Federal credit union · SACRAMENTO, California · NCUA charter #95071
CAHP
Health score 93/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 93
- Health / 100
- $391.7M
- Total assets
- 22,578
- Members
- 8.8%
- Net-worth ratio
CAHP scores 93/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $391.7M; members 22,578; net-worth ratio 8.76%; health rank #706 of 4,374; healthier than 84th of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#706 of 4,374 health · 2025Q4CAHP · health 93/100 · $391.7M · 2025Q4
Call Report peers
CAHP in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
CAHP vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); CAHP sits in 90-94 with 747 others.
93 Top 16% higher than 84% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Where CAHP diverges from peer averages
- Loan-to-Share Ratio leads the peer set - 81.17% here, 72.20% peer average (+8.97 pp).
- Widest shortfall vs peers is Net Worth Ratio: -3.35 pp (8.76% vs 12.11%).
Where CAHP sits in California
- California health ordinal: #48 of 243.
- By total assets, CAHP is #96 of 243 in California.
- California membership ordinal: #97 of 243.
- One place up in California, SESLOC (#47) ties at 93/100; one place down, KINGS (#49) scores 92/100, 1 point lower.
How CAHP's 5300 filing moved
CAHP: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +3.1% from $391.7M (2025Q4) to $404.0M (2026Q1).
- Net-worth ratio shifted -0.09 pp (8.85% → 8.76%).
At 8.76%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 93/100 score is built
CAHP gives up 7 points in total. Member Growth costs the most, 3.7 of its 15; Delinquency Rate and Return on Assets and Loan-to-Share Ratio score full marks.
- Net Worth Ratio 26.9 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 11.3 pts
- Loan-to-Share Ratio 14.8 pts
Call Report ratios for CAHP
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 8.76% | -3.35 pp |
| Delinquency Rate | 0.08% | -0.82 pp |
| Return on Assets | 0.93% | +0.31 pp |
| Member Growth | 1.93% | - |
| Loan-to-Share Ratio | 81.17% | +8.97 pp |
Peer averages: $100M–$500M cohort, 1069 credit unions, 2025Q4 filing.
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $404.0M | - |
| 2025Q4 | $391.7M | 22,578 |
| 2024Q4 | $348.3M | 22,150 |
| 2023Q4 | $320.8M | 21,347 |
Credit Union Details
- Charter Number
- 95071
- Type
- Federal
- Field of Membership
- Other
- Peer Group
- $100M–$500M
- State
- California
- City
- SACRAMENTO
- Data Quarter
- 2025Q4
Branch Locations (2)
CAHP operates 2 offices across 2 cities, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Main Office (Main Office) | Sacramento, CA |
| Southern Branch | Rancho Cucamonga, CA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in California
Other federally-insured credit unions in California, closest first by peer group and asset size.
Other-state peers near CAHP
Similar total assets
Similar health score
Using this data
- CAHP ranks #706 of 4,374 nationally on financial health and #48 of 243 in CA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- POPA is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with POPA
Frequently Asked Questions
Is CAHP financially healthy?
CAHP has a financial health score of 93/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #706 of 4,374 nationally on health and #48 of 243 in California. Its net worth ratio is 8.76% and its delinquency rate 0.08%.
How does CAHP compare to other credit unions?
CAHP scores 93/100, higher than 84% of the 4,374 scored credit unions. Against the 1069 peers in the $100M–$500M cohort, its widest edge is loan-to-share ratio (81.17% vs 72.20%). Its widest shortfall is net worth ratio (8.76% vs 12.11%).
How can I join CAHP?
Membership eligibility for CAHP depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact CAHP directly for current membership requirements and application steps.
Is my money safe at CAHP?
CAHP is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. CAHP's net worth ratio of 8.76% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.