State credit union · Katy, Texas · NCUA charter #66353
Brazos Valley Schools
Health score 81/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 81
- Health / 100
- $1.02B
- Total assets
- 64,713
- Members
- 10.4%
- Net-worth ratio
Brazos Valley Schools scores 81/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $1.02B; members 64,713; net-worth ratio 10.42%; health rank #2,631 of 4,374; healthier than 39th of scored peers.
NCUA 5300 Call Report masthead
NCUA 5300 Call Report Masthead
#2,631 of 4,374 health · 2025Q4Brazos Valley Schools · health 81/100 · $1.02B · 2025Q4
Call Report peers
Brazos Valley Schools in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Brazos Valley Schools vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Brazos Valley Schools sits in 80-84 with 767 others.
81 39th percentile higher than 39% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Brazos Valley Schools vs Over $500M peers
- Widest shortfall vs peers is Loan-to-Share Ratio: -35.68 pp (48.22% vs 83.90%).
Where Brazos Valley Schools sits in Texas
- Health composite ranks #239 of 386 among scored Texas credit unions.
- Texas assets place: #37 of 386.
- Membership ranks #37 of 386 among Texas CUs with a reported count (64,713 members).
- One place up in Texas, NEIGHBORHOOD (#238) ties at 81/100; one place down, HOUSTON (#240) ties at 81/100.
Brazos Valley Schools: 2025Q4 → 2026Q1
Brazos Valley Schools: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +1.9% from $1.02B (2025Q4) to $1.04B (2026Q1).
- Net-worth ratio shifted +0.06 pp (10.36% → 10.42%).
10.42% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 81/100 score is built
Brazos Valley Schools gives up 19 points in total. Delinquency Rate costs the most, 5.8 of its 25; Net Worth Ratio scores full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 19.2 pts
- Return on Assets 11.4 pts
- Member Growth 10.1 pts
- Loan-to-Share Ratio 10.3 pts
Brazos Valley Schools health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 10.42% | -0.76 pp |
| Delinquency Rate | 1.10% | +0.23 pp |
| Return on Assets | 0.26% | -0.25 pp |
| Member Growth | 0.95% | - |
| Loan-to-Share Ratio | 48.22% | -35.68 pp |
Peer averages: Over $500M cohort, 749 credit unions, 2025Q4 filing.
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $1.04B | - |
| 2025Q4 | $1.02B | 64,713 |
| 2024Q4 | $975.0M | 64,105 |
| 2023Q4 | $956.8M | 62,670 |
Credit Union Details
- Charter Number
- 66353
- Type
- State
- Field of Membership
- Other
- Peer Group
- Over $500M
- State
- Texas
- City
- Katy
- Data Quarter
- 2025Q4
Branch Locations (13)
Per its most recent NCUA branch filing, Brazos Valley Schools runs 13 offices in 10 different cities.
| Office | City |
|---|---|
| BVSCU Administrative Office (Main Office) | Katy, TX |
| Brazos Valley Schools CU | Brenham, TX |
| Brazos Valley Schools CU | College Station, TX |
| Brazos Valley Schools CU | Fulshear, TX |
| Brazos Valley Schools CU | Houston, TX |
| Katy Branch & Real Estate Office | Katy, TX |
| Brazos Valley Schools CU | Missouri City, TX |
| Brazos Valley Schools CU | Rosenberg, TX |
| Brazos Valley Schools CU | Rosenberg, TX |
| Brazos Valley Schools CU | Sealy, TX |
| Brazos Valley Schools CU | Sugar Land, TX |
| Brazos Valley Schools CU | Sugar Land, TX |
| Brazos Valley Schools CU | Waller, TX |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Texas
A look at other Texas credit unions, ranked by how closely their peer group and asset size match this one.
Nationwide credit unions with similar profiles
Using this data
- Brazos Valley Schools ranks #2,631 of 4,374 nationally on financial health and #239 of 386 in TX -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Houston Police is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Houston Police
Frequently Asked Questions
Is Brazos Valley Schools financially healthy?
On its 2025Q4 NCUA 5300 filing, Brazos Valley Schools scores 81/100 (Excellent), with a 10.42% net worth ratio and 1.10% of loans delinquent. It ranks #2,631 of 4,374 nationally on health and #239 of 386 in Texas.
How does Brazos Valley Schools compare to other credit unions?
Brazos Valley Schools scores 81/100, higher than 39% of the 4,374 scored credit unions. Its widest shortfall is loan-to-share ratio (48.22% vs 83.90%).
How can I join Brazos Valley Schools?
Membership eligibility for Brazos Valley Schools depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Brazos Valley Schools directly for current membership requirements and application steps.
Is my money safe at Brazos Valley Schools?
Brazos Valley Schools is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Brazos Valley Schools's net worth ratio of 10.42% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.