Federal credit union · ELMORE, Ohio · NCUA charter #20063
MATERION
Health score 96/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 96
- Health / 100
- $36.0M
- Total assets
- 2,247
- Members
- 15.3%
- Net-worth ratio
MATERION scores 96/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $36.0M; members 2,247; net-worth ratio 15.30%; health rank #226 of 4,374; healthier than 93rd of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#226 of 4,374 health · 2025Q4MATERION · health 96/100 · $36.0M · 2025Q4
Call Report peers
MATERION in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
MATERION vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); MATERION sits in 95-99 with 391 others.
96 Top 7% higher than 93% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Peer-gap read for MATERION
- Strongest edge vs 1163 $10M–$50M peers is Loan-to-Share Ratio: +12.97 pp (72.77% vs 59.80%).
MATERION in Ohio
- In Ohio, health place is #11 of 196 on the same NCUA-ratio sort used nationally.
- Ohio assets place: #124 of 196.
- Ohio membership ordinal: #142 of 196.
- One place up in Ohio, St. James Parish (#10) ties at 96/100; one place down, Medina County (#12) ties at 96/100.
Quarter path for MATERION
MATERION: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +2.3% from $36.0M (2025Q4) to $36.8M (2026Q1).
- Net-worth ratio shifted -0.25 pp (15.55% → 15.30%).
15.30% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 96/100 score is built
MATERION gives up 4 points in total. Member Growth costs the most, 3.5 of its 15; Net Worth Ratio and Delinquency Rate and Return on Assets and Loan-to-Share Ratio score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 11.5 pts
- Loan-to-Share Ratio 14.5 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 15.30% | +0.44 pp |
| Delinquency Rate | 0.22% | -0.92 pp |
| Return on Assets | 1.15% | +0.45 pp |
| Member Growth | 2.04% | - |
| Loan-to-Share Ratio | 72.77% | +12.97 pp |
Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $36.8M | - |
| 2025Q4 | $36.0M | 2,247 |
| 2024Q4 | $31.1M | 2,202 |
| 2023Q4 | $30.7M | 2,211 |
Credit Union Details
- Charter Number
- 20063
- Type
- Federal
- Field of Membership
- Manufacturing
- Peer Group
- $10M–$50M
- State
- Ohio
- City
- ELMORE
- Data Quarter
- 2025Q4
Branch Location
Per its most recent NCUA branch filing, MATERION runs one office.
| Office | City |
|---|---|
| Main Office (Main Office) | Elmore, OH |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Ohio
A look at other Ohio credit unions, ranked by how closely their peer group and asset size match this one.
Cross-state Call Report peers for MATERION
Using this data
- MATERION ranks #226 of 4,374 nationally on financial health and #11 of 196 in OH -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Members Choice is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Members Choice
Frequently Asked Questions
Is MATERION financially healthy?
MATERION has a financial health score of 96/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #226 of 4,374 nationally on health and #11 of 196 in Ohio. Its net worth ratio is 15.30% and its delinquency rate 0.22%.
How does MATERION compare to other credit unions?
MATERION scores 96/100, higher than 93% of the 4,374 scored credit unions. Against the 1163 peers in the $10M–$50M cohort, its widest edge is loan-to-share ratio (72.77% vs 59.80%).
How can I join MATERION?
MATERION is chartered around a single common bond (Manufacturing), membership is generally limited to employees of a specific employer or a defined occupational group and their immediate family. Contact MATERION directly to confirm eligibility.
Is my money safe at MATERION?
MATERION is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. MATERION's net worth ratio of 15.30% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.