State credit union · Fort Lauderdale, Florida · NCUA charter #67347
BRIGHTSTAR
Health score 84/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 84
- Health / 100
- $992.7M
- Total assets
- 59,035
- Members
- 9.1%
- Net-worth ratio
BRIGHTSTAR scores 84/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $992.7M; members 59,035; net-worth ratio 9.06%; health rank #2,178 of 4,374; healthier than 50th of scored peers.
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NCUA 5300 Call Report Masthead
#2,178 of 4,374 health · 2025Q4BRIGHTSTAR · health 84/100 · $992.7M · 2025Q4
Call Report peers
BRIGHTSTAR in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
BRIGHTSTAR vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); BRIGHTSTAR sits in 80-84 with 767 others.
84 Top 50% higher than 50% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
BRIGHTSTAR vs Over $500M peers
- Strongest edge vs 749 Over $500M peers is Loan-to-Share Ratio: +15.74 pp (99.64% vs 83.90%).
- Widest shortfall vs peers is Net Worth Ratio: -2.12 pp (9.06% vs 11.18%).
BRIGHTSTAR: in-state Call Report ranks
- Florida health ordinal: #66 of 109.
- Assets rank #28 of 109 inside Florida ($992.7M reported).
- Florida membership ordinal: #28 of 109.
- One place up in Florida, KEYS (#65) ties at 84/100; one place down, FLORIDACENTRAL (#67) ties at 84/100.
Quarter path for BRIGHTSTAR
BRIGHTSTAR: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +2.0% from $992.7M (2025Q4) to $1.01B (2026Q1).
- Net-worth ratio shifted -0.02 pp (9.08% → 9.06%).
At 9.06%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 84/100 score is built
BRIGHTSTAR gives up 16 points in total. Member Growth costs the most, 7.6 of its 15; Return on Assets scores full marks.
- Net Worth Ratio 27.6 pts
- Delinquency Rate 23.1 pts
- Return on Assets 15.0 pts
- Member Growth 7.4 pts
- Loan-to-Share Ratio 10.9 pts
Call Report ratios for BRIGHTSTAR
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 9.06% | -2.12 pp |
| Delinquency Rate | 0.69% | -0.19 pp |
| Return on Assets | 0.69% | +0.18 pp |
| Member Growth | -0.90% | - |
| Loan-to-Share Ratio | 99.64% | +15.74 pp |
Peer averages: Over $500M cohort, 749 credit unions, 2025Q4 filing.
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $1.01B | - |
| 2025Q4 | $992.7M | 59,035 |
| 2024Q4 | $907.3M | 59,569 |
| 2023Q4 | $830.7M | 59,850 |
Credit Union Details
- Charter Number
- 67347
- Type
- State
- Field of Membership
- Other
- Peer Group
- Over $500M
- State
- Florida
- City
- Fort Lauderdale
- Data Quarter
- 2025Q4
Branch Locations (10)
BRIGHTSTAR operates 10 offices across 8 cities, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| BrighStar Credit Union (Main Office) | Hollywood, FL |
| BrightStar Credit Union | Fort Lauderdale, FL |
| BrightStar Credit Union | Hollywood, FL |
| BrightStar Credit Union | Hollywood, FL |
| BirghtStar Credit Union | Lauderhill, FL |
| BrightStar Credit Union | Margate, FL |
| BrightStar Credit Union | Miami Beach, FL |
| BrightStar Credit Union | Pembroke Pines, FL |
| BrightStar Credit Union | Plantation, FL |
| BrightStar Credit Union | Pompano Beach, FL |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Florida
Other federally-insured credit unions in Florida, closest first by peer group and asset size.
Cross-state Call Report peers for BRIGHTSTAR
Using this data
- BRIGHTSTAR ranks #2,178 of 4,374 nationally on financial health and #66 of 109 in FL -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Tropical Financial is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Tropical Financial
Frequently Asked Questions
Is BRIGHTSTAR financially healthy?
BRIGHTSTAR has a financial health score of 84/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #2,178 of 4,374 nationally on health and #66 of 109 in Florida. Its net worth ratio is 9.06% and its delinquency rate 0.69%.
How does BRIGHTSTAR compare to other credit unions?
BRIGHTSTAR scores 84/100, higher than 50% of the 4,374 scored credit unions. Against the 749 peers in the Over $500M cohort, its widest edge is loan-to-share ratio (99.64% vs 83.90%). Its widest shortfall is net worth ratio (9.06% vs 11.18%).
How can I join BRIGHTSTAR?
Membership eligibility for BRIGHTSTAR depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact BRIGHTSTAR directly for current membership requirements and application steps.
Is my money safe at BRIGHTSTAR?
BRIGHTSTAR is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. BRIGHTSTAR's net worth ratio of 9.06% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.