built
Members Choice gives up 7 points in total. Member Growth costs the most, 5.3 of its 15; Net Worth Ratio and Delinquency Rate and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 9.7 pts
- Loan-to-Share Ratio 13.3 pts
Members Choice health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 18.19% | +3.33 pp |
| Delinquency Rate | 0.00% | -1.15 pp |
| Return on Assets | 1.13% | +0.43 pp |
| Member Growth | 0.61% | - |
| Loan-to-Share Ratio | 64.51% | +4.71 pp |
Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.
Members Choice filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $37.5M | - |
| 2025Q4 | $36.3M | 3,320 |
| 2024Q4 | $34.5M | 3,300 |
| 2023Q4 | $30.1M | 3,269 |
Credit Union Details
- Charter Number
- 96711
- Type
- Federal
- Field of Membership
- Other
- Peer Group
- $10M–$50M
- State
- Ohio
- City
- GREENVILLE
- Data Quarter
- 2025Q4
Branch Location
Per its most recent NCUA branch filing, Members Choice runs one office.
| Office | City |
|---|---|
| Main Office - 725 Pine St (Main Office) | GREENVILLE, OH |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Ohio
Other federally-insured credit unions in Ohio, closest first by peer group and asset size.
Other-state peers near Members Choice
Using this data
- Members Choice ranks #577 of 4,374 nationally on financial health and #20 of 196 in OH -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Softite Community is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Softite Community
Frequently Asked Questions
Is Members Choice financially healthy?
Members Choice has a financial health score of 93/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #577 of 4,374 nationally on health and #20 of 196 in Ohio. Its net worth ratio is 18.19% and its delinquency rate 0.00%.
How does Members Choice compare to other credit unions?
Members Choice scores 93/100, higher than 84% of the 4,374 scored credit unions. Against the 1163 peers in the $10M–$50M cohort, its widest edge is loan-to-share ratio (64.51% vs 59.80%).
How can I join Members Choice?
Membership eligibility for Members Choice depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Members Choice directly for current membership requirements and application steps.
Is my money safe at Members Choice?
Members Choice is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Members Choice's net worth ratio of 18.19% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.